Utilize MY Options

How to Compare and Choose the Best Small Business Loans Find out where to find the best small business loans and learn about the factors to consider when comparing business loan options. Kevin Mercadante Kevin Mercadante Title Loans: How Do They Work? Should You Use Them? You’ve probably seen title loans advertised on TV, as well as title loan... Valencia Patrice Higuera When Does a No-Cost Mortgage or Refinance Make Sense? Whether you’re buying a new home or refinancing your existing home loan, getting a... When Mortgage Rates Fall, Is It Time to Refinance Your Home Loan? Find out whether it is the right time to refinance a home loan when mortgage rates fall, especially if there's speculation that interest rates drop even more. Valencia Patrice Higuera How to Get Approved for a Mortgage as a Retiree Without Job Income For retirees who no longer have a job for stable income, learn how to qualify for a mortgage based on assets and other sources of income. Aja McClanahan Valencia Patrice Higuera Pawnshop Loans: Should You Use Them for Quick Cash? Whether it’s a car repair, a home repair, or an unexpected bill, there are dozens... Simon Zhen Worried About a Recession? How to Prepare and Protect Your Finances Recessions don’t happen often, so the first instinct might be to panic when... 9 Reasons Why You Still Want a Bank With Branches Find out why you might still want to visit a bank branch when you've grown to rely on online and mobile banking. Kathryn Tretina Identity Fraud: Should You Get a New Social Security Number? Find out whether you should get a new Social Security number if you become a victim of identity fraud and how the change could affect your credit history. Valencia Patrice Higuera Kevin Mercadante Falling Interest Rates: How It Could Affect You and What You Can Do About It After steadily raising interest rates from near zero from the end of 2015 to the... Lance Cothern 7 Options If You Don’t Have Health Insurance From an Employer Having health insurance is important. Without health insurance, one visit to... TransferWise vs. WorldRemit: Best for Money Transfers? Compare TransferWise and WorldRemit for international money transfers based on their fees, currency exchange rates, and countries served. Kevin Mercadante Can You Save Money By Renting Luxury Goods vs. Buying Them? Find out how you can save money by renting luxury goods and items instead of paying full price. And, find out which companies offer rentals of luxury goods. Aja McClanahan Aja McClanahan Car Insurance Wants to Total My Car: What Are the Options? When you get into a car accident, you're might be saddened to find out that your... Kevin Mercadante How to Reduce Your Liability After Your Rental Car Accident? The time to contemplate the ramifications of getting into an accident with a car... 4 Options to Avoid Foreclosure if You Can't Make Mortgage Payments Learn what you can do when you're struggling to make your mortgage payments, including options to tweak your home loan and monthly payments. Valencia Patrice Higuera 6 Mobile Apps to Sell Things Locally and Quickly Compare the best mobile apps that you can use to sell your things locally to earn some extra cash quickly, including the seller features and fees. Thomas (TJ) Porter Thomas (TJ) Porter How to Use Credit Cards to Build Your Credit and Travel the World In 2011, I was a new college student living on my own for the first time. I had... Thomas (TJ) Porter What Health Insurance Options Are Available for Freelancers and the Self-Employed? Find out what health options are available to freelancers and those who are self-employed and how to pick the right plan coverage at the cheapest cost. What to Do If You’ve Become the Victim of a Subscription Scam Find out whether you should cancel your debit or credit card if you've given the payment information for a subscription scam that could threaten your credit. Thomas (TJ) Porter Why You Shouldn't Use a Mortgage Broker When Buying a Home Find out why you shouldn't use a mortgage broker to help you with the process of buying a home with a loan, after considering the pros and cons. Rebecca Lake Kevin Mercadante The Best Ways to Insure Expensive Jewelry and Valuable Items Find out about the different ways that you can insure expensive jewelry and other valuable items just in case they are lost, stolen or damaged. Rebecca Lake Catch Credit Card Fraud: How Email Alerts Saved Me (Twice) Identity theft is no joke. Millions of Americans are affected by it every year... How I Merged Finances with My Fiancé Find out what it takes to merge your finances with your fiance in order to foster a money relationship that is responsible, transparent, and respectful. Thomas (TJ) Porter 8 Financial Gift Ideas for Valentine’s Day Use these creative financial gift ideas for Valentine's Day to avoid gifting the same chocolates, flowers, and other material goods. Valencia Patrice Higuera Lance Cothern How the Government Shutdown Affects Furloughed Employees Financially Each year, Congress must allocate money to the many departments and agencies that... Kevin Mercadante How to Pay for Medical Care Without Health Insurance Despite the fact that the Affordable Care Act (ACA) has been in place since 2010,... How to Refinance Your Car Loan and Reduce Your Payments Learn how you can refinance your car loan so that you can reduce your monthly payments by comparing interest rates on auto loan refinancing options. Lance Cothern Should You Consider Taking Out a Second Mortgage? Find out why you would consider taking out a second mortgage and learn the reasons why you should and shouldn't opt for another mortgage loan. Erik Neilson