MyBankTracker rated TD Bank based on the following criteria that includes real customer reviews and bank fees, among others. Our bank report card is a proprietary rating system that highlights the financial health and stability of the bank.
TD Bank has a full proof plan to rip off customers, i knew that i was getting ripped off so i tried this and they had no answer. I'm not proud to admit this but they know i live paycheck to paycheck, if i write a check, they will purposely show it as cleared. Not in the pending but actually cleared. So if i have a few dollasr left that is less then the actual amount of the check and i make a withdrawal or purchase then they realease the check so that it overdraws and charge me $35. 00.
I printed out a statement showing that all of my checks had cleared. I made a purchase less than the check and they sent the check through which caused it to generate overdraft fees. Unless you are keeping a paper trail account they will get you, and they also have a way of charging you the ntd (non-tdbank) $2. 00 fees so that they can conveniently cause your checks to overdraft as well. I have my disability check , work and military going to them so its hard to stop my accounts but i really have to, they are killing me (us) slowly.
I deposited some money while opening and bank detail shows "Deposit" in detail; after few days I deposited 2 checks & cash same day and it shows "Deposit" and no information if it is cash deposit or check deposit.
When I contacted TD Bank, I was informed that it would be like this only and if I want transaction detail, that will cost $5 per transaction.
I am not interested to pay for detail (I would say minimum required info on statement) and its always helpful if statement say what was deposited instead of just deposit for any kind of transaction.
Imagine, you go to Stop&Shop and in your bill it says groceries for all the items instead of name what was it.
I gave not so bad rating because when I visited TB Bank branch, attending officer was helpful.
I am thinking to move to another bank now.
Good Luck to you guys.
When I was new to trying to build my credit, TD wouldn't help at all, so I had to use Capital One. After building up my credit, I finally got offered a TD Visa with a very low limit. After paying it off faithfully, TD still refused to raise my credit limit. The bank tellers were sometimes rude and I often felt they were looking their noses down at me. Finally, I crossed the street and spoke with Scotia. Imagine my surprise when I was told my credit was good enough for a much higher credit limit at a lower rate with them! Also, I have an account now that doesn't force me to wait 10 days for my checks to clear! Obviously, I switched banks!