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PerkStreet Financial Earn 2% cash back on debit card purchases at your favorite retailers Earn at least 1% cash back on all non-PIN debit card purchases Earn 5% cash back on monthly categories Free online bill pay No monthly service fees 24/7 customer service INTRO APR N/A REGULAR APR N/A MONTHLY FEE $0 BALANCE TRANSFERS No
United MileagePlus® Explorer Card Earn up to 40,000 bonus miles & first year free, a $95 value* First checked bag is free for you and a companion when you fly United flights, up to a $50 value Board your flight before general boarding with priority boarding privileges Visit the United Club with two complimentary day passes every year, up to a $100 value Earn 2 miles for each $1 spent on airline tickets purchased from United and 1 mile per $1 for everything else Your miles don't expire and there is no limit to the number of miles you can earn INTRO APR N/A REGULAR APR 14.24% Variable ANNUAL FEE $95 First year waived BALANCE TRANSFERS 3% BT fee
TrueEarnings Business Card from Costco and American Express Get cash back-4% for annual gasoline purchases of up to $6,000 (1% thereafter), 2% for restaurants, 2% for travel, 1% everywhere else, including Costco 0% introductory APR on purchases for the first 6 months No introductory annual fee with your paid Costco Membership Flexible payments-pay in full or over time INTRO APR 0.00% 6 months REGULAR APR 15.24% - 15.24% ANNUAL FEE $0 BALANCE TRANSFERS No
American Express Premier Rewards Gold Card Membership Rewards® bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of card membership. Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else. Exclusive access to Gold Card Destinations and events – Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide. Introductory annual fee of $0 for the first year, then $175. Get a decision in as little as 60 seconds. INTRO APR N/A REGULAR APR N/A ANNUAL FEE $175 waived first year BALANCE TRANSFERS N/A
Discover More Card 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds $0 Fraud Liability plus mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee INTRO APR 0.00% 15 months REGULAR APR 10.99% - 20.99% ANNUAL FEE $0 BALANCE TRANSFERS 0% for 15 months
Applied Bank Visa Gold Secured Credit Card 9.99% Low Fixed APR Your rate won't go up even if you are late Choose your credit limit from $200 up to $5,000 NO credit checks Credit bureau reporting INTRO APR N/A REGULAR APR 9.99% Variable ANNUAL FEE $50 BALANCE TRANSFERS No
CitiBusiness ThankYou Card 0% introductory APR for 6 months on purchases. After that, the variable APR will be 13.24% Earn 15,000 bonus ThankYou Points when you make $3000 in purchases in the first 3 months of cardmembership - that's enough for a $150 gift card Earn 3 ThankYou Points for every dollar spent on eligible purchases in rotating business categories Earn 1 ThankYou Point per dollar spent on other purchases No annual fee Designed for businesses with an established credit history INTRO APR 0.00% 6 months REGULAR APR 13.24% - 13.24% ANNUAL FEE $0 BALANCE TRANSFERS No

Blue Cash Everyday from American Express - $100 Cash Back Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership 0% intro APR on purchases for 12 months, flexibility to pay over time Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases NO spend minimum, NO enrollment, and NO rotating rewards categories Get a $25 Referral Bonus for each friend or family member who is approved for the Card No annual fee, flexibility to pay over time INTRO APR 0.00% 12 months REGULAR APR 17.24% - 22.24% ANNUAL FEE $0 BALANCE TRANSFERS 3% BT fee

Slate from Chase - Limited Time: No Balance Transfer Fee No Balance Transfer Fee!* 0% Intro APR for 15 months on purchases and balance transfers Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee! After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5 Avoid interest on everyday purchases Pay down your balance faster Zero liability on unauthorized purchases* No Annual Fee* INTRO APR 0.00% 15 months REGULAR APR 11.99% - 21.99% ANNUAL FEE $0 BALANCE TRANSFERS 0% for 15 months

Chase Freedom® MasterCard – $100 Bonus Cash Back Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months 0% Intro APR for 15 months on purchases and balance transfers 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 – 6/30/12 You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter! Unlimited 1% Cash Back on all other purchases Up to an additional 10% Cash Back when you shop online at select merchants through Chase No annual fee and rewards never expire INTRO APR 0.00% 15 months REGULAR APR 12.99% - 22.99% ANNUAL FEE $0 BALANCE TRANSFERS 0% for 15 months

