I filed a claim with BOA because I had an unauthorized charge from a bookstore, so after calling the claims department to report it, I then called the bookstore directly and they reimbursed the money to my account. Two days later BOA reimbursed the money to me also, so I was given back double the money, now being an honest person, I called to let them know of the error, and had to press 1 for English, then remain on the phone for over FIFTEEN minutes pressing buttons and listening to an automated voice mail, I absolutely HATE that, and for trying to do the right thing, I think this is completely unfair, you're customers want to speak with a HUMAN, not a computer!
I had an issue with a paypal transaction for a purchase I made, my Bank of America checking account was debited for the paypal payment. I discovered an issue with the item purchased using paypal. I contacted paypal and the time allowed had elapsed for them to collect so they said if I would file a claim with B of A they would refund to them and I would have my money back. They gave me all of the info required to provide to B of A including a reference number that would trigger them to issue the refund to my account, easy fix, right? Not by any means, I contacted B of A, filed a claim, week later received a "form" letter that they had denied the claim and if I would contact them they would provide the documentation and correspondence used to make the decision. I called and talked to claim rep and asked for review of docs used to make decision, rep could not find a thing and starting reading the "form " letter I had received back to me. I asked if they had contacted paypal regarding the issue and if they had reviewed the paperwork I had sent to them, rep stated they had paperwork but could not tell me what they had done or how they made the decision. I had already contacted paypal management rep and verified B of A had NEVER contacted them. I asked for a supervisor and rep said she was one, would elevate as I had requested. She asked me for a phone number so claims dept could personally contact me, never received a call, just another "from" letter a week later saying claim denied. No wonder they are rated again for the 6-7th year as the worst Company in America for customer service.