Articles by Valerie Ashton
How to Find an Old 401k Account from a Previous Employer
If you've lost track of an old 401(k) retirement account that you opened with a previous employer, learn what you can do to find and retrieve your money.
Valerie Ashton
Should Freelancers Get a Business Credit Card?
Many people believe that having multiple streams of income is more beneficial and...
Is It Better to Settle Credit Card Debt or Repay the Full Amount?
“Settlements” are often presented as attractive, favorable options to resolve...
Why Were You Denied a Savings Account?
Find out why you could have been rejected for a savings account. Learn about ChexSystems and how banks use it when you submit an application.
Valerie Ashton
What Are Market-Linked CDs?
Learn how market-linked certificates of deposit (CDs) work and how you can use it to grow your money. Find out about the advantages and disadvantages of market-linked CDs, especially when compared to traditional CDs. See if the earnings limits, FDIC insurance, and tax rules of these special CDs are right for your investment portfolio.
Valerie Ashton
What Makes a Bad 401(k) Plan?
An employer-sponsored 401(k) retirement plan is usually an excellent retirement...
9 Signs That You Have Too Much Debt
Almost all Americans have debt.
Debt is normal, and for many, necessary to...
How to Pay for High Emergency Care Expenses
Learn about the different options to help pay for emergency care expenses that you didn't anticipate, including payment plans, loans, and more.
Valerie Ashton
Debt Repayment: Pay Off Smallest Balance or Highest APR?
Find out whether it is better for you to pay off the smallest balance or highest APR when choosing which credit card debt to focus on repaying.
Valerie Ashton
When to Use Personal Loan to Fund Continuing College Education
Taking out a student loan to fund your education is the most widely used financing...