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Why You Should Feel Good About Stealing Money from Your 401(k)
Oct 09

Why You Should Feel Good About Stealing Money from Your 401(k)

About 20 percent of all company employees steal from themselves — and, shockingly, most feel good about it. This act of self-robbery, also known as borrowing against your 401(k), is all very legal, and readily condoned by corporations and the government. In fact, many hard-working employees regularly do it to pay off debt (46 percent), pay

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Credit Card Closed Automatically Due to Data Breaches? Here’s What to Do
Oct 08

Credit Card Closed Automatically Due to Data Breaches? Here’s What to Do

It seems like every day there’s a new data breach making headlines and consumers are holding their breath to see whether their accounts have been hacked. In an effort to try and minimize the damage, some banks are automatically canceling debit and credit cards at the first sign of suspicious activity. The problem is that

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8 Sneaky Real Estate Agent Tricks to Watch Out for

8 Sneaky Real Estate Agent Tricks to Watch Out for

Recent opinion polls show real estate professionals rank higher than lawyers, business executives, and advertising people when it comes to public perceptions of honesty and ethics. The best poll scores go to the medical professions — nurses, pharmacists, doctors — worst go to politicians, lawyers, news reporters. Of course, every profession — real estate included

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The Best Approaches for Merging Marriage and Debt

The Best Approaches for Merging Marriage and Debt

It’s no secret that disagreements over how to manage joint finances are the leading predictor of divorce. When it comes to arguments over money issues, marriage and debt often don’t mix. Figuring out how to merge your money is no easy task, especially if you both have completely different attitudes towards spending and saving. If you’re frugal by

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5 Money Problems 20-Somethings Have Difficulty Accepting
Oct 07

5 Money Problems 20-Somethings Have Difficulty Accepting

Today’s 20-somethings are redefining what personal finance means as they try to overcome some unique money problems. Burdened with thousands of dollars in student loan debt and faced with a job market that’s tighter than ever, they’re shaping a new version of the American Dream that doesn’t revolve around 2.5 kids and a white picket

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Bring Your ‘Golden Years’ Closer With an Alternative Retirement Plan

Bring Your ‘Golden Years’ Closer With an Alternative Retirement Plan

Retirement is the goal for any working person. But that goal seems to be growing more and more elusive. A lot of us wonder if there is contrarian opinion, so to speak, to the traditional advice about planning and saving for “The Golden Years.” Before you even think about collecting that gold watch from your

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4 Steps to Follow If a Debt Collection Agency Scam Is Happening to You
Oct 06

4 Steps to Follow If a Debt Collection Agency Scam Is Happening to You

A couple of months ago my parents got a letter from Debt Recovery Solutions, LLC, stating that I owed the company a $131.98 payment on a Verizon Account I had in New York. My first thought was, “Is a debt collection agency scam?!” I was suspicious because a few strange things popped out at me from

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10 Warren Buffett Investment Strategy Tips to Build Your Wealth

10 Warren Buffett Investment Strategy Tips to Build Your Wealth

At 84, Warren Buffett, the world’s fourth richest person, shows no signs of slowing down after he announced on Thursday (Oct. 2) that he’s buying the Van Tuyl Group, the nation’s largest privately held car dealership chain in an all-cash $8 billion deal. Besides owning trains (BNSF Railway), planes (NetJets) and now automobiles, Warren Buffett

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Changing Jobs Too Often May Shrink Retirement Funds for Millennials

Changing Jobs Too Often May Shrink Retirement Funds for Millennials

Over the last several years, the landscape of the American job market has undergone a significant transformation, thanks to the fallout from the Great Recession. Stiffer competition and shrinking wages have also lead to changes in worker attitudes, perhaps most noticeably among twenty and thirty-somethings. Millennials take a very different approach to their careers compared

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How to Satisfy Refinance Requirements So You’re Not Denied, Like Ben Bernanke
Oct 05

How to Satisfy Refinance Requirements So You’re Not Denied, Like Ben Bernanke

Ben Bernanke, former chairman of the Federal Reserve Board, drew some laughs when he revealed he’d recently tried to refinance the mortgage on his home and had been refused. The amusing aside was taken as proof that the housing market isn’t really enjoying the loose monetary conditions that low interest rates should guarantee. Why Bernanke

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