How Is Interest Calculated?

The numbers listed under "Interest" on your monthly credit card statement might be nothing more than a looming enigma that you know you'll eventually have to pay off. Understanding how interest is cal... Read »

How To Boost Your Chances Of Getting A Credit Limit Increase

A higher credit limit carries many advantages, ranging from (obviously) the ability to spend more on your credit card to benefiting your credit score, which is partly calculated by your debt to limi... Read »

Should I Use My Credit Card Or Debit Card To Make A Purchase?

These days, opening your wallet will probably reveal at least a handful of credit and debit cards. You might think it doesn't matter which plastic you choose to use for any particular purchase, but ... Read »

What Is A Balance Transfer?

If you're up to your eyeballs in credit-card debt with no way to regain your footing due to astronomical interest rates, a balance transfer may be a way to make your finances more manageable. A bal... Read »

What Is A Secured Credit Card?

For those who have credit that is bad, limited or nonexistent, secured credit cards are one of the most common ways to build or rebuild credit. Say you recently went through a divorce or immigrated ... Read »

How To Get A College Student Credit Card

Fresh high school graduates have a lot to think about, often including but not limited to moving away from home, buying textbooks for college and finding a desirable area of study. Opening a new che... Read »

Understanding The Most Common Credit Card Fees

Credit cards commonly come with a glut of fees that run the gamut from charging you for spending too much to spending too little. The Federal Reserve has taken steps to protect consumers from exorbi... Read »

Choose a Credit Card Based on Your Lifestyle

Credit cards are like clothes in some ways. Some are sexy, some are boring, some are cheap, some are expensive, some are flimsy, some are durable, so on and so forth. What works for your friend migh... Read »

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