Winner

Ally Bank

A+ MyBankTracker Rating

Offers Checking and Savings, Competitive Rates, Minimal to No Fees, Free ATMs

Best Feature: Strongest Package of Banking Products

In an industry where banks are more often collecting fees than paying out to its customers, Ally is a cut above the rest. Offering one of the strongest product mixes of deposit accounts (checking, savings and CDs), Ally is your one-stop shop for all your day-to-day banking needs. Along with their highly competitive interest rates, Ally also consistently leads the pack when it comes to low fees. With no maintenance fees, and the freedom to use any ATM without cost, and $0 minimum balances, it’s no surprise they have earned an A+ rating with MyBankTracker. Additionally, a revamp of their web, mobile and tablet banking experiences paired with 24/7 customer service caps off why Ally is our choice for Best Online Bank of Q3 2015.

Honorable Mentions

Barclays Bank

Strong Savings and CDs Rates

Best Feature: Savings Dream Account
B+

Online banks are known for their high rates and Barclays continues to stay competitive. If you’re looking for a bank that has consistently high rates that are going up as rates increase, Barclays is a great place to park your hard-earned cash.

Simple Bank

Mobile First, Great Customer Service, Not Rate Focused

Best Feature: Mobile Banking
A

Recently acquired by BBVA Compass, Simple has proven that a mobile first bank is the evolution of online banking. With features such as Safe to Spend, being able to pause your debit card and in-app messaging, you won't find a better banking relationship to manage your money.