We analyze the top bank accounts in the nation to uncover which have the best earnings and benefits at the lowest fees. Learn more about our methodology here. Bank awards methodology

1. Best National Bank Offering Top-Notch Credit Cards

Chase Bank

B+ MyBankTracker Rating

More than 5,300 branches. Financially Strong. Focused on innovation.

Chase Bank is taking home top honors in the best national bank category for the fourth quarter in a row. Chase wins again thanks to its full range of deposit accounts, rewarding credit cards, and numerous financial services and investment offerings.

As if that’s not enough, Chase has a large branch and ATM network, highly rated customer service, and an intuitive mobile app - making it one of the most convenient national banks there is. And for customers looking for a new credit card to go with this convenience, you can’t go wrong with the Chase Sapphire Reserved Card.

  • Earn

    Generous sign-up bonuses on Chase checking accounts and credit cards

  • Fees

    Free access to 5,200 Chase branches and 16,000 ATMs

  • Benefits

    Great customer service

    QuickPay allows you to send money to friends with ease

    Mobile app available on the Apple App Store and Google Play

2. Best National Bank for Strong Financial Health

BB&T

B+ MyBankTracker Rating

Strong financial health.

BB&T wins again in the national bank category thanks to its well-rounded selection of products and services as well as its strong financial health. According to the Texas Ratio (a bank risk metric), BB&T is one of the safest banks in America to store your money in. Convenience and strong financial health equals peace of mind for you.

  • Earn

    Periodic sign-up bonus promotions for checking accounts

  • Fees

    Multiple checking accounts will refund on ATM fees

  • Benefits

    Welcome to U by BB&T helps you manage your money

    Popmoney allows you to send money to friends with ease

    Mobile app available on the Apple App Store and Google Play

3. Best National Bank for Money Management

PNC Bank

B+ MyBankTracker Rating

Virtual Wallet accounts for smart money management

PNC Bank is a strong national bank that offers “Virtual Wallet” accounts for smart money management. With Virtual Wallet, you can divide your accounts for spending, saving, and growing and take advantage of other money management tools. That way, you can set up banking that benefits you today and years into the future.

Even better, you can use this account for no cost. If you only manage your account online, your monthly fee is waived. And with PNC’s strong online and mobile options, this is easy to do.

  • Earn

    Earn a sizable bonus when you sign up for a Virtual Wallet account

    PNC Purchase Payback offers you cash rewards for your spending

  • Fees

    The Virtual Wallet account is very easy to have monthly fee waived

  • Benefits

    Popmoney allows you to send money to friends with ease

    PNC Virtual Wallet offers separate account categories and useful money management tools

    Mobile app available on the Apple App Store, Google Play, and for your Blackberry or Amazon

Ask a Question

Looking for your perfect bank account? We can help.

Get Started