Having lived in the area now for 14 years or so and having had experience of several banks, either through payroll needs or mortgages or such, i'd have to say td bank is the best of the bunch. I've tried wilmington trust - ok, b of a - really terrible, wachovia - horrible, citizens - pretty bad, first federal - ok, but td has been really great.
First, most of the complaints i read here are about debit charges for being overdrawn, that's the same at every bank. My son went over $800 overdrawn while banking at citizens while at college - for buying a starbucks on his debit card. They then started charging him $37 day for the o/d, even when it was paid off, they came up with retrospective charges that put him overdrawn again and started the whole process over.
You can fix your debit card so it can't go o/d now (thanks to the government) and at least td only charge $15... My branch is very cheery and friendly. The dog loves to visit and there are always little gifts for the kids as well as the free money counter for customers. No bank reminds me of the old, personal face-to-face service you used to get and decisions are now made in a central office many miles away, but at least the staff are friendly, the bank is open and bring and everyone seems very helpful.
After purchasing 3 gift cards in the amount of $25 for my college son I found that the monies were eaten up with a $2.50 service charge leaving $7.50 on each card. Contacted the toll free number, went to the TD branch and horrible customer service. Really disappointment in how TD bank was non-responsive. I am a long time TD Bank customer. Warning - do not buy TD gift cards.
I try reaching them st their 1888 7519000 number and for the past few days cannot get anyone its always a 15 to 20 minute hold time. Since when are you this overwhelmed? Try hiring more employees in those offices downtown center city that i pay all my fees for. You can all get bent. Your branch on frankford and unruh aren't any better. They can usually at this discretion remove overdraft fees but 9 out of ten will not remove one single overdraft fee. Knowing it was only three days before my nevt eft was going tobe in their bank.
TD Bank has taken $210. 00 in od fees and nsf fees year to date. I am on disability because i have memory impairment caused by an automobile accident. Sometimes i forget to balance my checking account but its never ever more than double digits that my next eft cannot take care of. I hate your bank and how i get treated. Mr glenn [Redacted] disgruntled patron of td bank. $210. 00? Shame on td bank and how it treats handicapped customers. K should have kept that money someone dropped outside of your td bank on cottman and bustleton aves