TD Bank has a full proof plan to rip off customers, i knew that i was getting ripped off so i tried this and they had no answer. I'm not proud to admit this but they know i live paycheck to paycheck, if i write a check, they will purposely show it as cleared. Not in the pending but actually cleared. So if i have a few dollasr left that is less then the actual amount of the check and i make a withdrawal or purchase then they realease the check so that it overdraws and charge me $35. 00.
I printed out a statement showing that all of my checks had cleared. I made a purchase less than the check and they sent the check through which caused it to generate overdraft fees. Unless you are keeping a paper trail account they will get you, and they also have a way of charging you the ntd (non-tdbank) $2. 00 fees so that they can conveniently cause your checks to overdraft as well. I have my disability check , work and military going to them so its hard to stop my accounts but i really have to, they are killing me (us) slowly.
After purchasing 3 gift cards in the amount of $25 for my college son I found that the monies were eaten up with a $2.50 service charge leaving $7.50 on each card. Contacted the toll free number, went to the TD branch and horrible customer service. Really disappointment in how TD bank was non-responsive. I am a long time TD Bank customer. Warning - do not buy TD gift cards.
I try reaching them st their 1888 7519000 number and for the past few days cannot get anyone its always a 15 to 20 minute hold time. Since when are you this overwhelmed? Try hiring more employees in those offices downtown center city that i pay all my fees for. You can all get bent. Your branch on frankford and unruh aren't any better. They can usually at this discretion remove overdraft fees but 9 out of ten will not remove one single overdraft fee. Knowing it was only three days before my nevt eft was going tobe in their bank.
TD Bank has taken $210. 00 in od fees and nsf fees year to date. I am on disability because i have memory impairment caused by an automobile accident. Sometimes i forget to balance my checking account but its never ever more than double digits that my next eft cannot take care of. I hate your bank and how i get treated. Mr glenn [Redacted] disgruntled patron of td bank. $210. 00? Shame on td bank and how it treats handicapped customers. K should have kept that money someone dropped outside of your td bank on cottman and bustleton aves