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What to Do When Rates Rise and Where You Should Invest
Yesterday, Sep 18

What to Do When Rates Rise and Where You Should Invest

What to do when rates rise? Even in our years’-running, low-rate environment, it’s a fair question to ask because the Federal Reserve has raised interest rates 67 times since 1980 — so it’s only a matter of time before it does again. It’s an important question to ask whether you’re saving for a down payment

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Foolproof Methods for Building an Emergency Fund on Any Income

Foolproof Methods for Building an Emergency Fund on Any Income

An emergency fund is cash that you’ve saved for one purpose: to help you cope with the unpredictable emergencies that life hands you without disrupting the everyday routine. It could be for an accident or a health issue. With your fund you have room to breathe. You don’t have to panic if you have to visit

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10 Smart Saving Tips for Young Adults
Sep 17

10 Smart Saving Tips for Young Adults

Saving money is important at any age, but the way that you should save differs greatly from one decade to another. That’s because changes in your income and new expenses affect your ability to save and might even change your motivation to do so. With each change in your lifestyle comes new financial needs —

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How Low Jumbo Loan Rates Can Help You Get the House You Want

How Low Jumbo Loan Rates Can Help You Get the House You Want

If you happen to be in the market for a large loan to either buy a house or refinance your current one, you have surely been watching jumbo loan rates with keen interest. And what you’ve no doubt seen has been shocking. Jumbo loan rates (for loans exceeding  $417,000 or $625,500 in higher-priced areas) are

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Money-Saving Tips for New Parents to Cut Costs on 3 Major Expenses

Money-Saving Tips for New Parents to Cut Costs on 3 Major Expenses

Buying baby equipment, purchasing outfits, changing diapers — these are all things tasks that new parents have to face. Bringing a baby into the world is one of life’s greatest gifts, and it can be extremely rewarding. Everyone knows, of course, that raising a kid isn’t easy — and it’s certainly not cheap. The average

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Home Equity Loan Pros and Cons and 5 Scenarios to Help You Better Understand It
Sep 16

Home Equity Loan Pros and Cons and 5 Scenarios to Help You Better Understand It

Homeowners have been taking out home equity lines with a vengeance lately, including $23.4 billion in the first quarter of 2014, up from 15.5 percent from 2013 and the highest number in six years. Despite their obvious appeal for financing everything from kitchen makeovers to new cars, you’ll better understand how these tax-favored, take-cash-out-of-your-house solutions

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Best Ways to Spend a Raise and Grow Your Money

Best Ways to Spend a Raise and Grow Your Money

Congratulations! You’ve just received a pay raise. What are you going to do with it? “Don’t spend your raise.” That’s easy for folks to say when they’re already earning big bucks. But for young adults, it’s mighty tempting to want to splurge on your new pay. Whether you’re blessed with a bonus or raise, the

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A Short-Term Mortgage Packs a Powerful Savings Punch, on One Condition
Sep 15

A Short-Term Mortgage Packs a Powerful Savings Punch, on One Condition

If you never see yourself living in the same house for 30 or more years, why would you ever take out a 30-year fixed rate mortgage? What you need is a short-term mortgage that more closely reflects the actual time you and your family anticipate living in your home. “Most first-time buyers put their houses

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Credit Cards for Sports Fans: Know the Score Before You Sign Up
Sep 13

Credit Cards for Sports Fans: Know the Score Before You Sign Up

Are you a sports fan? From Major League Baseball to the National Football League, there are countless cards for sports fans. Most of America’s big sports leagues offer team-branded credit cards. But are these cards worth it? It’s no secret that sports fans already spend major bucks on their chosen teams. According to an Associated

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Refinance vs. HELOC: Which One Is Best for Cash-Squeezed Homeowners?
Sep 12

Refinance vs. HELOC: Which One Is Best for Cash-Squeezed Homeowners?

Refinance vs. home equity? That’s the question you need to ask yourself if you now want to tap some of the home equity you’ve built up over the years. For the longest time, you thought the terms were one and the same, but now that you have a great need for a large sum of

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