The Top 5 Cards With No Interest Until 2015

Citi Simplicity Card

citi-simplicityThe Citi Simplicity Card has 0% intro APR on both purchases and balance transfers for 18 months. Depending on your credit, the APR can range between 12.99% to 21.99% after 18 months. There is also a balance transfer fee of 3% or $5 each time a transfer is completed. Whichever is greater determines the amount charged.

Unique Features

  • No late fees
  • No annual fees
  • No penalty fees
  • 0% APR for 18 months
  • 24 hour customer service

Discover it

Discover It 14 (1)The Discover it card offers those that qualify 0% APR on balance transfers and purchases for the first 14 months. A unique feature offered by the card is a reduction in interest, monthly payments, or some other type of assistance if you happen to lose your job or face financial hardship.

Unique Features

  • No over-limit fee
  • No late fee for your first late payment
  • No foreign transaction fee
  • No annual fee
  • Late payments do not raise APR

Blue Cash Preferred Card from American Express

American-Express-Blue-Cash-Preferred-ReviewThe Blue Cash Preferred Card from American Express offers an intro APR of 0% on both balance transfers and purchases for the first 15 months. After the initial grace period, the rate is set between 12.99% and 21.99% based on your credit score and other factors.

Unique Features

  • Earn $150 in redeemable credit when $1,000 in purchases is made within the first 3 months.
  • Earn 6% cash back at U.S. supermarkets for purchases up to $6,000
  • Earn 3% in cash back rewards from U.S. gas stations and select department stores
  • Receive purchase protection on select items for up to 90 days

Citi Diamond Preferred Card

citi-diamond-copyThe Citi Diamond Preferred Card offers a variety of helpful features to help cardholders save money beyond the initial 18 month 0% interest period. One helpful feature is the Citi Price Rewind, which monitors the products that you purchase. If Citi Price Rewind finds a lower price than what you paid, you are allowed to request a refund online. Take a look at the other features offered by the card.

Unique Features

  • No annual fee
  • 24/7 concierge services
  • Citi Easy Deals offers exclusive access to online discounts free of charge
  • Citi Private Pass gives you special access to preferred seating, presale tickets, and more.
  • Citi Identity Theft Solutions and $0 liability on unauthorized purchases to protect you from fraud.

BankAmericard Visa Card

bankamericardWith an introductory 0% APR for the first 15 billing cycles, the BankAmericard Visa Card is a good account to open. The introductory 0% APR is only applied to purchases and balance transfers made within the first 60 days of activating the card. After the initial 60-day period, a 10.99% to 20.99% variable APR will be applied to purchases and transfers. This card is ideal for shoppers during the holiday season that don't want any interest on their purchases until 2015.

Unique Features

  • No annual fee
  • No interest charged if purchases pain in full within 25 days after the close of each billing cycle
  • Overdraft protection cash advances (requires enrollment)
  • zoe


    • jalo12

      stupid whore

    • jalo12

      too young and too small

    • jalo12

      is that your age or iq

    • jalo12

      hay ki$$ my a$P