Subscribe to our Newsletters

Why New FICO Score Rules Could Be a ‘Game-Changer’ In Helping You Obtain a Loan
Aug 11

Why New FICO Score Rules Could Be a ‘Game-Changer’ In Helping You Obtain a Loan

Some 64.3 million U.S. consumers who have at least one medical debt on their credit report woke up to a healthy dose of good news on Friday that the Fair Isaac Corp. (FICO) — which lenders use in 90 percent of their consumer and mortgage lending decisions — will penalize them less for their unpaid

Read »
Why a Cardless ATM Future Should Spark Excitement… And Worry
Aug 08

Why a Cardless ATM Future Should Spark Excitement… And Worry

The next time you withdraw cash out of an ATM, imagine what it would be like if you could do it without using a debit card. That might soon become reality if some banks have their way. A handful of banks, like City National in Los Angeles, Wintrust in Illinois, and BMO Harris in Chicago,

Read »
Stop Payment Fee Comparison at Top 10 U.S. Banks: Summer 2014

Stop Payment Fee Comparison at Top 10 U.S. Banks: Summer 2014

You can’t turn back time, but there is a way to undo the mistake of issuing a bad check. Whether you want to place a hold on a payment that will incur an insufficient funds fee or put a stop on an erroneous check, you can reverse the situation with a stop payment — which,

Read »
Best Balance Transfer Credit Card Offers for Debt Consolidation 2014
Aug 07

Best Balance Transfer Credit Card Offers for Debt Consolidation 2014

Stuck in a pile of debt? Do what many other people are doing to dig themselves out: balance transfers. Pick from one of the best balance transfer card offers around to help you get started. Balance transfers 101 When you transfer a credit card balance, you’re essentially using one credit card to pay another credit.

Read »
Climb Your Way to Better Returns by Organizing a Flexible CD Ladder

Climb Your Way to Better Returns by Organizing a Flexible CD Ladder

Certificates of deposit, or CDs, are about as safe as an investment can get. You put money in, later on you take it out with added interest on top. No sweat. Even though CDs are easy to buy, that doesn’t mean getting the most mileage out of a CD investing strategy is. To get the

Read »
Domestic and Foreign Wire Transfer Fee Comparison at Top 10 U.S. Banks: Summer 2014

Domestic and Foreign Wire Transfer Fee Comparison at Top 10 U.S. Banks: Summer 2014

A wire transfer is one of the quickest ways to send and receive money within the U.S. and all over the world. With wire transfers, money can be sent from thousands of miles away in matter of minutes. Due to the extremely high speed of these transactions, the cost of wire transfers tends to be much greater than

Read »
How the CIT-OneWest Bank Merger Could Affect You
Aug 06

How the CIT-OneWest Bank Merger Could Affect You

Customers of CIT Bank and OneWest Bank, prepare yourselves. The merger of the two banks will create a financial powerhouse that easily sits as one of the biggest retail banks in the U.S. Changes will happen, and it could affect your finances when the transition process begins. Online-only CIT Bank is set to acquire OneWest

Read »
What You Wished You Knew Before You Opened a Savings Account at a Big Bank

What You Wished You Knew Before You Opened a Savings Account at a Big Bank

“A penny saved is a penny earned,” or so said Founding Father/popular quote machine Benjamin Franklin. On the surface, seems like an accurate enough dictum. When you’re not spending money you’re earning it, right? That’s not the whole story though. Where you save that money matters. Factor in the interest rates of a traditional bank’s

Read »
Benefits of the Barclaycard Ring MasterCard to Reduce Your Interest Payments
Aug 05

Benefits of the Barclaycard Ring MasterCard to Reduce Your Interest Payments

Interest is the financial phenomenon that keeps you in credit card debt. So, avoid it like the plague. Understandably, it is difficult for many people to pay off all debt at once, which is why the Barclaycard Ring MasterCard deserves a mention. The card’s benefits get you on a path towards a debt-free life, mostly

Read »
Foolish Reasons Why Millennials Refuse to Open an Online Savings Account

Foolish Reasons Why Millennials Refuse to Open an Online Savings Account

Online savings accounts offer some of the highest-yielding interest rates for consumers, but if you’re part of the millennial generation, chances are that you’re not taking advantage of them. Survey after survey tells us that millennials are risk averse to investing. It’s no wonder why. Many millennials grew up in the midst of the worst

Read »