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A Down Payment Grant Can Help You Afford a Home
Jul 09

A Down Payment Grant Can Help You Afford a Home

You have probably heard that it’s possible to afford the cost of moving into a home without a down payment. Oftentimes, however, this type of assistance is only available to veterans or those who reside in rural areas.  While this is true, there is plenty of financial assistance available to help people obtain a home

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10 Real Estate Principles That Will Make You a Smarter Home Buyer
Jul 08

10 Real Estate Principles That Will Make You a Smarter Home Buyer

Am I offering too much or too little for a home that I absolutely adore? I certainly don’t want to overpay, but neither do I want to be outbid by a competitor. Many prospective, well-intentioned home buyers play this unnerving valuation game. Like magic, some online real estate sites can instantly produce an estimate of

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Hospitals to Predict Who Will Get Sick by Using Patient Credit Card Information

Hospitals to Predict Who Will Get Sick by Using Patient Credit Card Information

The doctor of the future may be able to keep tabs on your health through your spending patterns. Let’s say Joe Money’s doctor advised him not to eat too many treats, as he is prediabetic. Joe loves sweets and heads to the store to pick up some cookies, against his doc’s orders. What he may

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8 Money-Saving Tricks That Will Leave You Feeling Richer
Jul 07

8 Money-Saving Tricks That Will Leave You Feeling Richer

Implementing money saving modifications that go beyond the standard rules of thumb can help you lower your cost of living so you can put money towards more immediate needs. You’ve most likely watched the money-saving endeavors of the frugal-obsessed on reality TV (using a candle at night, reusing uneaten sauce by dumping it back into

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How You’re Easily Duped by Debt Settlement Companies That Don’t Seem So Bad At First
Jul 04

How You’re Easily Duped by Debt Settlement Companies That Don’t Seem So Bad At First

“Debt free in 24-48 months.” “Resolve debt with one low monthly payment.” “Credit card debt in control of you? Get free quote and end your stress!” “Reduce your debt up to 65 percent.” These quotes are taken from ads posted by debt settlement companies. For millions of Americans who are crippled by large debt, it

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How to Deal With Added Costs of Higher Rent So It Doesn’t Stress You Out
Jul 02

How to Deal With Added Costs of Higher Rent So It Doesn’t Stress You Out

Just recently, I found myself being a bit unhappy with my living situation at the time. Sure, my monthly rent was quite low considering the alternatives, but I had very little space at my disposal, and the area certainly left a bit to be desired. I knew it was time to make some changes and

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Extended Warranties Your Credit Card Company Won’t Tell You About Unless You Call

Extended Warranties Your Credit Card Company Won’t Tell You About Unless You Call

Most people have at least one credit card, but few are aware that there are lesser-known features built into their standard credit card that could be saving them significant time, money, and hassle. Apart from providing of a line of credit that doubles as a short-term loan and an easy to read history of transactions, there

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U.S. Bank Settles $200 Million In Federal Mortgage Probe
Jul 01

U.S. Bank Settles $200 Million In Federal Mortgage Probe

U.S. Bank has agreed to a settlement of $200 million after being accused of failing to thoroughly review the credit worthiness of thousands of applicants due to government-issued mortgage loans between 2006 and 2011. U.S. Bank is not admitting fault or liability, yet it is cooperating with the Department of Justice to pay their settlement.

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Master These 5 Steps So You Stop Throwing Away Airline Miles and Other Travel Rewards

Master These 5 Steps So You Stop Throwing Away Airline Miles and Other Travel Rewards

As the summer travel season kicks off, millions of Americans will head off to sunny — and for many, costly — destinations. Nothing can ruin your carefree, relaxing vacation more than spending beyond your budget and coming home to find a credit card bill littered with charges. According to a new survey released by the

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Government Extends Foreclosure Program to 2016 to Help Distressed Home Owners
Jun 30

Government Extends Foreclosure Program to 2016 to Help Distressed Home Owners

The Obama Administration announced an initiative to extend its Making Home Affordable Program to 2016 in an effort to continue to assist distressed homeowners afford to pay their mortgage. Additionally, Treasury funds will also be used to construct affordable housing rentals for homeowners who cannot afford to purchase a new home yet. The Making Home

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