Amex Raises APRs on 1 Million Credit Cards: What You Can Do
Yesterday, Mar 04

Amex Raises APRs on 1 Million Credit Cards: What You Can Do

More than one million American Express credit card customers are going to see their APRs experience an increase in mid-April, according to a letter sent to affected customers (the timing may be different for you). See why the interest rate hikes are coming, what you can do about it and why it won’t matter for

Read »
How You’re Affected By the Breakup of Costco and Amex
Mar 02

How You’re Affected By the Breakup of Costco and Amex

Costco has discontinued its long-time partnership with American Express, and has teamed up with Citi and Visa. This change has many implications to the customers of the major wholesale warehouse club. Find out how you’re affected and what you can do when changes start to happen. For 16 years, Costco only accepted American Express cards because

Read »
Discover it Miles Card Review: Is It the New Best Travel Rewards Credit Card?
Feb 26

Discover it Miles Card Review: Is It the New Best Travel Rewards Credit Card?

Looking for a credit card to earn travel rewards? Your decision just a got a little tougher, as Discover recently launched a new travel rewards credit card. Is it a better than one of the best travel credit cards that is already available? Read on to find out when you should (or shouldn’t) get the new

Read »
Using Citi Price Rewind: How to Get the Most Money Back
Feb 24

Using Citi Price Rewind: How to Get the Most Money Back

Credit cards offer many protection programs that are often overlooked by consumers. Recently, I took advantage of one of these programs called Citi Price Rewind, which is useful when a recently purchased item drops in price. Here is what happened. Also, if you have a Citi card, I will show you what you should do

Read »
The Best Second Chance Checking Accounts Found at Big Banks
Feb 19

The Best Second Chance Checking Accounts Found at Big Banks

Getting a regular checking account can be difficult when you have previous problems with banks. In this article, I analyze the best checking accounts from the nation’s largest banks that give you a “second chance.” I review each account’s monthly fees and features before selecting the best overall second chance checking account that’s worth your

Read »
The Best EMV Chip Credit Cards for Travel and Shopping
Feb 14

The Best EMV Chip Credit Cards for Travel and Shopping

In 2015, many retailers in the U.S. will start to accept a more secure version of credit cards, which involves a special EMV chip embedded in the cards. I will share the top EMV chip credit cards that you can get today. Many Americans are just now getting introduced to the EMV chip credit card.

Read »
Are Savings Apps, Like Digit and Acorns, Better Than Savings Accounts?
Feb 11

Are Savings Apps, Like Digit and Acorns, Better Than Savings Accounts?

You know you should be saving consistently, but you just can’t seem to remember to do it. Automating your finances, meaning, you set up your funds to be moved from your checking to savings account each month, can help you save without thinking about it. Two new savings apps — Digit and Acorns — have

Read »
Credit Card Perks That Help Save Money for Valentine’s Day
Feb 06

Credit Card Perks That Help Save Money for Valentine’s Day

Valentine’s Day is just around the corner and crazy love is in the air. But, please, don’t go crazy and hand over your actual credit card as your gift. I’ve already seen tweets that leave little to the imagination when it comes to gift giving, including this one: “The only card I want for Valentine’s

Read »
Coin-Counting Machines Still Exist: Which Banks Have Them?

Coin-Counting Machines Still Exist: Which Banks Have Them?

Coin-counting machines are harder to find at banks nowadays. Those that do have them will typically not charge customers to use them. If you are not a customer, however, there’s a fee. Sure, you can go to Coinstar, which carries a very high fee to count your coins unless you cash out in the form

Read »
Winning Your Super Bowl Bet Means You’ll Pay Taxes
Jan 31

Winning Your Super Bowl Bet Means You’ll Pay Taxes

As Super Bowl XLIX comes this Sunday, you may have made things more exciting by putting your money on the line by wagering a bet on who will win… or how long it will take Idina Menzel to sing the national anthem (a proposition bet, which is related to the event but does not affect

Read »