I had a fire in my home on 26 Nov 12. My insurance company issued me a check that was promptly endorsed then sent via overnight service to BanBoA offices located in California as I was instructed to do. Confirmation of the Check receipt by BoA was received on 07 Dec. I was told initially when I called to report the property lost in late Nov that the processing of the insurance check would be 3 business days after BoA received it. I expected base on that to have received a disbursement by 14 or 15 Dec since I called and requested over night service back to me.
I am currently displaced living in a hotel room with my three minor children and I am a military member has to depart for a training assignment in Virginia from 08 Jan 13 to 24 April 13. I explained my limited time to get my home repaired and to get my children settled due to my military obligations to the numerous representatives.
I was assured on four occasions when I spoke with a BoA representative that the check will be or was sent which was a lie. I took a week off from work for nothing. I sat on my property twice from 0800 oâ??clock to 3pm waiting outside on a bench in my yard (as I could not wait in the house because it is not inhabitable currently) for the alleged check to be delivered. It never showed. They finally sent it via regular mail which I received on 22 Dec so they still get interest until 24 Dec.
This practice is illegal. They are not entitled to collect interest on my money. That is a source of millions of dollars of revenue for them. I am filing a claim with the Federal Reserve and all who endure such non sense should too to send a message to them.
I was out of city and used my Credit card once. the day after I received a call with no introduction that said Your Debit card closed Then I couldn't see my credit account online when I came back I called the bank and I was told that was for security Well who's security? mine or the potential thieve? Imagine another person used my card in another city. You Blocked me online, not to be able to see what's happening to my account while the card is still OK to be used by who ever You kidding me?? They could at least call me and check if it was me?? At the end I see a "maintenance fee" charged in my account too ,which I don't know why is that?
More over, when look at my activities on line, any time in this couple of days I used my credit card , it shows the Type as "Cash Advance" not the regular. Cash Advance from a credit card has charges!!!!!! No wonder why they never blocked the card.
I emailed the bank from the contact page within the bank account-online. They responded back to me almost in 1 week that I have to log in my account and send email from the secure page within my account / online.
Didn't I just do that?!?! so pissed off.
Contacted CEO office. no difference ...