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Should You Refinance Your Mortgage Since Rates Are Low?
Yesterday, Jan 27

Should You Refinance Your Mortgage Since Rates Are Low?

The good news about low mortgage interest rates means a lot of home owners are seriously thinking about refinancing their home loans. In many cases, refinancing may make sense. But, it can turn out to be an expensive proposition unless you approach it with careful consideration. It may seem like a dumb question, but we’re

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Are Banks Open After Inclement Weather From Winter Storm Juno?
Jan 26

Are Banks Open After Inclement Weather From Winter Storm Juno?

The big blizzard that was supposed to shut down the Northeast didn’t quite do its job. So, many banks, that closed early on Monday due to Winter Storm Juno are actually opening branches in anticipation of improving weather conditions. See if your bank will be open and how you can still manage your finances without

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How Does the Mint Free Credit Score Compare to Your FICO Score?

How Does the Mint Free Credit Score Compare to Your FICO Score?

There are lots of great personal finance apps out there and Mint remains one of the most popular for those who need a little help keeping up with their monthly budget. Mint makes it even easier to get a grip on your financial situation by offering free credit scores to its users. You may have

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7 Effortless Ways to Protect Your Money Against Online Bank Hacking
Jan 24

7 Effortless Ways to Protect Your Money Against Online Bank Hacking

Online banks have a lot of appeal for people who are looking for a streamlined way to manage their finances and potentially earn some better rates on their savings. If you’ve left your brick-and-mortar bank behind for a virtual one, you already know what the positives are, which are typically no monthly fees, ATM fee

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Student Checking May Get Pricey After Graduation and How to Avoid It
Jan 23

Student Checking May Get Pricey After Graduation and How to Avoid It

It’s one thing when you not longer qualify for a free student checking account. It’s another thing when you’re pushed to a new account that has an absurd monthly fee. When my sister recently got a letter that Citibank was going convert her student checking account to a premium — not basic — checking account,

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Bank of America Credit Card Customers Are Getting Free FICO Credit Scores
Jan 21

Bank of America Credit Card Customers Are Getting Free FICO Credit Scores

Last week, Bank of America was one of two major banks (Chase being the other) to announce great news to its credit card customers: free FICO credit scores are coming. I think more banks are doing this to encourage on-time card payments while you get free access this powerful financial tool to better manage your finances.

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Despite Low Interest Rates, Borrowers Still Need Help With Mortgages

Despite Low Interest Rates, Borrowers Still Need Help With Mortgages

Mortgage interest rates are sinking toward all-time lows! That headline should be shouting happy news to home buyers and the housing market. Instead, a consumer watchdog agency warns that we may not be maxing out the potential benefit of this buyer’s, or make that, borrower’s market. A report on the mortgage experience by the Consumer Financial

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Is Chase Open on MLK Day?
Jan 19

Is Chase Open on MLK Day?

Chase is among one of more than 6,600 U.S. banks, but it holds about 9 percent of the country’s bank deposits (more than $1 trillion). When a bank of that size closes for the holidays, it’s safe to say that the potential impact on customer finances is pretty expansive. Observed on the third Monday of every

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6 Easy Ways to Avoid ATM Fees
Jan 17

6 Easy Ways to Avoid ATM Fees

What’s the one thing people hate more than paying for something? Paying for something they can get for free! Every year, Americans are charged millions of dollars for using an ATM that doesn’t belong to their bank. Currently, it’s the norm to pay about $5 for this fee, which may not seem like much, but these

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Chase to Start Giving Out Free FICO Credit Scores
Jan 16

Chase to Start Giving Out Free FICO Credit Scores

After seeing many major credit card companies, such as Barclaycard and Discover, start to give free FICO credit scores, I was readily awaiting the day that Chase would begin to hand out complimentary credit scores. Fortunately, that day is coming very soon. Chase is among latest credit card issuers to announce that free FICO credit

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