About Bank of America

Bank of America can be traced back to 1904, and was originally known as Bank of Italy. The man who founded Bank of Italy, Amadeo Giannini, wanted to cater to the immigrants who were new to the U.S. at the time, rather than the rich. It’s been said that fictional character George Bailey from the classic holiday movie “It’s a Wonderful Life” was inspired by Giannini. Today, Bank of America hails as one of the world’s biggest institutions, which includes wealth management division, Merrill Lynch.
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Bank of America Branch
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Bank of America Branch Sign
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Bank of America 23rd St. NYC
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Bank of America in Times Square
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Overall Rating

MyBankTracker rated Bank of America based on the following criteria that includes real customer reviews and bank fees, among others. Our bank report card is a proprietary rating system that highlights the financial health and stability of the bank.

B

MyBankTracker Rating

Customer Rating
Based on 1,000 Reviews
Financial Health
Based on Texas Ratio: 15.53
Bank Fees
vs. Average
Bank Rates
vs. Average
Number of Locations
vs. Similar Institutions
Mobile Deposits
Mobile Deposits
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Locations & Hours

Bank of America Location Map
Bank of America Location Map
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Most Helpful Customer Reviews

LLeffert's Profile Image

Reviewed by LLeffert

Apr 28th 2015

5 out of 5 marks

Above and beyond

Today I visited the Merritt blvd. BOA to open an estate account for my mother who recently pass away. I was so privileged to deal with Betty Eanes, who in my opinion is by far one of the best and most understanding representatives I've had the pleasure to deal with. Her condolences were sincere, her attitude positive, and her advise priceless. I came in frustrated and overwhelmed with my executive responsibilities over my mothers will, and left with a sense of accomplishment, and a better grip on what is expected of me, for she has been in my position and related to my responsibilities. Thank you Betty, the world needs more people like you.

-Lauren L

Is this review helpful? ▲ Yes 1 ▼ No 1

aoeuaoeu's Profile Image

Reviewed by aoeuaoeu

May 21st 2015

5 out of 5 marks

Works with customer, excellent security

My experience at a New Haven branch of BOA has been exceptional. Most importantly, the employee I talked to had my best interests at heart and went above and beyond to find me the best account to fulfill my needs and save me money.

Additionally, I enjoy using BOA's online banking tools because of their simplicity and security. Making money transfers, finding account/routing numbers, and keeping track of finances are all accomplished in an easy-to-use interface that is not found at other banks I have used. However, I am most impressed by BOA's active security measures, not just online login security, but fraud detection as well. When I recently purchased an international flight, BOA immediately notified me of a potentially fraudulent charge. I was able to easily deem the charge valid and continue to purchase my ticket.

Overall, it's a great feeling to know that BOA has my best interests at heart and is actively trying to protect my finances.

Is this review helpful? ▲ Yes 1 ▼ No 0

Shamaro8's Profile Image

Reviewed by Shamaro8

May 22nd 2015

5 out of 5 marks

Exceptional Branch Manager

Will not say what I went in for, but the Branch Manager Jason, was exceedingly professional and friendly...I was thinking, the tellers must enjoy their job, with such leadership present!!

Is this review helpful? ▲ Yes 1 ▼ No 0

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Bank Rates

NAME RATE (APY) MIN TO EARN APY Min Deposit
Regular Savings

0.01%

$0

$25

NAME RATE (APY) MIN TO EARN APY Min Deposit
Growth Money Market Savings

0.02%

$0

$25

Growth Money Market Savings

0.08%

$5,000

$25

Growth Money Market Savings

0.25%

$10,000

$25

Growth Money Market Savings

0.40%

$25,000

$25

Growth Money Market Savings

0.40%

$50,000

$25

Growth Money Market Savings

0.45%

$100,000

$25

Growth Money Market Savings

0.60%

$500,000

$25

Growth Money Market Savings

0.60%

$2,500,000

$25

NAME RATE (APY) MIN TO EARN APY Min Deposit
Advantage with Tiered Interest Checking

0.01%

$0

$100

Advantage with Tiered Interest Checking

0.02%

$10,000

$100

Advantage with Tiered Interest Checking

0.03%

$100,000

$100

TERM RATE (APY) Min Deposit
3 Month CD

0.03%

$1,000

6 Month CD

0.03%

$1,000

9 Month CD

0.03%

$1,000

12 Month CD

0.05%

$1,000

18 Month CD

0.07%

$1,000

24 Month CD

0.10%

$1,000

30 Month CD

0.10%

$1,000

36 Month CD

0.12%

$1,000

48 Month CD

0.15%

$1,000

60 Month CD

0.15%

$1,000

TERM RATE (APY) Min Deposit
9 Month CD

0.04%

$5,000

TERM RATE (APY) Min Deposit
3 Month CD

0.03%

$1,000

6 Month CD

0.03%

$1,000

9 Month CD

0.03%

$1,000

12 Month CD

0.05%

$1,000

18 Month CD

0.07%

$1,000

24 Month CD

0.10%

$1,000

36 Month CD

0.12%

$1,000

48 Month CD

0.15%

$1,000

60 Month CD

0.15%

$1,000

Banking Fees

Type Fee National average
Monthly Inactivity

N/A

$7

Non-Sufficient Fund (Overdraft)

$35

$30

Stop Payment item

$30

$27

Return Deposit

$35

$13

Domestic Wire Transfer (Outbound)

$25

$22

Domestic Wire Transfer (Inbound)

$15

$9

Non-Bank ATM

$2.50

$5 international

$1