Articles by Lance Cothern
New 20-Year Treasury Bonds: Pros and Cons to Consider Before Investing
Find out about the pros and cons of investing in the new 20-year Treasury bonds, a new form of low-risk investment to help diversify a portfolio.
Lance Cothern
Tax Efficient Investing: Put Investments in the Right Places to Reduce Taxes Owed
Investing is tricky on so many levels. You have to figure out what to invest in,...
How to Save on Life Insurance With the Ladder Strategy
A person’s need for life insurance coverage changes as they grow older. Initially,...
8 Business Checking Account Fees to Watch Out For
See the most common fees associated with business checking accounts so that you know what to watch out for when picking a checking account for your business.
Lance Cothern
5 Signs You Need a New Checking Account
Find out how your checking account could be hurting your finances and what you should look for in the best checking account for you.
Lance Cothern
How to Protect Against Wage Garnishments, Bank Levies
When you have creditors coming after you to repay the debt you owe, life can be...
How to Help Manage the Finances of Aging Parents
Getting old is a fact of life.
Unfortunately, people may start to lose their...
What Happens If You Need an Early Withdrawal from a 529 Plan?
Learn about the penalties and taxes that may apply to early withdrawals (aka. unqualified withdrawals) from a 529 saving plan that was for education costs.
Lance Cothern
Why You Should Pay Attention to the Expense Ratio on Mutual Funds and ETFs
Learn all about expense ratios and the impact on the returns of your investments. Find out what fees are included in the costs.
Lance Cothern
Do You Need a CPA or CFP for Financial Advice?
Figuring out how to manage your finances can be difficult for even the simplest...