Blue Cash Preferred from American Express is one of the top cash back credit cards because it offers an incredible cash back rate on groceries, which tend to account for a significant part of an American household’s discretionary spending.
At 6% cash back on purchases at stand-alone supermarkets (on up to the first $6,000 spent at supermarkets per year), cardmembers can easily earn more cash back to cover the cost of the card’s $75 annual fee. It also makes a decent cash back card for gas and department store purchases.
Noteworthy card features:
- $75 annual fee
- Get 6% cash back at U.S. stand-alone supermarkets, 3% cash back on gasoline at U.S. stand-alone gas stations and select major department stores; 1% cash back on other purchases.
- The first $6,000 of purchases at U.S. stand-alone supermarkets in a calendar year qualifies for 6% cash back; 1% thereafter.
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