The Plum Card Earn a 1.5% discount by paying your full balance within 10 days of your statement closing date, OR Take up to 2 months from your statement closing date to pay your new balance in full, without penalties or interest Just make an initial payment of at least 10% of your balance. No pre-set spending limit Select when your monthly billing cycle ends OPEN Savings® program: Automatic business discounts of 3% to 10% on partners, including FedEx, Hertz and more Tools to manage and monitor your spending Business protection, personalized service and support $0 introductory annual fee for the first year, then $185 INTRO APR N/A REGULAR APR N/A ANNUAL FEE $185 First year waived BALANCE TRANSFERS N/A

First Progress Platinum Secured MasterCard Credit bureau reporting $300 minimum deposit Full-featured Platinum MasterCard INTRO APR N/A REGULAR APR 14.99% Variable ANNUAL FEE $39 BALANCE TRANSFERS No

Citi Platinum Select / AAdvantage Visa Signature Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases within the first 3 months of cardmembership* Earn a $100 American Airlines Flight Discount every card membership year* Ear AAdvantage® miles for using AAdvantage® miles* Your first eligible bag check is free* $0 annual fee for the first 12 months, then $95* INTRO APR N/A REGULAR APR 15.24% Variable ANNUAL FEE $95 First year waived BALANCE TRANSFERS 3% BT fee

SimplyCash Business Card from American Express OPEN Get 5% cash back on wireless services and office supply purchases* Get 3% cash back on automobile gasoline* Get 1% cash back on other purchases* No limit to the amount of cash back you can earn Cash back on purchases is automatically credited to your statement each month Save 3% to 10% automatically on business expenses from FedEx, Hertz(R), OfficeMax(R), and more with OPEN Savings(R) No annual membership fee INTRO APR 0.00% Up to 12 months REGULAR APR 12.24% - 19.24% ANNUAL FEE $0 BALANCE TRANSFERS No

Citi Forward Card $100 in gift cards - When you redeem the 10,000 bonus ThankYou© Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases APR reduction on purchases when using credit wisely No Annual Fee INTRO APR 0.00% 7 months REGULAR APR 12.99% - 22.99% ANNUAL FEE $0 BALANCE TRANSFERS 0% for 12 months

AccountNow Prepaid MasterCard Free Direct Deposit No credit check No minimum balance Free online bill pay No activation fee INTRO APR N/A REGULAR APR N/A MONTHLY FEE $9.95 BALANCE TRANSFERS No

Discover Student Open Road Card 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%* Double Cashback Bonus®* at gas stations and restaurants. Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability- you will not be responsible for unauthorized charges No Annual Fee Text and Email Alerts *Click apply to view rates, fees, rewards, limitations and other important information INTRO APR 0.00% 9 months REGULAR APR 12.99% - 18.99% ANNUAL FEE $0 BALANCE TRANSFERS 5% BT fee

Vision Silver Prepaid MasterCard Free Direct Deposit No credit check Load cash at over 100,000 locations Free alerts: email & text message Withdraw cash at millions of ATMs $9.95 one-time activation fee INTRO APR N/A REGULAR APR N/A MONTHLY FEE $3.95 BALANCE TRANSFERS No

Miles by Discover Card Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months – up to 20,000 Bonus Miles 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash 0% intro APR on balance transfers for 12 months, then the variable purchase APR of 10.99% - 15.99%* No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information INTRO APR N/A REGULAR APR 10.99% - 15.99% ANNUAL FEE $0 BALANCE TRANSFERS 0% for 12 months

Citi Dividend Platinum Select Visa Card - $100 Cash Back $100 cash back after $500 in purchases within the first 3 months of account opening 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate. 5% cash back at The Home Depot and on home furnishing and home & garden purchases from 4/1/2012 to 6/30/2012 upon enrollment. Each quarter, you can enroll to earn additional cash back in popular categories Full 1% cash back on all other purchases and eligible cash advances No annual fee INTRO APR 0.00% 12 months REGULAR APR 12.99% - 22.99% ANNUAL FEE $0 BALANCE TRANSFERS 0% for 12 months

