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Skillful Handling of a Home Equity Line of Credit Can Help You In a Financial Bind
Aug 22

Skillful Handling of a Home Equity Line of Credit Can Help You In a Financial Bind

The idea of being able to tap a home equity line of credit at any time has always sounded pretty cool, even sexy.  It shows you’ve got your act together, that you’ve planned for any financial emergency, that the bank has got your back. You may never have to use your “line,” but it’s good

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The Best Good-Credit Credit Cards
Aug 21

The Best Good-Credit Credit Cards

Working your way to a good credit score doesn’t mean you simply get a pat on the back and a nice hearty “good for you!” from lenders. It also means you’re in store for deals that are more favorable than what is offered, on account of your good credit history. Bully to you, person who

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Why It’s a Bad Time to Make Your Mortgage Payment With a Credit Card

Why It’s a Bad Time to Make Your Mortgage Payment With a Credit Card

Making your monthly mortgage payment with a credit card sounds like a clever strategy, but even in times of “loose money,” it’s a financial maneuver beneficial to only a few. In today’s times? Well, money is anything but loose. Back in the bubble era before the “Great Recession,” some creditors made it easy. Bank of

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Picking the Best Checking Account for Students
Aug 20

Picking the Best Checking Account for Students

It’s August again, which means very shortly, millions of prospective college students are about to become actual college students. For a large swath of the incoming Class of 2019, this transition means they’ll be on their own for the first time, and doing all the things people on their own do. Renting their own place,

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When High-Net-Worth Borrowers Say ‘Show Me the Money,’ Banks Respond Enthusiastically

When High-Net-Worth Borrowers Say ‘Show Me the Money,’ Banks Respond Enthusiastically

“Show me the money” is the increasing demand of high-net-worth borrowers who want a jumbo mortgage to finance a home purchase — and banks are responding enthusiastically to this wealth management strategy. In the second quarter of 2014, the number of loans from $1 million to $10 million to buy single-family residences topped more than

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Best Student Credit Cards for College Spending 2014

Best Student Credit Cards for College Spending 2014

A young college student such as yourself is constantly swamped with expenses here and there. Make the smarter financial move by  picking up the right student credit card, which will allow you to rack up rewards — and enjoy some perks — while you’re at it. When you should consider a student credit card: You

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Why Student Credit Cards Offer Life-Long Value
Aug 19

Why Student Credit Cards Offer Life-Long Value

The price of college tuition — along with the cost of student life in college communities — continue their relentless climb upward. Average tuition and fees for the 2013–2014 school year was $30,094 at private colleges, $8,893 for state residents at public colleges, and $22,203 for out-of-state residents attending public institutions, according to the College

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Cheer Up America, Global Unrest Can Lower the Cost of Your Next Mortgage

Cheer Up America, Global Unrest Can Lower the Cost of Your Next Mortgage

If you’re at all a follower or observer of international headlines, you’ll agree that that global unrest is increasing: — The pall of a Russian invasion is hanging over Ukraine. — The Islamic State in Syria and Iraq, better known as ISIS, is sweeping across Syria and northern Iraq, posing a higher threat to global

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Barclaycard Rewards MasterCard and Capital One Platinum Credit Card Compared
Aug 18

Barclaycard Rewards MasterCard and Capital One Platinum Credit Card Compared

Don’t let fair credit — credit score range of 550 to 640 — stop you from finding a credit card that will best serve your financial setup. (Got better credit? Consider other these credit cards.) Two popular choices are the Barclaycard Rewards MasterCard and the Capital One® Platinum Credit Card. I break down the distinct

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Excess Withdrawal Fee Comparison at Top 10 U.S. Banks

Excess Withdrawal Fee Comparison at Top 10 U.S. Banks

Savings accounts differ from checking accounts in several ways. Besides being able to earn interest, savings accounts can also charge an excess withdrawal fee — a fee nonexistent in the realm of checking accounts. Designed to keep money in the bank to build interest, savings accounts are a great place to park your money. But constant withdrawals from a savings

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