Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

How Often Should You Check Your Credit Report? The three major credit bureaus let you check your credit score every 12 months with no penalty, but if you’re trying to build credit, it’s important to compare. How to Plan for a Long Retirement? Photo of Simon Zhen Simon Zhen How to Plan for a Long Retirement? The average American lives for about 78 and a half years. That’s not bad. The... What Are Commodities Investment Stocks? Photo of Simon Zhen Simon Zhen What Are Commodities Investment Stocks? Commodities are present all over our everyday lives. They are products that are... How to Determine If You Have Too Much Debt Pay attention to the warning signs that you may be carrying to much debt. Determining how much debt you have will allow you to build a debt management plan. I'm In Over My Head. Who Can Help? Avoiding bankruptcy is key to preventing long term damage to your financial health. If you have to much debt, seek assistance from a Certified Consumer Credit Counselor. Is My 401(k) Plan a Rip Off? Photo of Simon Zhen Simon Zhen Is My 401(k) Plan a Rip Off? Worried that you’re getting ripped off by your 401(k) plan? We can’t blame you.... Asset Allocation vs. Diversification Investment Strategies Photo of Simon Zhen Simon Zhen Asset Allocation vs. Diversification Investment Strategies Do you remember when you were very young, and people tried to teach you... When Choosing a Credit Card With a Higher APR Makes Sense How Much Should You Contribute To 401k Plan? What Is an Umbrella Insurance Policy and Is It Right for You? Photo of Simon Zhen Simon Zhen What Is an Umbrella Insurance Policy and Is It Right for You? In today's highly litigious society, you can really never be too careful. As a single...