Articles by Valencia Patrice Higuera
How to Get a Debt Consolidation Loan With a Bad Credit Score
Learn how to get a debt consolidation loan when you've got bad credit scores, which could reduce your chances of approval. But, it's still possible.
Valencia Patrice Higuera
Should You Apply for a Mortgage With or Without Your Spouse?
You and your spouse are ready to buy that dream home.
On the mortgage...
Are Joint Credit Cards Good for Your Marriage?
There's no rule that says married couples have to merge their finances. Some couples...
Buying a Mobile Home With a Personal Loan: Pros & Cons to Consider
Learn about the pros and cons of using a personal loan to finance the purchase of a new mobile home, which may not qualify for a typical mortgage loan.
Valencia Patrice Higuera
What to Do Before Renewing Your Home Insurance Policy?
Learn what you need to do when it comes time to renew your homeowners insurance policy, especially reviewing everything to ensure proper and adequate coverage.
Valencia Patrice Higuera
Should You Take Out a Personal Loan to Pay Your Rent?
Renting an apartment can be cheaper than buying a home, which requires a down...
Identity Fraud: Should You Get a New Social Security Number?
Identity fraud involves more than someone stealing your social security number...
8 Financial Gift Ideas for Valentine’s Day
Use these creative financial gift ideas for Valentine's Day to avoid gifting the same chocolates, flowers, and other material goods.
Valencia Patrice Higuera
How to Change Your Credit Card Billing Address
Learn how to change your billing address with your card issuer and find out what happens if you provide the wrong billing address.
Valencia Patrice Higuera
What to Consider When Using Gift Funds for Your Down Payment on a Mortgage
You're ready to buy a home, but understand that you need to have a good chunk of...