Utilize MY Options

Mortgage Recasting: When Does It Make Sense for You? Find out when it makes sense for you to recast a mortgage after considering the pros and cons -- compared to a typical mortgage refinance. How to Compare and Choose the Best Small Business Loans Photo of Kevin Mercadante Kevin Mercadante How to Compare and Choose the Best Small Business Loans There are more small business loan sources than ever, thanks in large part to...

Learn How to Travel for Free

Download our guide to learn how to travel using credit card rewards.

Download Now
Title Loans: How Do They Work? Should You Use Them? Learn how title loans work and find out whether you should use your car as collateral for this type of loan when other loans options are available. When Does a No-Cost Mortgage or Refinance Make Sense? Learn how no-cost mortgages or refinancing works to help avoid the costs and fees of closing on a home loan. Also, find out if it is actually worth considering. When Mortgage Rates Fall, Is It Time to Refinance Your Home Loan? Photo of Valencia Patrice Higuera Valencia Patrice Higuera When Mortgage Rates Fall, Is It Time to Refinance Your Home Loan? Many people see a drop in mortgage rates as the perfect time to buy a... How to Get Approved for a Mortgage as a Retiree Without Job Income Photo of Aja McClanahan Aja McClanahan How to Get Approved for a Mortgage as a Retiree Without Job Income Knowing how to get approved for a mortgage as a retiree without joint income... Pawnshop Loans: Should You Use Them for Quick Cash? Find out how pawnshop loans work and learn about alternatives that can get you cash or loan in a short period of time. Worried About a Recession? How to Prepare and Protect Your Finances Learn how you can prepare your finances - especially your savings and investments - for a recession, when your job and income may be in danger. 9 Reasons Why You Still Want a Bank With Branches Photo of Kathryn Tretina Kathryn Tretina 9 Reasons Why You Still Want a Bank With Branches Online banking has become increasingly common and popular among consumers of... Identity Fraud: Should You Get a New Social Security Number? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Identity Fraud: Should You Get a New Social Security Number? Identity fraud involves more than someone stealing your social security number... Falling Interest Rates: How It Could Affect You and What You Can Do About It Find out what happens when the Federal Reserve decides to lower interest rates, especially when it comes to your savings, loans, and credit lines. 7 Options If You Don’t Have Health Insurance From an Employer Learn about the different options available to people who don't have health insurance from their employer or job -- to minimize the cost of medical coverage. TransferWise vs. WorldRemit: Best for Money Transfers? Photo of Kevin Mercadante Kevin Mercadante TransferWise vs. WorldRemit: Best for Money Transfers? TransferWise iPhone App As both the world and the economy increasingly go... Can You Save Money By Renting Luxury Goods vs. Buying Them? Photo of Aja McClanahan Aja McClanahan Can You Save Money By Renting Luxury Goods vs. Buying Them? If you’ve ever wanted to enjoy a baller’s lifestyle on a pauper’s budget, then... Car Insurance Wants to Total My Car: What Are the Options? Find out about the alternative options available to you when your car insurance decides that your car is a total loss but you feel that the car can be repaired. How to Reduce Your Liability After Your Rental Car Accident? Learn about the different options that are available if you get into an accident with a car rental, including personal insurance and collision damage waivers. 4 Options to Avoid Foreclosure if You Can't Make Mortgage Payments Photo of Valencia Patrice Higuera Valencia Patrice Higuera 4 Options to Avoid Foreclosure if You Can't Make Mortgage Payments Closing on a mortgage and getting the keys to your new house is an exciting... 6 Mobile Apps to Sell Things Locally and Quickly Photo of Thomas (TJ) Porter Thomas (TJ) Porter 6 Mobile Apps to Sell Things Locally and Quickly Whether you’re doing some spring cleaning or just looking to make some quick... How to Use Credit Cards to Build Your Credit and Travel the World Find out how to use credit cards to build credit and earn travel rewards for free flights and convenient benefits. What Health Insurance Options Are Available for Freelancers and the Self-Employed? Find out what health options are available to freelancers and those who are self-employed and how to pick the right plan coverage at the cheapest cost. What to Do If You’ve Become the Victim of a Subscription Scam Photo of Thomas (TJ) Porter Thomas (TJ) Porter What to Do If You’ve Become the Victim of a Subscription Scam You got a phone call from a company promising to sell you a magazine or other... Why You Shouldn't Use a Mortgage Broker When Buying a Home Photo of Rebecca Lake Rebecca Lake Why You Shouldn't Use a Mortgage Broker When Buying a Home When you buy a house, especially if you're doing it for the first time, you... The Best Ways to Insure Expensive Jewelry and Valuable Items Find out about the different ways that you can insure expensive jewelry and other valuable items just in case they are lost, stolen or damaged. Catch Credit Card Fraud: How Email Alerts Saved Me (Twice) Learn how to set up email alerts to catch credit card fraud before such an act of identity theft hurts your finances and credit scores. How I Merged Finances with My Fiancé Photo of Thomas (TJ) Porter Thomas (TJ) Porter How I Merged Finances with My Fiancé In 2016, I moved into a new apartment with my now fiancé. Moving in with a... 8 Financial Gift Ideas for Valentine’s Day Photo of Valencia Patrice Higuera Valencia Patrice Higuera 8 Financial Gift Ideas for Valentine’s Day Valentine's Day is a time when many couples exchange gifts as a gesture of... How the Government Shutdown Affects Furloughed Employees Financially Find out how the 2019 government shutdown affected furloughed employees and contractors financially because they're not getting paid during this time. How to Pay for Medical Care Without Health Insurance Learn what you can do to pay for medical care and treatment when you don't have health insurance, including various tips to get funding or reduce costs. How to Refinance Your Car Loan and Reduce Your Payments Photo of Lance Cothern Lance Cothern How to Refinance Your Car Loan and Reduce Your Payments For many, a car loan is the second-largest monthly payment behind a rent or...