MyBankTracker rated TD Bank based on the following criteria that includes real customer reviews and bank fees, among others. Our bank report card is a proprietary rating system that highlights the financial health and stability of the bank.
TD Bank has a full proof plan to rip off customers, i knew that i was getting ripped off so i tried this and they had no answer. I'm not proud to admit this but they know i live paycheck to paycheck, if i write a check, they will purposely show it as cleared. Not in the pending but actually cleared. So if i have a few dollasr left that is less then the actual amount of the check and i make a withdrawal or purchase then they realease the check so that it overdraws and charge me $35. 00.
I printed out a statement showing that all of my checks had cleared. I made a purchase less than the check and they sent the check through which caused it to generate overdraft fees. Unless you are keeping a paper trail account they will get you, and they also have a way of charging you the ntd (non-tdbank) $2. 00 fees so that they can conveniently cause your checks to overdraft as well. I have my disability check , work and military going to them so its hard to stop my accounts but i really have to, they are killing me (us) slowly.
This is the most accommodating bank there is and they have the lowest fees. They're open every day, there is never a long wait, they know my name, they're dog friendly, etc etc etc....why bank anywhere else? I hope BOA and WF lose all of their business to TD!
So hear this, i go to drop off 2k into my dads account via a checking number at the toronto lapsley location. The lady asks for the transit number and i tell her its that branch my dad opened with. She happily adds the money. I go 2 days later and she is condescending and rude and tells me without a transit number i cant add any money. I am trying to deposit money not take out money. No one in the world has this bs system. Switch to scotia bank or bmo. TD is clown college