Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

How Online Checking Can Replace Your Traditional Checking Account Learn how you can replace your traditional checking account with an online checking account and benefit from lower fees and interest earnings. CIT Bank Savings Connect vs. Chase Savings Account Photo of Simon Zhen Simon Zhen CIT Bank Savings Connect vs. Chase Savings Account When you’re looking for a new savings account, there’s a long list of options... HELOC Vs. Credit Card: Which Is Better for Emergency Cash? Photo of Simon Zhen Simon Zhen HELOC Vs. Credit Card: Which Is Better for Emergency Cash? As its name implies, a HELOC or Home Equity Line of Credit essentially differs... 20 Highly Skillful Money Moves You Can Master In Just 60 Seconds Do You Really Have to Show ID When Using Your Credit Card? Ever been asked to show your ID when you wanted to use your credit card at a store? See if retailers can do actually do that — is it legal? EIP Card: How to Get Your Money Without Fees Photo of Simon Zhen Simon Zhen EIP Card: How to Get Your Money Without Fees The IRS has sent out the Economic Impact Payment (EIP) in the form of a debit card... How to Join a Credit Union With Bad Credit Photo of Simon Zhen Simon Zhen How to Join a Credit Union With Bad Credit Because bad credit often prevents you from qualifying for typical loans, you might... Big Banks vs. Small Banks: Which are Better? When it comes to big banks vs small banks the winner isn't always clear. Take your personal needs into account first and make a decision based on them. What to Do If You Spot Fraud on Your Bank of America Credit Card Take these steps after you detect fraud on your Bank of America credit card. Find the phone number and email to contact the Bank of America fraud department. Hilarious Bank Names: What Were They Thinking? Photo of Simon Zhen Simon Zhen Hilarious Bank Names: What Were They Thinking? Most banks carry mundane bank names, which is understandable for an industry in...