Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

How to Deposit a Check with Two Names Without a Joint Account Photo of Simon Zhen Simon Zhen How to Deposit a Check with Two Names Without a Joint Account Q: My wife and I filed our tax returns jointly, and we received a tax refund check... 5 Worst Purchases to Make With Credit Cards Credit cards are a convenient way to pay but only if you use them wisely. Think twice before making any of these five dumbest credit card purchases. Cashier’s Check vs. Money Order: Which One Clears the Fastest? Money order vs. cashier check vs. personal checks: Compare fees, fraud risks, and ideal use cases by choosing the right (and fastest) option for your needs. Does Walmart Cash Personal Checks in 2025? Fees, Limits & Rules Photo of Simon Zhen Simon Zhen Does Walmart Cash Personal Checks in 2025? Fees, Limits & Rules Walmart offers a convenient and affordable way to cash certain types of preprinted... What Are Mobile Check Deposit Limits? Know Before You Bank Photo of Simon Zhen Simon Zhen What Are Mobile Check Deposit Limits? Know Before You Bank Mobile check deposit limits vary widely across banks and can depend on factors like... Coin Counting Machines Still Exist: Which Banks Have Them? Compare coin counting machine fees and turn loose change into more cash. Avoid hidden fees, count coins fast, and keep more of your money. Find trusted options. Announcing the MyBankTracker Financial Product Awards for Q2 2017 Find out which bank accounts, including checking, savings, and CDs, are the best for consumers in the second quarter of 2017. American Express Offers Free FICO Credit Scores to Customers Photo of Simon Zhen Simon Zhen American Express Offers Free FICO Credit Scores to Customers Imagine getting free FICO credit scores from your credit card. It's a major... How to Save Your Tax Refund in Series I U.S. Savings Bonds Photo of Simon Zhen Simon Zhen How to Save Your Tax Refund in Series I U.S. Savings Bonds Last year, the IRS reported that the agency received 22,520 tax returns requesting... How Credit Score is Calculated by Equifax, Experian & Transunion Your FICO credit score can end up costing or saving you lots of money. Knowing how it's calculated can mean a difference of thousands of dollars.