Honestly, run from them as fast as you can. I can't tell you the bullshit bureaucracy I've had to deal with. They've held funds for months now due to what they claim to be changes in banking rules. It's just a fiasco to myself personally, my image to other people, my business. They are inept, unorganized and deserve to LOSE business. While they were great when they were Commerce Bank, that's a total thing of the past. START SHOPPING FOR ANOTHER BANK IMMEDIATELY.