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Best Method to Save for a Car When You Plan to Pay Cash
Nov 11

Best Method to Save for a Car When You Plan to Pay Cash

You’ve been thinking about a big ticket purchase, like a new car, and would like to pay cash for it from your savings. Your specific target date for the purchase is two years down the road. So, you have the means, and with your target date, you have the ability to schedule how you’re going

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6 Bogus Credit Card Fees You Should Never Pay for

6 Bogus Credit Card Fees You Should Never Pay for

Credit card companies are in the business of making money. This shouldn’t come as a surprise to anyone. What can be a surprise though is the number of different ways credit card companies can profit from you by charging fees. Many of these fees are hidden and borderline unfair. Here are the most bogus credit

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Avoid Potential Pitfalls With a Responsible Credit Card Churning Strategy
Nov 10

Avoid Potential Pitfalls With a Responsible Credit Card Churning Strategy

Credit card churners are people who constantly submit applications for new credit cards so as to take advantage of promotional offers and bonuses. An example is free frequent flyer miles. To get as many as possible, churners apply for a card, spend the minimum amount the card requires, get their frequent flyer miles, and then

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Here’s How to Prepare Yourself for Rising Savings Rates
Nov 07

Here’s How to Prepare Yourself for Rising Savings Rates

When you complain about savings accounts that pay next to nothing on your hard-earned cash, know that you are not alone — most Americans are in the same boat. However, it will be less of a struggle as the U.S. economy becomes more inviting of higher rates. Are you prepared to boost your savings as

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4 Ways to Avoid Bank Fees While Traveling Abroad

4 Ways to Avoid Bank Fees While Traveling Abroad

Traveling to a foreign country comes with all kinds of great new experiences like new food, new sights, and new friends. Unfortunately, it also comes with new problems, like foreign bank fees. These extra bank fees can really add up and you won’t even know you’re in trouble until you get home and check your

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Apple Pay Just Added More Cards, Is Yours One of Them?
Nov 05

Apple Pay Just Added More Cards, Is Yours One of Them?

If you’ve been staying on top of tech news lately, you know that Apple Pay faced a couple hiccups. However, Apple continues to tread along as more banks enable support for their cards on Apple Pay starting this week. When Apple Pay launched in October, Apple said that more than 200 banks have “signed on”

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Citi to Begin Offering Free FICO Credit Scores to Credit Card Customers
Nov 04

Citi to Begin Offering Free FICO Credit Scores to Credit Card Customers

It looks like Citi is making a slew of changes as the new year approaches. Most recently, it angered checking account customers by revealing higher fees, but then the big bank redeems itself by announcing that it will offer free FICO scores to Citi credit card customers. Fernando Wong, 27, a systems analyst in New York

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4 Factors to Help You Decide Which IRA Account to Open
Nov 03

4 Factors to Help You Decide Which IRA Account to Open

The Individual Retirement Plan is one of the most effective ways to save for your retirement. These accounts are quick to set up, have low fees, and are convenient because they aren’t connected to an employer. You can open an IRA at any time versus a work plan like a 401(k), which you can only

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Use a Zero Percent Credit Card Balance Transfer to Pay Off Debt
Oct 31

Use a Zero Percent Credit Card Balance Transfer to Pay Off Debt

When credit card balances — or any high interest debt — begins to pile up on you, it’s time to consider the options for getting your finances under control. In many cases, a good choice to pay down debt, plastic or otherwise, is to transfer it with a low-interest credit card offer. But you need to

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What You Can Do About the Rising Citibank Checking Account Fees
Oct 30

What You Can Do About the Rising Citibank Checking Account Fees

Here we go again. Big banks just can’t seem to leave their checking accounts alone. Most recently, Citibank notified many checking customers that their monthly fees will be going up while it also becomes more difficult to avoid those fees. What can affected customers really do about it? Nicole Chen, 26, a medical assistant in

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