Most Popular Accounts
About the Bank
TD Bank is one of the largest banks in the country, serving customers in 1,300 locations throughout the northeast and mid-Atlantic regions, as as well as the Carolinas, Florida and the D.C. metro area. Approximately nine million customers use TD Bank’s products and services, which include:
- Checking accounts
- Savings and money market accounts
- Credit cards
- Certificates of deposit
- Individual retirement accounts
- Home equity loans and lines of credit
- Personal loans
- Personal wealth management and investing
As a member of TD Bank Group, the bank also offers cross-border banking between the U.S. and Canada. In the U.S., customers have access to six checking account options and three different types of savings accounts.
TD Convenience, TD Premier and TD Simple are the bank’s traditional checking options. TD Simple, for instance, carries a $5.99 monthly fee but it has no minimum balance requirement. TD Convenience, on the other hand, has a higher monthly fee but it’s easily waived for customers who meet the low minimum balance requirement. TD Premier is an interest-bearing account that also features the added benefit of non-TD Bank ATM fee reimbursement when your minimum daily balance is $2,500 or higher.
The other three checking accounts -- TD Relationship, TD 60 Plus and TD Student -- are specialized accounts. TD Relationship checking is designed for customers who also have a TD Bank savings, money market or investing account and keep a higher balance in checking. TD 60 Plus is a senior checking option while TD Student is reserved for checking customers aged 24 or younger.
If you’re looking for a way to save, you can choose from TD Simple Savings, TD Growth Money Market or TD Preferred Savings accounts. The rates are higher for money market and Preferred Savings accounts. You can also get a rate bump when you link your savings to another TD Bank account or banking product. All of TD Bank’s savings and money market accounts come with a free ATM card that you can use at thousands of ATMs in the U.S. and Canada. If you want to lock your money in to earn a higher interest rate, you can also save in a TD Bank CD. These have terms ranging from three months to five years.
TD Bank offers several credit cards to suit any spending style. There are cards that offer cash back rewards, as well as cards that offer travel rewards and all of TD Bank’s cards have a $0 annual fee. You can manage your credit cards, along with your checking and savings accounts, through the TD Bank mobile app or with online banking.
TD Bank has very responsive customer service but if you don’t have time for a call, you can ask questions through TD Helps. Here, you can get detailed responses about all of your banking questions in a matter of minutes from a TD Bank team member. You can also browse through previously asked and answered questions. That’s an invaluable feature and one that you won’t always find at other banks.
TD Bank Fees
- National Average
- Monthly Inactivity N/A $6
- Non-Sufficient Fund (Overdraft) $35 $30
- Stop Payment item $30 $27
- Return Deposit $15 $13
- Domestic Wire Transfer (Outbound) $25 $22
- Domestic Wire Transfer (Inbound) $15 $10
- Non-Bank ATM $3.0 $1.0
Locations & Hours
Locations & Hours
We found bank branches & ATMs within miles of .View Locations & Hours
Latest Customer Reviews
Reviewed By CELL Jan 3, 2018
***** EXCELLENT CUSTOMER SERVICE *****
FANTASTIC BUNCH!!!.... VERY,VERY HELPFUL.. PROFESSIONAL & COURTEOUS
I WOULD RECOMMEND THIS BRANCH 2ANYONE WHO LIKES THE PERSONAL TOUCH.
NOT ONLY DO THEY EMPATHISE BUT, BEND BACKWARDS TO ASSIST IN SOLVING ALL YOU'R BUSINESS BANKING ISSUES
THEY HAVE MADE BANKING A PLEASURE RATHER THAN A CHOREThank you for your feedback Is this review helpful?
Reviewed By nsb1100 Dec 28, 2017
Worst and incompetent loan experience
I was approved for a home equity loan at an excellent rate. All was well until I received a list of documents they needed. As I started gathering the documents, apparently an appraisal was ordered, though no one ever contacted me regarding this for access to my home. They did a short appraisal and I received a copy of it. I sent it to my loan officer who said the appraiser needed access to my home, the short appraisal didn't suffice, and this went on for two weeks because no one ever called and the appraiser would not call me back after at least a half dozen attempts. In the meantime, I had to resubmit paperwork they claimed they didn't receive and/or lost which made me beyond nervous due to the personal financial nature of the information. I then received a warning that my approval would be suspended due to the appraiser not having access to my home, the same one who would not call me back for access. So, they suspend my approved loan due to the appraiser who doesn't call back. I was told there was only this one appraiser in my area, which I find just impossible to believe, and my loan was changed to denied after it was approved and now interest rates have risen. Do not use this bank for anything. I have closed all my accounts with them and find them the worst out of so many others who actually work to keep their customers. If you like being an appreciated customer, this is not the bank for you. The chain of emails between me and the loan officer are just crazier then the process. This was the worst experience ever with a bank/lender.Thank you for your feedback Is this review helpful?
Reviewed By Janetk Dec 12, 2017
Worst closing experience ever
We just went through the worst possible closing imaginable. The bank had 7 weeks and were working on things 2 days prior to closing; asking us for information that wasnt readily available. We received our final closing number 7pm on the night before the close and the title company didnt receive paperwork from them until the morning of our closing. If you have a bad heart or are taking blood pressure meds, do not use TD bank. Honestly the worst experience and my husband and I have excellent credit. If your credit is less than perfect, I cant stress enough to go in s different direction. Everyone working on our loan was either extremely incompetent or the laziest people on earth. Too many banks in this world to use these folks!!!!Thank you for your feedback Is this review helpful?