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Budget Management Tips: 9 Items You Should Stop Paying for Right Now
Today, Sep 30

Budget Management Tips: 9 Items You Should Stop Paying for Right Now

When it comes to maintaining financial health, there’s simply nothing more important than learning how to stick to a solid budget. Budgeting can be difficult and requires planning, but the benefits that come along with exercising restraint are impossible to ignore. It can be easy to overlook the little things that come in the form

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8 Key Money Mistakes Women Make
Yesterday, Sep 29

8 Key Money Mistakes Women Make

Today, many women are taking the lead in making financial decisions — for themselves and for their families. However, they’re also making a fair amount of money mistakes. According to a study by Ameriprise Financial, 41 percent of women ages 25-70 with at least $25,000 in investable assets surveyed are making their own financial decisions.

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Repair Pet Damage to Your Home With a HELOC
Sep 26

Repair Pet Damage to Your Home With a HELOC

Let’s face it. Your dog got the best of you and your house, leaving a trail of torn curtains, punctured screens, scratched floors and ugly brown spots on your beautifully manicured lawn that no buyer in his right mind is going to take off your hands, if and when you decide to sell your home.

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Are Store Credit Cards Worth Getting?
Sep 25

Are Store Credit Cards Worth Getting?

We’ve all been there. You standing at a store counter, waiting to buy a shirt. The store clerk starts to ring up the sale. She stops suddenly, before asking ever-so-innocuously, “Would you like toTHAN save 10 percent on this purchase?” You don’t get a discount for nothing, or course. To get the deal the clerk

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Before Giving Money to Family, Make These 5 Critical Steps

Before Giving Money to Family, Make These 5 Critical Steps

Giving money to family should be one of your truly great joys in life. What could be better than helping a daughter with a down payment on her first house or partially funding your son’s idea for a business start-up. After all, what’s family for? But you’ll never be in a position to lend that

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Cautious Approach Means Millennial Credit Scores Suffer
Sep 24

Cautious Approach Means Millennial Credit Scores Suffer

It’s no secret that 20- and 30-somethings face some unique challenges when it comes to managing their finances. Between crippling levels of student loan debt and one of the toughest job markets in history, the pressure is on to make every penny count, and millennial credit scores are paying the price. Economically speaking, it’s clear that

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Why These 4 Personal Finance Myths Perpetuate Money Problems
Sep 23

Why These 4 Personal Finance Myths Perpetuate Money Problems

A field of study called “behavioral finance” now integrates psychology into economics and finance to come up with some reasons for our money mistakes. Researchers say belief  in “money myths” explains many of the fumbles we make with our finances. They are also a force behind one of the biggest threats to your financial future — yourself. Here

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Why You Should Ask ‘The Bank of Mom and Dad’ to Help With Down Payment

Why You Should Ask ‘The Bank of Mom and Dad’ to Help With Down Payment

You never thought it would reach this point, but it’s finally time to sit down your parents and have that awkward conversation. No, not the one about the money you might inherit some day, but rather the “help with down payment conversation” to assist you in purchasing your first house. And if you’re already in

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Discount Mortgage Rates Can Help Struggling Borrowers
Sep 22

Discount Mortgage Rates Can Help Struggling Borrowers

Discount mortgage rates could become reality for thousands of underserved borrowers after the announcement this week that both Citigroup and Bank of America Corp. will provide mortgages at considerable savings to assist borrowers with low incomes or tainted credit histories. The announced discounts are larger than what the two banks offer on fixed-rate mortgages to

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Ways to Strengthen Your Long-Term Savings Plan

Ways to Strengthen Your Long-Term Savings Plan

With the clamor for consumption in popular culture — the constant call to spend, spend, spend — it’s important to realize that your future may depend entirely on your ability to save, save, save. In order to save, there’s a subtle psychology involved, and that is to rethink your spending habits with a long-term mindset.

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