The only thing the mortgage dept. is good at, is making up excuses and passing the buck. 2 1/2 months after applying for a mortgage, 3 passed closing dates , 2 contract extensions and they still keep coming up with lines like we are missing paperwork ! Greg Hays the mortgage manager is just plain clueless , Justin Frizzel is to busy doing whatever he does to contact you back, ( unless you make a call to the presidents office Mike Michael in Cincinatti ) then he is real fast to call back . Alicia Hobson the loan origionators assistant or poster child airhead, you decide . The only thing this bank is efficient at is charging an application fee. Do yourselves a favor, steer clear of this bank and do alittle more research . You'll be glad you did .
They do anything possible to rip you off. The last straw, charging me 11 bucks a month for a checking account that I don't even write checks on, GOODBY 5/3. I have been a member since 1972, well after they bought out my bank.
Now it's WPCU credit union all the way. I just wish they had as many ATMs as 5/3, but that is the only thing I miss.
They hit you with monthly late fees and late charges (yes, two different kind) by holding your payments for 10-15 days and then processing them. The result: late fees that add about 35% to your actual payment.
Call to resolve the situation? The idiots on the other end of the phone respond by saying that it can take up to 10 business days to process payments. Really? I can send a check across the country and have it debited from my account in four business days. I have since refinanced my loan at a local credit union. And I have filed a complaint with the federal reserve bank comsumer complaint dept.
5/3 bank is the lowest with the lowest grade of employees.