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529 Plans or CDs: Choosing the Best Way to Save for College
Oct 17

529 Plans or CDs: Choosing the Best Way to Save for College

The average college graduate will be in debt $26,600, according to The Institute for College Access and Success. In addition, more than half of college students are taking longer to graduate — five to six years instead of the traditional four. The added cost of two years in school, and subsequent loss of earnings, will add up

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Choosing a New Checking Account: Ally Bank vs. Capital One 360
Oct 16

Choosing a New Checking Account: Ally Bank vs. Capital One 360

Are you sick of your bank’s boring, fee-riddled checking account? Maybe that’s why you ended up here, looking for a new checking account that will make your life easier. Among your top considerations are should be Ally Bank’s Interest Checking and Capital One’s 360 Checking — two of the most popular online checking accounts around. But, picking

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5 Thoughts Everyone Has While Standing In Line for the ATM

5 Thoughts Everyone Has While Standing In Line for the ATM

Occasionally a “cash only” bar, restaurant or corner store will sneak up on you, forcing you to make the dreaded trip to the ATM. If you’re one of the smart ones, you always have some spare cash in your wallet. If you’re like me, then you totally forget and mutter curses all the way to the

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10 Reasons Convenience Checks Are Dangerous to Your Financial Health
Oct 15

10 Reasons Convenience Checks Are Dangerous to Your Financial Health

Your credit card company absolutely loves you for being a loyal, punctual, bill-paying customer, and now wants to show you its appreciation by making you a fantastic limited-time offer. In a letter personally addressed to you and highlighted in red, you’ve been invited to use an enclosed set of credit card convenience checks however you please.

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7 Reasons You Should Pay Off Your Mortgage Before Retirement
Oct 14

7 Reasons You Should Pay Off Your Mortgage Before Retirement

The common wisdom in financial circles these days favors holding on to a big mortgage — even into retirement. The theory being, with mortgage interest rates at historic lows, the numbers dictate going for better returns by investing as much as you can in riskier assets. If you’re carrying credit card debt, pay that off first.

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Comparing Expedia to Other Online Travel-Site Credit Cards
Oct 13

Comparing Expedia to Other Online Travel-Site Credit Cards

If you’re like me, you probably make it a habit to book trips through online travel sites because they help you find great deals on flight, hotels and more. Some even offer their own credit cards to help you save more money on travel — a great way to be rewarded for being loyal to

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Will Banks Open on Columbus Day?
Oct 10

Will Banks Open on Columbus Day?

It is not always obvious which banks are open on certain holidays, but no other holiday is harder to guess than Columbus Day.  Falling on Oct. 13 this year, many Americans will have a three-day weekend to celebrate Columbus Day. Find out which banks open on Columbus Day by taking a look at our complete holiday schedule for

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Wells Fargo Free Credit Score Promotion Not a Big Deal When There Are Free Alternatives
Oct 07

Wells Fargo Free Credit Score Promotion Not a Big Deal When There Are Free Alternatives

Wells Fargo has brought back its limited-time free credit score program once again — giving customers a peek at their credit profile. Wells Fargo isn’t the only major financial institution to offer free credit scores and tools as an enticing perk. Is it really that big of a deal when you find similar programs elsewhere?

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Mistakes to Avoid In the Mortgage Process So Your Loan Will Get Approved

Mistakes to Avoid In the Mortgage Process So Your Loan Will Get Approved

Applying for a mortgage loan can be daunting and roughly 30 percent of purchase mortgages are rejected, according to the Mortgage Bankers Association. The reasons behind these rejections vary, but it’s important to understand and educate yourself on how the mortgage process works and what lenders consider to be red flags. For a mortgage process that is

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How to Satisfy Refinance Requirements So You’re Not Denied, Like Ben Bernanke
Oct 05

How to Satisfy Refinance Requirements So You’re Not Denied, Like Ben Bernanke

Ben Bernanke, former chairman of the Federal Reserve Board, drew some laughs when he revealed he’d recently tried to refinance the mortgage on his home and had been refused. The amusing aside was taken as proof that the housing market isn’t really enjoying the loose monetary conditions that low interest rates should guarantee. Why Bernanke

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