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Starting Your First Job? Here’s Where to Put Your Savings
Nov 05

Starting Your First Job? Here’s Where to Put Your Savings

Transitioning from college to the working world is a big step and landing your first “real” job is a major accomplishment. If you’ve gotten used to being a broke student, getting your first paycheck may feel like you’ve hit the jackpot. When you’re making more money than you ever have before, figuring out the best

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Why Owning a Car Could Wreck Your Finances
Nov 04

Why Owning a Car Could Wreck Your Finances

If you really want to make this a “December (or November) to Remember,” don’t buy a car. Despite the seasonal sales pitch by Lexus and other car dealers to take advantage of some of the best pricing of the year, the disadvantages of owning a car should continue to keep you far away from automobile

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Ways to Spend Windfall Money Wisely

Ways to Spend Windfall Money Wisely

It doesn’t happen very often, but once in a while in life, we’re presented with a lump sum of cash for some reason. Sometimes it’s the result of a class action lawsuit, a personal injury settlement, an inheritance, or it might be a payment on property damages or simply a gift. Regardless of the source,

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5 Ways Millennials Can Benefit from Using Credit Cards

5 Ways Millennials Can Benefit from Using Credit Cards

Fears about blowing their budget and racking up high interest debt have lead a number of millennials to say “no” to credit cards but that doesn’t mean that every 20-something is shy about paying with plastic. The trick is to make sure that you’re using your card wisely so you don’t end up hurting your

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Will Payment Terminal Poynt Help Calm the Battle of Mobile Wallets?
Nov 03

Will Payment Terminal Poynt Help Calm the Battle of Mobile Wallets?

We’ve all heard about the big battle between Apple and Walmart over how you’ll pay with your smartphone. The drama of Apple Pay vs. CurrentC is all very entertaining — today’s version of Internet Explorer vs. Netscape, Betamax vs. VHS, LaserDisc vs. DVD. Just as those competitions played out — spoiler alert! — the decision on

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New Rules to Regulate For-Profit Colleges Aim to Help With Student Debt

New Rules to Regulate For-Profit Colleges Aim to Help With Student Debt

For-profit colleges have come under fire lately, as the U.S. Department of Education is throwing the book at the nation’s educational mills — which have left so many students with massive loans and so few job prospects, and honestly, it’s about time. For-profit schools, including ITT Technical Institute and University of Phoenix, offer many classes

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How to Quickly Rebuild Credit After Student Loan Default

How to Quickly Rebuild Credit After Student Loan Default

When you default on a student loan payment, your credit score takes a serious hit. Chances are, the default is going to make it harder for you to qualify for loans, credit cards, and a mortgage in the future. The good news is you can start repairing the damage right way. There are a few

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10 Moving Tips for Relocating to Los Angeles on a Budget
Nov 02

10 Moving Tips for Relocating to Los Angeles on a Budget

Don’t come to Los Angeles. It’s expensive, a hard city to live in, and you know the nice weather everyone keeps talking about? You’ll be too busy trying to make money for rent to even notice it. But if you have a dream so strong that you’ll do anything to achieve it L.A. is for you.

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Energy-Smart Ways to Save Money In Winter
Nov 01

Energy-Smart Ways to Save Money In Winter

With winter on the way it’s time to think about your seasonal energy-saving strategy. If done properly, energy-saving efforts can provide enough money-saving to pay for your holiday cheer. A professional home energy audit might make the perfect holiday gift — the U.S. Energy Department suggests giving one to someone special and that someone might

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Avoid Email Scams With These ‘Phish’ and Tips
Oct 31

Avoid Email Scams With These ‘Phish’ and Tips

It’s your annoying alumni association emailing you again about its latest endowment campaign, but this time — whether you’re feeling extra guilty or you just got a promotion — instead of striking delete on your keyboard, you click on the link to donate, taking you to a website where your university’s mascot is doing a

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