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7 Effortless Ways to Protect Your Money Against Online Bank Hacking
Jan 24

7 Effortless Ways to Protect Your Money Against Online Bank Hacking

Online banks have a lot of appeal for people who are looking for a streamlined way to manage their finances and potentially earn some better rates on their savings. If you’ve left your brick-and-mortar bank behind for a virtual one, you already know what the positives are, which are typically no monthly fees, ATM fee

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Student Checking May Get Pricey After Graduation and How to Avoid It
Jan 23

Student Checking May Get Pricey After Graduation and How to Avoid It

It’s one thing when you not longer qualify for a free student checking account. It’s another thing when you’re pushed to a new account that has an absurd monthly fee. When my sister recently got a letter that Citibank was going convert her student checking account to a premium — not basic — checking account,

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Bank of America Credit Card Customers Are Getting Free FICO Credit Scores
Jan 21

Bank of America Credit Card Customers Are Getting Free FICO Credit Scores

Last week, Bank of America was one of two major banks (Chase being the other) to announce great news to its credit card customers: free FICO credit scores are coming. I think more banks are doing this to encourage on-time card payments while you get free access this powerful financial tool to better manage your finances.

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Despite Low Interest Rates, Borrowers Still Need Help With Mortgages

Despite Low Interest Rates, Borrowers Still Need Help With Mortgages

Mortgage interest rates are sinking toward all-time lows! That headline should be shouting happy news to home buyers and the housing market. Instead, a consumer watchdog agency warns that we may not be maxing out the potential benefit of this buyer’s, or make that, borrower’s market. A report on the mortgage experience by the Consumer Financial

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Is Chase Open on MLK Day?
Jan 19

Is Chase Open on MLK Day?

Chase is among one of more than 6,600 U.S. banks, but it holds about 9 percent of the country’s bank deposits (more than $1 trillion). When a bank of that size closes for the holidays, it’s safe to say that the potential impact on customer finances is pretty expansive. Observed on the third Monday of every

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6 Easy Ways to Avoid ATM Fees
Jan 17

6 Easy Ways to Avoid ATM Fees

What’s the one thing people hate more than paying for something? Paying for something they can get for free! Every year, Americans are charged millions of dollars for using an ATM that doesn’t belong to their bank. Currently, it’s the norm to pay about $5 for this fee, which may not seem like much, but these

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Chase to Start Giving Out Free FICO Credit Scores
Jan 16

Chase to Start Giving Out Free FICO Credit Scores

After seeing many major credit card companies, such as Barclaycard and Discover, start to give free FICO credit scores, I was readily awaiting the day that Chase would begin to hand out complimentary credit scores. Fortunately, that day is coming very soon. Chase is among latest credit card issuers to announce that free FICO credit

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Are Banks Open on MLK Day?

Are Banks Open on MLK Day?

Martin Luther King Day is a national holiday in the U.S. that honors the life and legacy of civil rights leader Martin Luther King Jr. MLK Day is also one of those tricky holidays that often leaves many Americans confused as to what will stay open and what will be closed. Observed on the third

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Don’t Go Bankless In 2015: Why You Should Open a Second Chance Banking Account

Don’t Go Bankless In 2015: Why You Should Open a Second Chance Banking Account

Keeping your money in a bank instead of stuffing it under your mattress seems like a no-brainer, but there are nearly 10 million households in the U.S. that don’t have a checking or savings account. Millennials, in particular, are notably unconventional when it comes to how they manage their money. From using prepaid debit cards

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4 Tips to Get the Most Cash Back From Your Discover it Card
Jan 15

4 Tips to Get the Most Cash Back From Your Discover it Card

Discover it, my top choice among cash back credit cards, is ready to deliver a new dose of bonus cash back opportunities this year. In addition to having no annual fee, it offers 5% cash back on certain purchase categories that change every three months, while all other spending earns 1% cash back. The 5%

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