Blue Sky from American Express No annual fee Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel — anytime Pay your bill all at once, or over time. It's up to you. Blue Savings Program: big deals on big brands, all the time Rated "Best Airline Credit Card" by Card Ratings Consumer's Choice Awards in 2010 Get approved in 60-seconds INTRO APR 0.00% 12 months REGULAR APR 17.24% - 22.24% ANNUAL FEE $0 BALANCE TRANSFERS 3% BT fee

Southwest Airlines Rapid Rewards® Plus Credit Card Now! Earn a FREE FLIGHT after your first purchase Get 3,000 Points every year on your Card member Anniversary - which can be redeemed for $50 Wanna Get Away® Fare Now you can redeem for International Travel, Hotels, Gift Cards and more. Earn unlimited FREE FLIGHTS - 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent on EVERYTHING else Your Bags Fly Free! No Blackout Dates, Points Don't Expire, and Unlimited Reward Seats! No Change fees - if you need to change your flight, you won't be charged a fee. September 11th Security Fee Applies INTRO APR N/A REGULAR APR 14.24% Variable ANNUAL FEE $69 BALANCE TRANSFERS 14.24%

Gold Delta SkyMiles Business Credit Card from American Express OPEN Earn 30,000 bonus miles toward Award Travel – when you spend $500 on the Card in the first three months from account opening Check your first bag free–for up to 8 people on your reservation–on every Delta flight Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent Priority Boarding and 20% In–Flight Savings $0 intro annual fee for the first year, then $95 No annual fee for Additional Cards Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings® INTRO APR N/A REGULAR APR 15.24% - 19.24% ANNUAL FEE $95 waived first year BALANCE TRANSFERS No

Ink Classic - 25,000 Bonus Points 25,000 bonus points after you spend $5,000 in the first 3 months!* 5X points per dollar on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services* 2X points per dollar on the first $25,000 spent annually on fuel and dining* 1 point per dollar on all other card purchases with no limit on the amount you can earn* Cash back rewards do not expire 0% Introductory APR for 6 months* No Annual Fee INTRO APR 0.00% 6 months REGULAR APR 13.24% Variable ANNUAL FEE $0 BALANCE TRANSFERS 0.00% for 6 months

Platinum Delta SkyMiles Credit Card Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase Miles never expire and there is no cap on the miles you can earn Pay with Miles: Pay for all or part of your flight with miles and put the rest on your Card Check your first bag for free on every Delta flight. INTRO APR N/A REGULAR APR 15.24% - 19.24% ANNUAL FEE $150 BALANCE TRANSFERS 3% BT fee

Citi Platinum Select MasterCard® 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness. Citi® Identity Theft Solutions Secure, free online account management No annual fee* INTRO APR 0.00% 18 months REGULAR APR 11.99% - 21.99% ANNUAL FEE $0 BALANCE TRANSFERS 0% for 18 months

Citi Hilton HHonors Visa Signature Card Earn 40,000 Hilton HHonors Bonus Points after spending $1000 within 4 months of account opening* Earn 6 Hilton HHonors Bonus Points for each $1 spent at participating hotels within the Hilton Worldwide portfolio* Earn 3 Hilton HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations* Earn 2 Hiltion HHonors Bonus Points for each $1 spent on all other purchases* No annual fee.* INTRO APR N/A REGULAR APR 14.24% - 16.24% ANNUAL FEE $0 BALANCE TRANSFERS No

The Platinum Card® from American Express 25,000 Membership Rewards® points when you spend $2,000 during your first three months of Card membership. Global Travel Benefits: Access over 600 lounges worldwide with Priority Pass™ Select, no foreign transaction fees, skip U.S. customs lines with Global Entry. Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.* Receive a companion ticket for discounted travel when you purchase a qualifying First– or Business–Class international ticket. Additional charges/taxes apply. 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide Use Membership Rewards Pay with Points for part or all of your travel and get 20% of those points back every time. INTRO APR N/A REGULAR APR N/A ANNUAL FEE $450 BALANCE TRANSFERS N/A

Citi ThankYou Preferred Card $150 gift card - When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening. 5 ThankYou Points for every $1 you spend on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 you spend thereafter** No expiration and no limit on the points you can earn Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more No annual fee* INTRO APR N/A REGULAR APR 12.99% - 22.99% ANNUAL FEE $0 BALANCE TRANSFERS 0% for 12 months

