% APY |
$ Minimum to Open |
Term in Months |
|||
|---|---|---|---|---|---|
CDs |
0.05% |
$1,000 |
3 Months | Learn More | |
0.05% |
$1,000 |
6 Months | Learn More | ||
0.30% |
$1,000 |
12 Months | Learn More | ||
0.40% |
$1,000 |
18 Months | Learn More | ||
0.40% |
$1,000 |
24 Months | Learn More | ||
0.60% |
$1,000 |
36 Months | Learn More | ||
1.10% |
$1,000 |
60 Months | Learn More | ||
% APR |
Points |
Type |
|||
|---|---|---|---|---|---|
30 Yr Fixed |
4.913% |
0 |
30 Year Fixed | Learn More | |
15 Yr Fixed |
4.544% |
0 |
15 Year Fixed | Learn More | |
7 Yr ARM |
4.107% |
0 |
7/1 ARM | Learn More | |
5 Yr ARM |
3.612% |
0 |
5/1 ARM | Learn More | |
7 Yr Interest Only |
4.042% |
0 |
7/1 IO ARM | Learn More | |
5 Yr Interest Only |
3.606% |
0 |
5/1 IO ARM | Learn More | |
% APY |
$ Minimum to Open |
Type |
|||
|---|---|---|---|---|---|
High-Yield Savings |
0.50% |
$1 |
Savings | Learn More | |
% APY |
$ Required Balance |
Type |
|||
|---|---|---|---|---|---|
Max-Rate Checking Account |
0.05% |
$0 |
Interest | Learn More | |
0.30% |
$5,000 |
Interest | Learn More | ||
0.30% |
$50,000 |
Interest | Learn More | ||
“Bad service and rarely a transaction without a problem”
I bought into the E*trade world of one stop shopping. I did Employee Stock, Stock, IRA, Saving, Checking. Nearly every transaction performed over the 2 years as a customer had a problem which took several contacts with customer service to get resolved including escalations. The user interface on the website is horrible and full of bugs. I spent a lot of time researching exactly why something went wrong so I wouldn't do it again and also to tell them and they did not care. The rates were decent at the time but the fees were a bit overkill and there was no consideration for the multiple accounts. The accounts were presented in a single screen but it was like dealing with different companies when transfering money between them or trying to work on a service issue. I will never use them again.
About the bank
The E*TRADE FINANCIAL family of companies provides financial services including trading, investing and banking for retail and institutional customers. Securities products and services are offered by E*TRADE Securities LLC (Member FINRA/SIPC). Bank products and services are offered by E*TRADE Bank, a Federal savings bank, Member FDIC, or its subsidiaries.
Products and services
- Credit Cards
- Certificate of Deposit (CD)
- Savings
- Checking
- Mortgage
- IRA
- Business
This bank is an FDIC insured bank. All deposits are insured up to $250,000 per individual account holder.


