If you're ready to open your first credit card, learn the basics
first. Get familiar with how to calculate an annual percentage rate
and how much interest you will owe, along with the most basic fees
that typically come with credit cards. When you use credit cards
responsibly, you can easily build your credit score and even rack
up rewards points, depending on what kind of card you choose.
Did You Know
Credit cards that offer a lucrative sign-up bonus often come with
an annual fee that is waived the first year. Before you're tempted
to sign up for a card to earn the bonus, make sure it's a card that
fits your spending lifestyle, otherwise you'll be wasting money on
the annual fee.
Advertiser Disclosure: Many of the savings offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all deposit accounts available
Editorial Disclosure: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are author’s alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program.
User Generated Content Disclosure: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.