Escape by Discover Credit Card Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months Double Miles on every $1 you spend 0% intro APR on purchases and balance transfers for 6 months, then the variable APR of 10.99% - 16.99%* No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates Flexible redemption options like travel credits, merchandise, gift cards or cash Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card Ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) *Click apply to view rates, fees, rewards, limitations and other important information INTRO APR 0.00% 6 months REGULAR APR 10.99% - 16.99% ANNUAL FEE $60 BALANCE TRANSFERS 0% for 6 months

The Business Platinum Card from American Express OPEN Up to $200 Airline Fee Credit to cover incidentals with the airline of your choice 20% Travel Bonus when redeeming with Membership Rewards(R) Pay with Points Complimentary airport club access, including American Airlines Admirals Club(R) lounges Concierge service to assist with your business needs from gift giving to dinner reservations Business Platinum Car Rental program with complimentary enrollment in the Hertz #1 Gold Club(R), Avis Preferred(R), and Emerald club from National(R) Car Rental The Platinum Office Program, offering access to 1,000 internet-equipped business lounges in 450 major cities worldwide Enrollment in the Membership Rewards First(R) program No pre-set spending limit* INTRO APR N/A REGULAR APR N/A ANNUAL FEE $450 BALANCE TRANSFERS N/A

BuyRIGHT Prepaid MasterCard NEW!! Choose your card design at no extra cost! Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More Special Reload Offer - Receive a Credit of the Green Dot MoneyPak® fee the first time you try it.* Free Direct Deposit, Online bill pay, Earn rewards. No credit check, No bounced check fees, No overdraft fees - EVER! Travel, rent cars, reserve hotels, shop online safely. • Unbelievable customer service. INTRO APR N/A REGULAR APR N/A MONTHLY FEE $7.95 BALANCE TRANSFERS No

Citi Diamond Preferred Card 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness. 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass(R). Exciting deals and savings for great brands through Citi Specials $0 liability on unauthorized purchases and Citi® Identity Theft Solutions No annual fee* INTRO APR 0.00% 18 months REGULAR APR 11.99% - 21.99% ANNUAL FEE $0 None BALANCE TRANSFERS 0% for 18 months

Vision Premier Visa Prepaid Card Free Direct Deposit No credit check Free online bill pay Free savings account 1% cash back on gas purchases $9.95 one-time activation fee INTRO APR N/A REGULAR APR N/A MONTHLY FEE $9.95 ($7.95 w/ DD) BALANCE TRANSFERS No

Discover Motiva Card Earn Cashback Bonus for your good credit management 0% Intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%* Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com Discover is ranked #1 in customer loyalty - 15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index Report) 24/7 access to a U.S.-based Account Manager within 60 seconds $0 Fraud Liability plus mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rate, fees, rewards, limitations and other important information INTRO APR 0.00% 15 months REGULAR APR 10.99% - 20.99% ANNUAL FEE $0 BALANCE TRANSFERS 0% for 15 months

PEX Prepaid Visa Business Card Control employee card spending No transaction or deposit fees Easy-to-use administrative tools to manage accounts online in real-time $49.95 one-time account set-up fee INTRO APR N/A REGULAR APR N/A MONTHLY FEE $7.50 BALANCE TRANSFERS No

Applied Bank Platinum Zero Secured Visa Credit Card 0% APR on purchases Free ID theft protection No application fee Credit bureau reporting Zero fraud liability INTRO APR N/A REGULAR APR 0.00% Variable ANNUAL FEE $119.40 BALANCE TRANSFERS No

American Express Gold Card Exclusive access to Gold Card Events – select concerts, shows, major sporting events, and more. Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards. Introductory annual fee of $0 for the first year, then $125. Get a decision in as little as 60 seconds. INTRO APR N/A REGULAR APR N/A ANNUAL FEE $125 BALANCE TRANSFERS N/A

Starwood Preferred Guest Credit Card Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months – enough for up to 6 free nights at a Category 1 or 2 hotel Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates 2011 SmarterTravel® Award for "Best Travel Rewards Card" $0 introductory annual fee for the first year, then $65 INTRO APR N/A REGULAR APR 15.24% - 19.24% ANNUAL FEE $65 waived first year BALANCE TRANSFERS 3% BT fee

