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3 Ways to Banish Costly Overdraft Fees For Good
Today, Mar 28

3 Ways to Banish Costly Overdraft Fees For Good

Banks make over $30 billion a year by charging overdraft fees and customers pay an average of just over $32 each time a transaction is returned. If you’re tired of having frequent overdraft fees eat into your balance, it’s time to look at some of the ways you can banish them permanently. 1. Separate your

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Watch Out for These Pitfalls When Making Large Cash Deposits
Yesterday, Mar 27

Watch Out for These Pitfalls When Making Large Cash Deposits

Depositing large amounts of cash in your bank account has the potential to be problematic in more ways than one. If you run a cash business, make extra money from a hobby or you’ve received a large cash gift, here’s what you need to know before heading to the bank. Keep an eye out for

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Hate Chase’s No-Cash Deposit Policy? Chase QuickPay Can Help
Mar 26

Hate Chase’s No-Cash Deposit Policy? Chase QuickPay Can Help

Sending money between Chase accounts and Bank of America and Wells Fargo accounts is now very easy, thanks to clearXchange. This could help circumvent Chase’s prohibitive cash deposit policy that many MyBankTracker readers have complained about. In a nutshell, Chase doesn’t let you deposit cash into an account that isn’t yours. (So, you wouldn’t be

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Why I’ll Never Open a Joint Checking Account Again
Mar 25

Why I’ll Never Open a Joint Checking Account Again

Opening a joint bank account can streamline your financial life if you’re married but it’s not without certain pitfalls. Today, I explain some of the biggest disadvantages associated with joint accounts if the relationship doesn’t end up working out. Fights about money aren’t uncommon in marriage and according to at least one survey, 70 percent

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Paying Your Taxes With a Credit Card vs. Personal Bank Loan: Which Is Cheaper?
Mar 24

Paying Your Taxes With a Credit Card vs. Personal Bank Loan: Which Is Cheaper?

April 15th is getting closer and if you haven’t paid your taxes yet, you don’t have much time to spare. Borrowing the money to pay what you owe isn’t ideal but it may be the best choice if you’re not comfortable being in debt to the IRS. MyBanktracker weighs out the pros and cons of

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Comparing Wire Transfer Fees at the Top 10 U.S. Banks
Mar 23

Comparing Wire Transfer Fees at the Top 10 U.S. Banks

With everything being so fast-paced nowadays, people don’t have the patience to wait for things — especially their money! With wire transfers, money can be sent from thousands of miles away in matter of minutes. In fact, a wire transfer from your bank is one of the quickest ways to send and receive money both within the United States

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What Happens to Your Tax Refund If Your Direct Deposit Information Is Wrong?
Mar 21

What Happens to Your Tax Refund If Your Direct Deposit Information Is Wrong?

Direct deposit is the fastest way to get your tax refund but it can turn into a headache if the IRS has the wrong information on file. MyBankTracker breaks down what to do if your refund has gotten lost in the shuffle because of a direct deposit error. April 15th is right around the corner

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Cashier’s Check, Money Order and Personal Check: Which One Clears Faster?
Mar 20

Cashier’s Check, Money Order and Personal Check: Which One Clears Faster?

Digital payments are all the rave today, but physical payable instruments (i.e., checks and money orders) are still trusted payment methods for many Americans. However, there’s some confusion over how long it takes the funds to clear for the recipient (aka the payee). I tested deposit speeds of each one to find out the fastest

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When to Use a Debit Card Cash Advance
Mar 19

When to Use a Debit Card Cash Advance

Cash advances are typically associated with credit cards, but some banks allow you to do the same with a debit card. You’re probably thinking why you would ever need to use this method of pulling out cash from your account, but there are situations and emergencies that arise where you might need cash in a

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Sending Money Is Getting Easier for U.S. Bank Customers

Sending Money Is Getting Easier for U.S. Bank Customers

More big banks are collaborating to make it easier for Americans to send money to each other. A payment system, clearXchange, formed by the nation’s largest banks has added U.S. Bank as part of the network. Find out what this means for customers like you. This week, U.S. Bank joined clearXchange, the bank-centric digital payments

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