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Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

Cashier’s Check vs. Money Order: Which One Clears the Fastest? Photo of Simon Zhen Simon Zhen Cashier’s Check vs. Money Order: Which One Clears the Fastest? Cashier's checks and money orders generally clear faster than personal checks... Does Walmart Cash Personal Checks in 2025? Fees, Limits & Rules Does Walmart cash personal checks? Yes - with valid ID and in minutes. Understand Walmart's check cashing process, limits, and document requirements. What Are Mobile Check Deposit Limits? Know Before You Bank Mobile check deposit limits vary by bank—see 2025’s latest caps for Bank of America, Chase, Wells Fargo & more. Avoid surprises & ensure faster access to funds. Coin Counting Machines Still Exist: Which Banks Have Them? Photo of Simon Zhen Simon Zhen Coin Counting Machines Still Exist: Which Banks Have Them? Major national banks no longer offer coin-counting machines, but local community... Announcing the MyBankTracker Financial Product Awards for Q2 2017 Photo of Simon Zhen Simon Zhen Announcing the MyBankTracker Financial Product Awards for Q2 2017 MyBankTracker announced the winners of our Product Awards for the second quarter... American Express Offers Free FICO Credit Scores to Customers Among its numerous benefits, American Express is providing free FICO credit scores to all card customers. How to Save Your Tax Refund in Series I U.S. Savings Bonds Find out how you can use your tax refund to purchase Series I savings bonds from the U.S. Treasury as an additional way that you can grow savings. How Credit Score is Calculated by Equifax, Experian & Transunion Photo of Simon Zhen Simon Zhen How Credit Score is Calculated by Equifax, Experian & Transunion Your FICO credit score is a number that can end up costing you lots of money or saving... Do You Really Have to Show ID When Using Your Credit Card? Photo of Simon Zhen Simon Zhen Do You Really Have to Show ID When Using Your Credit Card? Businesses are legally allowed to request identification when a credit card is used,... Which Credit Report Does U.S. Bank Pull? Find out which credit report is used more commonly by U.S. Bank when it reviews a prospective borrower's credit card application.