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Mortgage Recasting: When Does It Make Sense for You? Find out when it makes sense for you to recast a mortgage after considering the pros and cons -- compared to a typical mortgage refinance. Kevin Mercadante Kevin Mercadante How to Compare and Choose the Best Small Business Loans There are more small business loan sources than ever, thanks in large part to the... Kevin Mercadante Title Loans: How Do They Work? Should You Use Them? You’ve probably seen title loans advertised on TV, as well as title loan... When Does a No-Cost Mortgage or Refinance Make Sense? Learn how no-cost mortgages or refinancing works to help avoid the costs and fees of closing on a home loan. Also, find out if it is actually worth considering. Valencia Patrice Higuera When Mortgage Rates Fall, Is It Time to Refinance Your Home Loan? Find out whether it is the right time to refinance a home loan when mortgage rates fall, especially if there's speculation that interest rates drop even more. Valencia Patrice Higuera Aja McClanahan How to Get Approved for a Mortgage as a Retiree Without Job Income Knowing how to get approved for a mortgage as a retiree without joint income can... Valencia Patrice Higuera Pawnshop Loans: Should You Use Them for Quick Cash? Whether it’s a car repair, a home repair, or an unexpected bill, there are... Worried About a Recession? How to Prepare and Protect Your Finances Learn how you can prepare your finances - especially your savings and investments - for a recession, when your job and income may be in danger. Simon Zhen 9 Reasons Why You Still Want a Bank With Branches Find out why you might still want to visit a bank branch when you've grown to rely on online and mobile banking. Kathryn Tretina Valencia Patrice Higuera Identity Fraud: Should You Get a New Social Security Number? Identity fraud involves more than someone stealing your social security number... Kevin Mercadante Falling Interest Rates: How It Could Affect You and What You Can Do About It After steadily raising interest rates from near zero from the end of 2015 to the end... 7 Options If You Don’t Have Health Insurance From an Employer Learn about the different options available to people who don't have health insurance from their employer or job -- to minimize the cost of medical coverage. Lance Cothern TransferWise vs. WorldRemit: Best for Money Transfers? Compare TransferWise and WorldRemit for international money transfers based on their fees, currency exchange rates, and countries served. Kevin Mercadante Aja McClanahan Can You Save Money By Renting Luxury Goods vs. Buying Them? If you’ve ever wanted to enjoy a baller’s lifestyle on a pauper’s budget, then... Aja McClanahan Car Insurance Wants to Total My Car: What Are the Options? When you get into a car accident, you're might be saddened to find out that your... How to Reduce Your Liability After Your Rental Car Accident? Learn about the different options that are available if you get into an accident with a car rental, including personal insurance and collision damage waivers. Kevin Mercadante 4 Options to Avoid Foreclosure if You Can't Make Mortgage Payments Learn what you can do when you're struggling to make your mortgage payments, including options to tweak your home loan and monthly payments. Valencia Patrice Higuera Thomas (TJ) Porter 6 Mobile Apps to Sell Things Locally and Quickly Whether you’re doing some spring cleaning or just looking to make some quick... Thomas (TJ) Porter How to Use Credit Cards to Build Your Credit and Travel the World In 2011, I was a new college student living on my own for the first... What Health Insurance Options Are Available for Freelancers and the Self-Employed? Find out what health options are available to freelancers and those who are self-employed and how to pick the right plan coverage at the cheapest cost. Thomas (TJ) Porter What to Do If You’ve Become the Victim of a Subscription Scam Find out whether you should cancel your debit or credit card if you've given the payment information for a subscription scam that could threaten your credit. Thomas (TJ) Porter Rebecca Lake Why You Shouldn't Use a Mortgage Broker When Buying a Home When you buy a house, especially if you're doing it for the first time, you don't... Kevin Mercadante The Best Ways to Insure Expensive Jewelry and Valuable Items Find out about the different ways that you can insure expensive jewelry and other valuable items just in case they are lost, stolen or damaged. Catch Credit Card Fraud: How Email Alerts Saved Me (Twice) Learn how to set up email alerts to catch credit card fraud before such an act of identity theft hurts your finances and credit scores. Rebecca Lake How I Merged Finances with My Fiancé Find out what it takes to merge your finances with your fiance in order to foster a money relationship that is responsible, transparent, and respectful. Thomas (TJ) Porter Valencia Patrice Higuera 8 Financial Gift Ideas for Valentine’s Day Valentine's Day is a time when many couples exchange gifts as a gesture of love.... Lance Cothern How the Government Shutdown Affects Furloughed Employees Financially Each year, Congress must allocate money to the many departments and agencies that... How to Pay for Medical Care Without Health Insurance Learn what you can do to pay for medical care and treatment when you don't have health insurance, including various tips to get funding or reduce costs. Kevin Mercadante How to Refinance Your Car Loan and Reduce Your Payments Learn how you can refinance your car loan so that you can reduce your monthly payments by comparing interest rates on auto loan refinancing options. Lance Cothern