I was with this bank for 18 years,
last time i was there i asked if i would be charged for cashiers check,afther i swiped my atm card they loked at my account and told me that i would not be charged for cashiers check, i left the bank , when i went back 20 minutes latter i was told that i would be charged $10.00 for each cashiers check?????? i was surprised how come they changed the olicy in 20 min, anyway i do not like theyre service anymore i closed the account, also i ben told that if i dont use my ATM card 20 times a month i would be charges monthly fee $5.00
Great bank with a multiplicity of options. As a student, I appreciated the overdraft program which gives you a 'cushion' of credit for overdraft protection instead of innumerable fees.
There are definitely other reasons to use Wachovia, such as availability of ATMs, (almost) free-checking, etc. But these are the main benefits.
we have had wachovia for maybe a year and since, whenever our direct deposit is set to be deposited they find ways to charge us fees. the latest they charged us nsf fees for funds that cleared our account and they fees that caused our account to go into negative, then they charged us more fees for having a negative balance. might i add, i called and spoke to someone months earlier to take off overdraft protection so if funds were unavailable the card would be declined. i would not recommend anyone to use this rip off bank and definitely don't do direct deposit.