Find the Best CD Rates Available

Certificates of deposit (CDs) are time-deposit accounts insured by the Federal Deposit Insurance Corporation (FDIC). They are low-risk savings vehicles where deposited funds are intended to be locked (at the CD rate at account opening) until maturity, when the money may be withdrawn altogether with the accrued interest. Withdrawing CDs prior to maturity may result in early withdrawal penalty fees.

Latest CD Rates Averages

12 Month Average*

0.51% +0.01%

* Average is based on banks tracked on