Chase to Raise Monthly Fees In Certain States: Tips to Avoid These Fees
Today, May 23

Chase to Raise Monthly Fees In Certain States: Tips to Avoid These Fees

Higher monthly fees are incoming for many Chase customers with basic checking and savings accounts. It’s another round of fee hikes that are sure to anger customers who struggle to avoid those fees. Fortunately, the fee waiver requirements are not changing. I’ve got a couple of neat tips to help you waive these monthly fees

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Lesson From Starbucks: Creative Ways That Hackers Can Steal From You
May 20

Lesson From Starbucks: Creative Ways That Hackers Can Steal From You

The recent news of the Starbucks hack is one of the warning signs against increasingly-convenient payment methods. Cybercriminals were able to steal money from Starbucks customers though the Starbucks mobile app without actually obtaining much financial information. The incident shows that hackers are looking to steal from us, indirectly. How else can they do it?

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Online Checking Accounts at Ally Bank and Capital One 360 Have a New Rival: MyCBB
May 19

Online Checking Accounts at Ally Bank and Capital One 360 Have a New Rival: MyCBB

When I heard of the new MyCBB (an online division of California Business Bank) checking account that was launched in April, it really did sound too good to be true. It’s a free checking account that has a very attractive interest rate — with no strings attached. I just had to compare it to the

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How to Open an IRA Retirement Account In 10 Minutes
May 14

How to Open an IRA Retirement Account In 10 Minutes

This past weekend, a friend finally mustered up the willpower to open an IRA, but she asked me to help guide her through the process. I realize that she’s not alone — many people find it to be a daunting task. That’s why I decided to write this article: to show how quickly you can set one

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How to Prioritize Your Emergency Fund With Other Financial Goals
May 09

How to Prioritize Your Emergency Fund With Other Financial Goals

As a frequent visitor of many personal finance forums throughout the web (including Reddit), I’ve noticed one glaring question that definitely gets asked more than anything else: “Now that I can put money into savings, how do I juggle an emergency fund along with my other financial goals?” See my recommended approach to prioritizing your

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Insider Secrets from a Chase Banker: How to Complain the Right Way
Apr 23

Insider Secrets from a Chase Banker: How to Complain the Right Way

“The customer is always right” is not a concept that translates well to the banking industry. However, despite their reputation for fee-gouging customers, banks will occasionally play nice and give in to customer complaints and demands. However, you need to also know the rules of the game, and luckily for me, I was able to

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Has Capital One 360 Lived Up to ING Direct?
Apr 16

Has Capital One 360 Lived Up to ING Direct?

Nearly four years ago, a popular online bank called ING Direct was acquired by Capital One and rebranded as Capital One 360 about one year later. Many worried customers commented on my previous story where I implored them to not leave the bank in response to the news — they felt bad changes were on the

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MasterCard vs. Visa: Which Has Better Concierge Service?
Apr 08

MasterCard vs. Visa: Which Has Better Concierge Service?

Today, there are many credit cards that offer free personal concierge service, which helps cardholders perform various tasks and acts almost as a personal assistant. We decided to pick the two largest card brands — MasterCard and Visa — and compared their concierge services. In this experiment, Claire Tak (MyBankTracker’s chief editor) and I signed

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Don’t Pay for FICO Credit Scores Anymore: They Come Free With These Credit Cards
Apr 07

Don’t Pay for FICO Credit Scores Anymore: They Come Free With These Credit Cards

(UPDATE: In late March, Chase launched a redesign of the Chase Slate card, one of my favorite balance transfer credit cards, along with free FICO credit scores.) In years past, there were tricky TV commercials for “free credit scores” that were actually introductory offers for pricey subscription plans. Now, it seems like those commercials are disappearing

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Here’s How I Increased My Overall Credit Card Limits By 22 Percent
Apr 03

Here’s How I Increased My Overall Credit Card Limits By 22 Percent

Increasing your credit card limit is one of the easiest ways that you can boost your credit score, especially when you haven’t displayed any poor credit behavior (e.g., late payments). Over the long run, regular credit limit increases (CLIs) will help improve your ability to qualify for major loans (i.e., a mortgage). It’s part of

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