Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

How to Buy Amex Membership Rewards Points Find out how you can easily buy extra American Express Membership® Rewards points to cover your flight, and how to decide if it's worth it to do so. How Many Bank Accounts Do You Need? Photo of Simon Zhen Simon Zhen How Many Bank Accounts Do You Need? “How many bank accounts do I need?” It’s a frequently asked question by many... 3 Best Gas Credit Cards to Help You Save at the Pump Photo of Simon Zhen Simon Zhen 3 Best Gas Credit Cards to Help You Save at the Pump To the drivers out there, you know what I mean when I say, “It doesn’t matter if... Why You Should Make an Emergency Fund a Priority The reason why you're still not saving for an emergency is more psychological than you think. Here's what you can do to start saving money today. Charge Card vs. Credit Card: The Differences Learn about the differences between credit cards and charge cards -- both of which allow you to borrow on revolving credit but the repayment formats differ. Why Credit Cards Are the Most Popular Emergency Funds Photo of Simon Zhen Simon Zhen Why Credit Cards Are the Most Popular Emergency Funds The emergency fund is popularly regarded as an essential fallback for anyone in... 6 Best Luxury Credit Cards for the Wealthy Photo of Simon Zhen Simon Zhen 6 Best Luxury Credit Cards for the Wealthy The wealth of a person is not always evident through the watch around his wrist,... Is a Credit Card Annual Fee Worth Paying It? Learn why some consumers shun the idea of paying an annual fee for a credit card while others maximize the useful benefits to make it worth that annual fee. The Basics of How to Refinance Mortgage Thinking of having your mortgage refinanced? There are a few basic factors wherein refinancing would be the wiser move. 6 Affordable Halloween Costume Ideas Photo of Simon Zhen Simon Zhen 6 Affordable Halloween Costume Ideas Eating your weight in sugar- and calorie-packed candy is only deemed completely...