Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

Announcing the MyBankTracker Financial Product Awards for Q2 2017 Find out which bank accounts, including checking, savings, and CDs, are the best for consumers in the second quarter of 2017. American Express Offers Free FICO Credit Scores to Customers Photo of Simon Zhen Simon Zhen American Express Offers Free FICO Credit Scores to Customers Imagine getting free FICO credit scores from your credit card. It's a major... How to Save Your Tax Refund in Series I U.S. Savings Bonds Photo of Simon Zhen Simon Zhen How to Save Your Tax Refund in Series I U.S. Savings Bonds Last year, the IRS reported that the agency received 22,520 tax returns requesting... How Credit Score is Calculated by Equifax, Experian & Transunion Your FICO credit score can end up costing or saving you lots of money. Knowing how it's calculated can mean a difference of thousands of dollars. Do You Really Have to Show ID When Using Your Credit Card? Ever been asked to show your ID when you wanted to use your credit card at a store? See if retailers can do actually do that — is it legal? Which Credit Report Does U.S. Bank Pull? Photo of Simon Zhen Simon Zhen Which Credit Report Does U.S. Bank Pull? U.S. Bank most frequently pulls TransUnion credit reports when reviewing credit card... How Out-of-Network Deposits Work at Allpoint ATMs Photo of Simon Zhen Simon Zhen How Out-of-Network Deposits Work at Allpoint ATMs Allpoint ATMs now allow customers of partnered online banks, community banks, and... What Happens When You Deposit a Post-Dated Check Early? Find out if post-dated checks will be accepted by bank's earlier than the specified date intended for deposit. Banks Have Tough Rules on Check Deposits Written to More Than One Person Learn the check-cashing fees at the largest U.S. banks and find out how you can cash a check without a bank account. Cashier’s Check, Money Order and Personal Check: Which One Clears the Fastest? Photo of Simon Zhen Simon Zhen Cashier’s Check, Money Order and Personal Check: Which One Clears the Fastest? Cashier's checks and money orders generally clear faster than personal checks...