TD Bank has a full proof plan to rip off customers, i knew that i was getting ripped off so i tried this and they had no answer. I'm not proud to admit this but they know i live paycheck to paycheck, if i write a check, they will purposely show it as cleared. Not in the pending but actually cleared. So if i have a few dollasr left that is less then the actual amount of the check and i make a withdrawal or purchase then they realease the check so that it overdraws and charge me $35. 00.
I printed out a statement showing that all of my checks had cleared. I made a purchase less than the check and they sent the check through which caused it to generate overdraft fees. Unless you are keeping a paper trail account they will get you, and they also have a way of charging you the ntd (non-tdbank) $2. 00 fees so that they can conveniently cause your checks to overdraft as well. I have my disability check , work and military going to them so its hard to stop my accounts but i really have to, they are killing me (us) slowly.
The level of service at this bank exceeds my expectations. David, in particular is courteous, friendly, professional and always goes the extra step in assuring that my banking needs are addressed.
This is the worst bank to deal with and the italian girl manager is the worst person to deal with i think she is on a power trip they charge all kinds of fees for nothing they freeze cheques but take there fees from the frozen funds anyway the employees don't even know that the funds get frozen for 7 days or 5 days this bank has to wake up and treat customers the proper way and get rid of that women manager she does not know anything to much you know what so change bank and go somewhere where they know what they are talking about