Certificate of Deposit (CD) Account FAQs Lance Cothern Business Certificates of Deposit (CDs): How They Work One way individuals can try to earn more interest on their money is by putting it... Turning a CD into a Secured Loan: Pros and Cons to Consider Find out how CD secured loans work and compare the pros and cons of this collateralized borrowing option. Thomas (TJ) Porter Forgot About an Old CD Account? How You Can Find Your Money Find out how to find your old certificate of deposit (CD) account or funds that have been left in a time deposit account for many years. Thomas (TJ) Porter Thomas (TJ) Porter Jumbo CDs: Compare Pros and Cons Before Locking in Your Money If you’re saving for a specific goal, using a certificate of deposit (CD) to save... Kevin Mercadante Investing in CDs: The Pros and Cons to Consider When you're looking for a safe way to grow your cash savings, a certificate of... What is a CD?: A Quick 101 Guide Banks and credit unions, both offer depositors or members the option of purchasing CDs which are like savings accounts that you promise not to withdraw money from for a specific period of time. Simon Zhen Should You Invest in Brokered CDs? Learn the difference between brokered CDs and the typical bank CDs to see if they are worth considering as part of your savings and/or retirement portfolio. Kevin Mercadante Paul Sisolak Why Do CD Rates Vary By State? A certificate of deposit, or CD, for short, is a bona fide way to save money if... Thomas (TJ) Porter How to Boost the Interest Rate on Your CDs? Certificates of deposit (CDs) give consumers the chance to earn a secure return on... What Are Market-Linked CDs? Learn how market-linked certificates of deposit (CDs) work and how you can use it to grow your money. Find out about the advantages and disadvantages of market-linked CDs, especially when compared to traditional CDs. See if the earnings limits, FDIC insurance, and tax rules of these special CDs are right for your investment portfolio. Valerie Ashton Should You Invest in Series I Savings Bonds or CDs? Find out whether it is a better financial decision to invest your money in a Series I savings bond or a certificate of deposit (CD). Valencia Patrice Higuera Thomas (TJ) Porter Should You Keep Your Emergency Fund in a CD? One of your first priorities financially should be to build an emergency... Thomas (TJ) Porter Should You Use a Bump-Up CD? Certificates of deposit (CDs) are a great way to earn more interest than a savings... Can You Transfer an IRA CD to Another Bank? Learn about the rules that apply when you transfer an IRA CD another bank. Find out if there are any fees and penalties involved and how you can transfer retirement savings smoothly without any trouble, including paying taxes and withdrawal penalties. Thomas (TJ) Porter How to Open a Certificate of Deposit (CD) for Your Child Learn how parents and guardians can open a certificate of deposit (CD) for children under the 18 years of age. Find out what the rules are when it comes to maintaining a custodial account -- including how interest earnings are reported when it comes to taxes. Thomas (TJ) Porter Paul Sisolak How to Use CDs to Save for a Home Down Payment Buying a house is one of the biggest -- if not the biggest -- milestones in life.... Simon Zhen Learn the Basics of Certificate of Deposit (CD) A Bank CD is an acronym for Certificate of Deposit. Banks and credit unions,... What to Do When a Certificate of Deposit (CD) Owner Dies Wells Fargo refused to honor a widow's certificate of deposit (CD), so she had to bring the case to court. See what steps to take when a CD owner dies. Simon Zhen Should You Rollover Certificate of Deposit (CD) After it Matures With interest rates still super low, savers are asking themselves, are CDs worth it? Here are 10 options to consider as your CD approaches maturity. Peter Bennett Anne Dullaghan When Should You Open a CD Account You’ve done everything the financial experts recommend -- saving three to six... Veronica Stewart How to Get More by Building a Flexible CD Ladder Certificates of deposit, or CDs, are about as safe as an investment can get. You... Comparing Early Withdrawal Penalty Fees for CDs Amy He How to Earn More Interest With CD Ladder Strategies Simon Zhen Simon Zhen Putting Your Money in a Callable CD: How Wise Is It? Despite CD rates staying at all-time lows these past few years, bank clients are... Simon Zhen Opening a CD Account - Hard Pull Vs Soft Pull Explained If you think that investing in a certificate of deposit or CD merely entails... CDs Vs. Installment Savings Accounts: Which Is The Better Saving Strategy? Learn more about installment savings accounts and compare them to certificates of deposit(CDs) when trying to save for a specific financial goal. Simon Zhen What is a CD Ladder and How to Use It to Maximize Yields Learn how laddering your CD portfolio is a good way of taking advantage of the highest CD rates. Simon Zhen Simon Zhen CDs vs. Bonds: Which is the Better Investment for Your Money? CDs and government savings bonds are said to be some of the basic building blocks...