Ink Bold with Ultimate Rewards - 50,000 Bonus Points 50,000 bonus points after you spend $5,000 in 3 months – that's $500 in rewards of your choice, or $625 towards airfare when you redeem online through our Ultimate Rewards booking tool No limit to the number of points you can earn – and points do not expire 5X points per dollar on the first $50,000 spent annually on eligible business purchases No foreign transaction fees and Free Employee Cards No interest or over limit fees No Annual Fee in the first year – that's a $95 savings INTRO APR N/A REGULAR APR N/A ANNUAL FEE $95 First year free BALANCE TRANSFERS N/A

TrueEarnings Card from Costco and American Express American Express® Card and Costco Membership Card in one - with no annual fee for Costco members Cash back on the things you buy: 3% on restaurants and gasoline up to $3,000 annually, 2% for travel, and 1% almost everywhere else Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express Get approved in 60-seconds. INTRO APR 0.00% 6 months REGULAR APR 15.24% Variable ANNUAL FEE $0 BALANCE TRANSFERS 3% BT fee

Black Card Limited Membership 24-Hour Concierge Service Exclusive Rewards Program Luxury Gifts Travel Lounge Priority Pass (unlimited visits) 1% Cash Back Travel with No Blackouts or Restrictions Patent Pending Carbon Card INTRO APR N/A REGULAR APR 14.99% Variable ANNUAL FEE $495 BALANCE TRANSFERS 0% for 15 months

Citi Simplicity Card 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness. Peace of mind through direct access to a service representative, no late fees and no penalty rate No annual fee* INTRO APR 0.00% 18 months REGULAR APR 12.99% - 21.99% ANNUAL FEE $0 BALANCE TRANSFERS 0% for 18 months

AT&T Universal Business Rewards Card Designed for businesses with an established credit history 0% Intro APR on Purchases for 6 months. After that, 14.24% variable* Earn 5 ThankYou Points for every dollar spent on eligible AT&T products and services purchased directly from AT&T* Earn 3 ThankYou Points for every dollar spent on purchases at certain office supply merchants, gas stations, and on professional services and 1 ThankYou point for every dollar spent on other purchases* Additional cards for employees with credit limits you set No Annual Fee* INTRO APR 0.00% 6 months REGULAR APR 14.24% Variable ANNUAL FEE $0 BALANCE TRANSFERS 3% BT Fee

The New Business Gold Rewards Card from American Express OPEN FOR A LIMITED TIME: Earn 5X points on shipping and advertising for the first 3 months of Card membership. Earn points even faster to get more rewards for your business 3X points on airfare , 2X points on advertising, gas, and shipping ,1X points on everything else* One million rewards from over 500 brands 24/7 support for everything from identity theft to travel emergencies $0 introductory annual fee for the first year, then $175 Get unlimited Additional Gold Cards for an additional annual fee of $50 - and this fee is waived for the first year Terms & Restrictions Apply. INTRO APR N/A REGULAR APR N/A ANNUAL FEE $175 waived first year BALANCE TRANSFERS N/A

Chase Freedom® Visa - $100 Bonus Cash Back Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months 0% Intro APR for 15 months on purchases and balance transfers 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 – 6/30/12 You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter! Unlimited 1% Cash Back on all other purchases Up to an additional 10% Cash Back when you shop online at select merchants through Chase No annual fee and rewards never expire INTRO APR 0.00% 15 months REGULAR APR 12.99% - 22.99% ANNUAL FEE $0 BALANCE TRANSFERS 0% for 15 months

Citi Dividend Platinum Select® Card Card for College Students No annual fee and no cosigner required Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores and utilities (including cable) for 6 months; 1% thereafter* At least 2% cash back in popular rotating categories like restaurants, apparel and more 1% cash back on all other purchases Free credit education tips and tools $0 Liability on Unauthorized Purchases INTRO APR 0.00% 7 months REGULAR APR 13.99% - 21.99% ANNUAL FEE $0 BALANCE TRANSFERS 4% BT fee

Wired Plastic Visa Prepaid Card Make a difference - With every signature purchase you are helping to fight against breast cancer. 100% Guaranteed Approval* - No Credit Check, income requirements, or bank account required! FREE Direct Deposit - Eliminate check cashing fees FREE Rewards Program - Earn 1 point for every $1 spent. Points never expire! Accepted everywhere VISA debit cards are accepted Free Account Access online, By Text, or via iPhone, IPad and ITouch app. INTRO APR N/A REGULAR APR N/A MONTHLY FEE $5.95 BALANCE TRANSFERS No

