Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

Do You Really Have to Show ID When Using Your Credit Card? Photo of Simon Zhen Simon Zhen Do You Really Have to Show ID When Using Your Credit Card? Businesses are legally allowed to request identification when a credit card is used,... Which Credit Report Does U.S. Bank Pull? Find out which credit report is used more commonly by U.S. Bank when it reviews a prospective borrower's credit card application. How Out-of-Network Deposits Work at Allpoint ATMs Learn more about out-of-network ATM deposits (cash or check) for the Allpoint Network. This means that many online bank customers will have more convenience. What Happens When You Deposit a Post-Dated Check Early? Photo of Simon Zhen Simon Zhen What Happens When You Deposit a Post-Dated Check Early? Post-dated checks are not reliably enforced by banks and will likely be processed as... Banks Have Tough Rules on Check Deposits Written to More Than One Person Photo of Simon Zhen Simon Zhen Banks Have Tough Rules on Check Deposits Written to More Than One Person Depositing checks made out to multiple people often requires all payees to... The Best CD Rates in Utah for 2025 Find the best CD rates available from local banks in Utah. Compare them to options offered by online banks. The Best CD Rates in Connecticut for 2025 Find out which Connecticut banks provide the best CD rates to local residents based on rates, maturity terms, and minimum opening deposits. The Best CD Rates in Oklahoma for 2025 Photo of Simon Zhen Simon Zhen The Best CD Rates in Oklahoma for 2025 With a diverse list of banks operating across Oklahoma, identifying the best... The Best CD Rates in Kentucky for 2025 Photo of Simon Zhen Simon Zhen The Best CD Rates in Kentucky for 2025 Navigating the numerous banks throughout Kentucky can be challenging for residents... The Best CD Rates in Oregon for 2025 Find out which local banks in Oregon are offering the best CD rates--considering maturity terms and minimum deposit requirements too.