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Lance Cothern Wealth Manager vs. Financial Advisor: What's the Difference? People often hope to have bright financial futures. Wealthy people don’t... 7 Key Steps to Strengthen Your Family's Financial Future Improve your family's finances right now with steps that set the path for a stronger financial future that includes savings growth and smarter investing. Rebecca Lake CIT Bank 2025 Review Our review of CIT Bank looks at the account products, fees, and features that allow customers to access and manage their money conveniently. Simon Zhen Simon Zhen PSECU 2025 Review: Digital-First Approach With Great Products Sponsored Content Disclosure: This content was commissioned and paid for by the bank... Kevin Mercadante Collision vs. Comprehensive: Optional Car Insurance Coverages Though it’s typical for car owners to think of car insurance as a single cohesive... How to Get Health Insurance If You Lose Your Job Learn how to get health insurance if you happen to lose your job unexpectedly, including different ways you can pay out-of-pocket for coverage. Lance Cothern No-Exam Life Insurance: How It Works and How Much It Costs Learn how no-exam life insurance works as a policy that doesn't require a medical exam. Compare the differences and costs with traditional life insurance. Lance Cothern Kevin Mercadante How to Deal with a Pay Cut or Reduced Work Hours If you lose your job completely, the strategies for surviving full unemployment... Valencia Patrice Higuera Mortgage Modification: How Does It Work? A job loss or another change in circumstance can make it difficult to pay your... Interest-Only Mortgages: Compare the Pros and Cons Learn the pros and cons of interest-only mortgages to find out if you can apply for a home loan with interest-only payments temporarily. Valencia Patrice Higuera How to Choose From the Different Types of Life Insurance Learn the basics of the different types of life insurance and the main benefits of each policy coverage, including who they are best for. Lance Cothern Kevin Mercadante Universal Life Insurance: Pros vs. Cons to Consider The two most basic types of life insurance policies are term and whole... Kevin Mercadante Whole Life vs. Term Life Insurance: Which is the Right Policy Coverage for You? While it’s common to think of life insurance as a single product, it actually... FHA 203(k) Loan: When Does It Make Sense? Learn how FHA 203(k) loans work for homeowners who need to borrow to pay for a home renovation, repair, or construction project. Valencia Patrice Higuera Burial and Funeral Insurance: Do You Need It? Find out if you need burial and funeral insurance as an additional life insurance policy to help cover costs after your death. Lance Cothern Valencia Patrice Higuera VA Home Loans: A Guide to Mortgage for Veterans Most people can’t afford to buy a house with cash. For this reason, they rely on... Kevin Mercadante Variable Life Insurance: Is It the Right Type of Life Insurance for You? It used to be that there were two types of life insurance – whole life and... Private Mortgage Insurance: How PMI Works and When It Makes Sense Learn how private mortgage insurance (PMI) works as it relates to down payments and your monthly mortgage bill. Find out if it is required for your home loan. Valencia Patrice Higuera How to Refinance a Mortgage With Bad Credit Learn how to refinance your mortgage if you've got bad credit, including options that have the highest chances of approval. Valencia Patrice Higuera Valencia Patrice Higuera USDA Loans: Eligibility, Income Limits and Application Process If you’re thinking about buying a home, you can choose between several home... Valencia Patrice Higuera Should You Use a 401(K) When Buying a House? Buying a house can be a great investment, but it’s also expensive. There’s the... Coronavirus Relief for Small Businesses, Freelancers and the Self-Employed Learn about the financial relief and programs offered to small business and freelancers to help keep them from shutting down during the coronavirus pandemic. Lance Cothern Tips for Buying a Home During the Coronavirus Crisis If you're buying a home amid the coronavirus pandemic, here are some tips to ensure a smoother home-buying process. Geoff Williams Valencia Patrice Higuera Steps to Take If You’ve Lost Your Job Due to the Coronavirus Crisis Since the coronavirus outbreak, more than 22 million Americans have filed for... Valencia Patrice Higuera Mortgage Relief Guide for Homeowners Affected by Coronavirus If you’ve been laid off or lost your job due to the coronavirus (COVID-19), you... Guide to the New Paid Leave Law for Coronavirus Learn all about new paid leave law in response to American workers who get sick during the coronavirus pandemic, but do not get paid sick leave. Lance Cothern Compare the Best Business Loans for Bad Credit in 2024 Compare the best bad credit business loans based on their minimum credit score and business revenue/sales requirements. There may be no need for credit checks. Valencia Patrice Higuera Valencia Patrice Higuera Should You Use a HELOC to Buy a Car? If you don’t have money in savings to pay cash for a car, one option is to apply... Kevin Mercadante Mortgage Recasting: When Does It Make Sense for You? If you’re already a homeowner, or you’re looking to buy a home, you’re probably... How to Compare and Choose the Best Small Business Loans Find out where to find the best small business loans and learn about the factors to consider when comparing business loan options. Kevin Mercadante