The Discover it card is often noted as a great cash back credit card that allows cardmembers to earn 5% cash back on certain categories every quarter, in addition to the flat 1% cash back on everything else. Other neat perks include no penalty APR and a free FICO credit score every month.
As if taking a page from Capital One’s playbook, Discover also does not charge foreign transaction fees on any of its cards -- including Discover it.
- Fair. No annual fee. No overlimit fee. No foreign transaction fee. Plus, pay up to midnight ET online or by phone on your due date without a fee. No late fee on your first late payment. And paying late won’t raise your APR.
- Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014.
- Human. 100% U.S.-based customer service available any time.
- Safe. Because you’re never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.
- Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.
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