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James C Started a Discussion
on Jan 6th 2012
I want to hear from others who have trouble with Ally Bank.
Beware do not give your business to Ally bank. More »
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Steve T Started a Discussion
on Nov 14th 2011
Ally Bank semi-rant
A cash advance aurcces interest from the day you receive it (plus whatever fees are associated with it). No, it would not negatively affect your credit other than if the advance pushed you up close to your credit limits on all your cards. But that would change the next month when you repaid. Unless you have a real need for a short term loan, why do it?If you're doing this just to create more credit activity, I'd suggest a loan from Prosper or something like it. If you have good credit already, the cost will be a lot less than what a credit card advance would cost. More »
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Tadas Started a Discussion
on Jul 12th 2011
Ally Bank Announces Ally Perks, a Rewards Program for Interest Checking Customer
The legal remedies avlaaible to the lender will vary according to local laws, but typical things they can do include:Adding late fees which make your bill bigger,Adding interest to the bill, including on late fees,Suing for monies owed, and court remedies could include disposal of your goods to clear debts, and attachment of earnings, legal proceedings are added to the bill.Remedies avlaaible to you may include, depending where you live, self-declared bankruptcy to take the heat off, or some lesser degree of bankruptcy like an IVA, or simply a negotiation with the lender to freeze interest and pay a lesser, fixed sum to reduce the debt, or even a reduced payment in full and final settlement. More »
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neilhill6 Started a Discussion
on Jul 8th 2011
Ally just raised savings rates... 1.09 percent!!
More »
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Simon Started a Discussion
on Apr 6th 2011
Will you switch to an online bank if it offered a mobile check deposit feature?
One of the things that online bank customers can't do is deposit a check straight into an online bank account without sending it through the mail or depositing it at another bank first. More »
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Carolyn Started a Discussion
on Mar 24th 2011
GM to unload its preferred shares in Ally Financial.
G.M. Announces Sale of Ally Shares More »
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Jeff M Started a Discussion
on Mar 20th 2011
CDs at Ally bank have interest compounded how often?
noell w left an interesting review of Ally bank cds...she couldn't get a straight answer from them!
I understand that "the interest income is added to your account. The more frequently this occurs, the sooner your accumulated interest income will generate additional interest."
Is Ally trying to pull a fast one?
Anyone offer any clarity on this issue? I am sitting on 50k from an insurance policy & was going to open a cd at Ally. (I lost 50k in the tech bubble & so I'm gun-shy of the stock market. And my home home value is losing 35k per month. Oh, and I may lose my job. But other than that, things are looking up!)
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Lucracy Started a Discussion
on Mar 20th 2011
Unsure of savings rates? Build a CD ladder.
With the current volatility of the market and being unsure if interest rates will rise or fall, there is something you can do to try to maximize your savings. Instead of locking away your entire investment in the highest rate CD you can find, break it up into smaller amounts and stagger it over time. If rates fall, then you take a small hit. But if rates rise, then you don't miss out on the higher rates. More »
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Tina L Started a Discussion
on Dec 2nd 2010
Any idea when GMAC will start closings on their REO properties?
I have a contract pending on a GMAC property in Pinellas County Florida since August and have agreed to 3 extensions. I can't seem to get a straight answer from anyone regarding a true timeline. More »
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gord c Started a Discussion
on Jul 9th 2010
I am trying to refi with GMAC - no one is answering nor returning my messages. Can Ally help?
More »
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Chris K Started a Discussion
on Apr 16th 2010
What is causing the steady decline in saving & checking interest rates?
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Tebayane R Started a Discussion
on Jan 12th 2010
what is the difference between hsbc internet banking and ally bank?
More »