Delta Reserve Credit Card Earn 10,000 Medallion® Qualification Miles (MQMs) with your first purchase, and Miles BoostsSM of up to 30,000 MQMs when you spend $60,000 in a calendar year Delta Sky Club™ access for you and your guests Check your first bag free on every Delta flight Priority Boarding and 20% In–Flight Savings INTRO APR 14.50% N/A REGULAR APR 14.50% Variable ANNUAL FEE $450 BALANCE TRANSFERS 9.99% up to 9 months

Ink Cash Business Card - $250 Bonus Cash Back $250 cash back bonus after you spend $5,000 within 3 months! 5% cash back on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services 2% cash back on the first $25,000 spent annually on gas and dining 1% cash back on all other card purchases with no limit to the amount you can earn Cash back rewards do not expire 0% Introductory APR for 6 months* No Annual Fee* INTRO APR 0.00% 6 months REGULAR APR 13.24% Variable ANNUAL FEE $0 None BALANCE TRANSFERS 0% for 6 months

Starwood Preferred Guest Business Card from American Express OPEN Earn up to 25,000 Starpoints® – Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months – enough for up to 6 free nights at a Category 1 or 2 hotel. Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries, and for flights on more than 350 airlines through SPG Flights. No blackout dates. $0 introductory annual fee for the first year, then $65 INTRO APR N/A REGULAR APR 15.24% - 19.24% ANNUAL FEE $65 waived first year BALANCE TRANSFERS No

Discover Student Card 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%* Double Cashback Bonus®* at gas stations and restaurants. Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability- you will not be responsible for unauthorized charges No Annual Fee Text and Email Alerts *Click apply to view rates, fees, rewards, limitations and other important information INTRO APR 0.00% 9 months REGULAR APR 12.99% - 18.99% ANNUAL FEE $0 BALANCE TRANSFERS 5% BT fee

Discover Open Road Card Get a $150 Restaurant.com gift certificate after your first purchase 2% Cashback Bonus automatically at any gas station and any restaurant. Up to 20% Cashback Bonus at popular retailers when you shop online through Discover Ranked #1 in customer loyalty (2011 Brand Keys Customer Loyalty Engagement Index report) 0% Intro APR on purchases and balance transfers for 12 months, then the variable APR of 11.99% - 20.99% 24/7 access to a U.S. based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alerts No annual fee, no rewards redemption fees, and no additional card fee INTRO APR 0.00% 12 months REGULAR APR 10.99% - 19.99% ANNUAL FEE $0 BALANCE TRANSFERS 0% for 12 months

Gold Delta SkyMiles Credit Card Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening $0 intro annual fee for the first year, then $95 Check your first bag FREE – for up to 9 people on your reservation – on every Delta flight Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent Priority Boarding and 20% In–Flight Savings INTRO APR N/A REGULAR APR 15.24% - 19.24% ANNUAL FEE $95 waived first year BALANCE TRANSFERS 3% BT fee

Orchard Bank Classic Secured MasterCard An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly! Acceptance at millions of locations worldwide, including website purchases and reservations Your account information is updated and at your fingertips 24/7 so you can manage it your way Email and text messages to remind you of your upcoming payment due date with online enrollment INTRO APR N/A REGULAR APR 7.99% - 29.99% ANNUAL FEE $35 First year waived BALANCE TRANSFERS Yes

TD Easy Rewards Visa Credit Card Earn 5x rewards points on eligible purchases for the first 6 months!* 0% introductory APR on balance transfers for 12 months after account opening – After that, your variable APR will be 9.24% to 23.24%* After the introductory period, earn 1 point for every $1 spent on all other eligible purchases* Unlimited rewards – No point caps, points do not expire** Easy redemption – No blackout dates, restrictions or fees No annual fee Redeem points for over 400 rewards – electronics, gift cards, travel rewards and more – starting at just 3,500 points; Round-trip airfare starting at 25,000 points; Hotel room or car rental – 15,000 points The convenience of making payments your way – Online, by phone, by mail or at any TD Bank store INTRO APR N/A REGULAR APR 9.24% - 23.24% ANNUAL FEE $0 BALANCE TRANSFERS 0% for 12 months

