Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

Why You Should Make an Emergency Fund a Priority The reason why you're still not saving for an emergency is more psychological than you think. Here's what you can do to start saving money today. Charge Card vs. Credit Card: The Differences Photo of Simon Zhen Simon Zhen Charge Card vs. Credit Card: The Differences The differences between a charge card and a credit card remains a mystery to many... Why Credit Cards Are the Most Popular Emergency Funds Photo of Simon Zhen Simon Zhen Why Credit Cards Are the Most Popular Emergency Funds The emergency fund is popularly regarded as an essential fallback for anyone in... 6 Best Luxury Credit Cards for the Wealthy Ever wonder what it takes to get one of the world‘s most exclusive credit cards? Here are some fun facts about the world‘s top luxury credit cards. Is a Credit Card Annual Fee Worth Paying It? Learn why some consumers shun the idea of paying an annual fee for a credit card while others maximize the useful benefits to make it worth that annual fee. The Basics of How to Refinance Mortgage Photo of Simon Zhen Simon Zhen The Basics of How to Refinance Mortgage For many homeowners, the concept of refinancing the home mortgage may seem very... 6 Affordable Halloween Costume Ideas Photo of Simon Zhen Simon Zhen 6 Affordable Halloween Costume Ideas Eating your weight in sugar- and calorie-packed candy is only deemed completely... When It's Actually Worth It To Buy Airline Miles Ready to book a flight but you are just short a couple of miles to get you there. Maybe you should buy extra airline miles? Credit Card Rewards Programs Compared If you‘ve ever taken a look at various rewards credit cards, you‘ll find a 5-points-per-dollar reward rate to be rather attractive. But is it really that amazing? Comparing Chase Freedom vs. Discover It Cash Back Credit Cards Photo of Simon Zhen Simon Zhen Comparing Chase Freedom vs. Discover It Cash Back Credit Cards Chase Freedom and Discover It Cash Back are two cash back credit cards that are...