The Discover it card is usually seen as a solid cash back credit card. But, for individual who have a great credit profile, the Discover it card can also come with a low APR of 10.99%. Furthermore, Discover it offers cash back (up to 5% cash back on quarterly rotating categories after you sign up).
The card doesn’t impose foreign transaction fees or overlimit fees. There is no penalty APR and the late fee on the first late payment is waived.
Unfortunately, the Discover it card has the standard 3% balance transfer fee.
Noteworthy card features
- No annual fee
- Variable APR of 10.99% to 22.99%
- Earn up to 5% cash back after you sign up
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