TD Cash Rewards Visa Credit Card Earn 5% cash back on eligible purchases for the first 6 months!* 0% introductory APR on balance transfers for 12 months after account opening – After that, your variable APR will be 9.24% to 23.24%* After the introductory period, earn 1% cash back on all other eligible purchases* Unlimited rewards that never expire* Easy redemption – Choose to redeem your cash rewards at anytime once you've earned at least $25 No annual fee The convenience of making payments your way – Online, by phone, by mail or at any TD Bank store INTRO APR N/A REGULAR APR 9.24% - 23.24% ANNUAL FEE $0 BALANCE TRANSFERS 0% for 12 months

Discover® More® Card - Clear 0% intro APR on purchases and balance transfers for 6 months, then the Regular APR 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more Up to 1% unlimited Cashback Bonus on all other purchases No Annual Fee 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall Unlimited cash rewards that never expire Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners Flexible redemption options with no redemption fee. Choose from Partner gift cards, merchandise, Discover gift cards, credit to your Discover card account or an electronic deposit to your bank account INTRO APR 0.00% 6 months REGULAR APR 11.99% - 20.99% ANNUAL FEE $0 BALANCE TRANSFERS 0% for 6 months

Biodegradable Discover More Card 0% intro APR on purchases and balance transfers for 6 months, then the Regular APR 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more Up to 1% unlimited Cashback Bonus on all other purchases No Annual Fee 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall Unlimited cash rewards that never expire Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners Flexible redemption options with no redemption fee. Choose from Partner gift cards, merchandise, Discover gift cards, credit to your Discover card account or an electronic deposit to your bank account INTRO APR 0.00% 6 months REGULAR APR 11.99% - 20.99% ANNUAL FEE $0 BALANCE TRANSFERS 0% for 6 months

Citi Platinum Select Visa 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness. Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more Citi® Identity Theft Solutions Secure, free online account management No annual fee* INTRO APR 0.00% 18 months REGULAR APR 11.99% - 21.99% ANNUAL FEE $0 BALANCE TRANSFERS 0% for 18 months

British Airways Visa Signature Card You will get 50,000 bonus Avios after your first purchase 25,000 bonus Avios after you make $10,000 in purchases within the first year of account opening Plus an additional 25,000 bonus Avios after you make an additional $10,000 in purchases within the first year of account opening That's enough Avios for one roundtrip business class reward ticket New: Smart Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home Pay no foreign transaction fees when you travel abroad Earn 2.5 Avios for every $1 spent on British Airways purchases Earn 1.25 Avios for every $1 spent on all other purchases Every year you spend $30,000 on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years INTRO APR N/A REGULAR APR 15.24% Variable ANNUAL FEE $95 BALANCE TRANSFERS Yes

United MileagePlus® Club Card Annual Club Membership - up to a $475 value Premier Access(sm) Priority Airport Services Earn a 50% Mileage Bonus Check your first and second bag for free No Foreign Transaction Fees* Receive Access to exclusive events with Inside Access from Chase INTRO APR N/A REGULAR APR 15.24% Variable ANNUAL FEE $395 BALANCE TRANSFERS No

Blue Cash Preferred from American Express - $150 Cash Back Earn $150 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership 0% intro APR on purchases for 12 months, flexibility to pay over time Get 6% cash back at supermarkets, 3% cash back at gas stations and department stores, and 1% cash back on all other purchases NO spend minimum, NO enrollment, and NO rotating rewards categories Get a $75 Referral Bonus for each friend or family member who is approved for the Card The annual fee pays for itself. With 6% cash back at supermarkets, if you spend just $25 weekly at your supermarket, you can receive over $75 cash back from these purchases alone. INTRO APR 0.00% 12 months REGULAR APR 17.24% - 22.24% ANNUAL FEE $75 BALANCE TRANSFERS 3% BT fee

TD Payment Plus Visa Credit Card The more you pay, the more you'll earn back with a statement credit.* Pay 10% or more of your current balance and get a statement credit worth 50% of that month's interest charges.* Pay 5% - 9.99% of your current balance and get a statement credit worth 25% of that month's interest charges.* 0% introductory APR on balance transfers for 12 months after account opening – After that, 21.24% variable APR. Your billing statement will tell you what to pay in order to get the savings you want! Your savings will be applied to your balance at the time of your payment No annual fee The convenience of making payments your way - Online, by phone, by mail or at any TD Bank store INTRO APR N/A REGULAR APR 21.24% Variable ANNUAL FEE $0 BALANCE TRANSFERS 0% for 12 months

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