Articles by Valencia Patrice Higuera
USDA Loans: Eligibility, Income Limits and Application Process
Learn about USDA loans that are available to low-income homebuyers who may not have enough for a down payment, including eligibility and requirements.
Valencia Patrice Higuera
Mortgage Modification: How Does It Work?
A job loss or another change in circumstance can make it difficult to pay your...
Should You Set Up a Blind Trust for Your Assets?
When it comes to money management, many people want to be in complete control of...
Mortgage Pre-Approval Checklist: Documents You Need to Prepare
Find out which specific documents and pieces of information needed for mortgage pre-approval, which could help smooth out the home-buying process.
Valencia Patrice Higuera
Mortgage Rate Shopping: How Multiple Applications Affect Your Credit Score
Learn how to shop for the best mortgage rates without hurting your credit score with multiple inquiries for a new credit lines or loan.
Valencia Patrice Higuera
When to Hire a Property Manager for Your Rental Properties
Owning rental property is an excellent way to earn passive income and diversify...
Home Insurance Declaration Page: The Key Details of Your Policy
If you own a home, you likely have homeowner’s insurance.
Most mortgage lenders...
How to Manage Homeowners Insurance for Home Renovations and Repairs
Learn how to handle your homeowners insurance policy before, during, and after major home renovations or repairs to ensure proper coverage.
Valencia Patrice Higuera
South Carolina Homeowners Insurance: How to Shop for the Cheapest Rates
See the average homeowners insurance rates in South Carolina based on coverage levels and city -- in additional to optional riders that you might consider.
Valencia Patrice Higuera
Homeowners Insurance and Dogs: Are You Covered?
Homeowners insurance is an important policy that protects your property from...