About Bank of America

Bank of America can be traced back to 1904, and was originally known as Bank of Italy. The man who founded Bank of Italy, Amadeo Giannini, wanted to cater to the immigrants who were new to the U.S. at the time, rather than the rich. It’s been said that fictional character George Bailey from the classic holiday movie “It’s a Wonderful Life” was inspired by Giannini. Today, Bank of America hails as one of the world’s biggest institutions, which includes wealth management division, Merrill Lynch.
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Bank of America Branch
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Bank of America Branch Sign
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Bank of America 23rd St. NYC
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Bank of America in Times Square
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Overall Rating

MyBankTracker rated Bank of America based on the following criteria that includes real customer reviews and bank fees, among others. Our bank report card is a proprietary rating system that highlights the financial health and stability of the bank.

B

MyBankTracker Rating

Customer Rating
Based on 991 Reviews
Financial Health
Based on Texas Ratio: 15.53
Bank Fees
vs. Average
Bank Rates
vs. Average
Number of Locations
vs. Similar Institutions
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Locations & Hours

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Most Helpful Customer Reviews

LLeffert's Profile Image

Reviewed by LLeffert

Apr 28th 2015

5 out of 5 marks

Above and beyond

Today I visited the Merritt blvd. BOA to open an estate account for my mother who recently pass away. I was so privileged to deal with Betty Eanes, who in my opinion is by far one of the best and most understanding representatives I've had the pleasure to deal with. Her condolences were sincere, her attitude positive, and her advise priceless. I came in frustrated and overwhelmed with my executive responsibilities over my mothers will, and left with a sense of accomplishment, and a better grip on what is expected of me, for she has been in my position and related to my responsibilities. Thank you Betty, the world needs more people like you.

-Lauren L

Is this review helpful? ▲ Yes 1 ▼ No 0

Terryrig's Profile Image

Reviewed by Terryrig

Mar 6th 2015

5 out of 5 marks

Great Customer Service

On Saturday February 28th. I went in to the Conyers Ga. location on Hwy 138 and meet with Amy about opening an account for my son who is 15 years old. Amy's service was great. She made me and my son very comfortable during the visit. She was very helpful when explaining all the details about the account. All in all it was a great experience for me and more important my son. Thanks Amy, keep up the excellent work. Terry R.

Is this review helpful? ▲ Yes 1 ▼ No 1

dahwoman's Profile Image

Reviewed by dahwoman

Mar 6th 2015

5 out of 5 marks

the BEST Bank

this is one of the best banks EVER! I have had an account here sense 1983 and would never dream of changing to another bank. The staff is friendly and courteous. This bank has it all. The staff is knowledgeable and willing to solve any problem and work with you.

Is this review helpful? ▲ Yes 1 ▼ No 1

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Bank Rates

NAME RATE (APY) MIN TO EARN APY Min Deposit
Regular Savings

0.01%

$0

$25

NAME RATE (APY) MIN TO EARN APY Min Deposit
Growth Money Market Savings

0.02%

$0

$25

Growth Money Market Savings

0.08%

$5,000

$25

Growth Money Market Savings

0.25%

$10,000

$25

Growth Money Market Savings

0.40%

$25,000

$25

Growth Money Market Savings

0.40%

$50,000

$25

Growth Money Market Savings

0.45%

$100,000

$25

Growth Money Market Savings

0.60%

$500,000

$25

Growth Money Market Savings

0.60%

$2,500,000

$25

NAME RATE (APY) MIN TO EARN APY Min Deposit
Advantage with Tiered Interest Checking

0.01%

$0

$100

Advantage with Tiered Interest Checking

0.02%

$10,000

$100

Advantage with Tiered Interest Checking

0.03%

$100,000

$100

TERM RATE (APY) Min Deposit
3 Month CD

0.03%

$1,000

6 Month CD

0.03%

$1,000

9 Month CD

0.03%

$1,000

12 Month CD

0.05%

$1,000

18 Month CD

0.07%

$1,000

24 Month CD

0.10%

$1,000

30 Month CD

0.10%

$1,000

36 Month CD

0.12%

$1,000

48 Month CD

0.15%

$1,000

60 Month CD

0.15%

$1,000

TERM RATE (APY) Min Deposit
9 Month CD

0.04%

$5,000

TERM RATE (APY) Min Deposit
3 Month CD

0.03%

$1,000

6 Month CD

0.03%

$1,000

9 Month CD

0.03%

$1,000

12 Month CD

0.05%

$1,000

18 Month CD

0.07%

$1,000

24 Month CD

0.10%

$1,000

36 Month CD

0.12%

$1,000

48 Month CD

0.15%

$1,000

60 Month CD

0.15%

$1,000

Banking Fees

Type Fee National average
Monthly Inactivity

N/A

$7

Non-Sufficient Fund (Overdraft)

$35

$30

Stop Payment item

$30

$27

Return Deposit

$35

$13

Domestic Wire Transfer (Outbound)

$25

$22

Domestic Wire Transfer (Inbound)

$15

$9

Non-Bank ATM

$2.50

$5 international

$1