When i first opened my account with chase i thouthe "this is going to be a nice thing... " wrong... To my surprise, once they had me as a customer it was an up hill battle to make a sinple carpayment with them. I was repeatedly told to pay my car payment over the internet or phone by 2 of the tellers. I felt like a child being scorn by my mother. I did not have internet at that time. Then every month i went in there for 3 years i would be sent to one of the assistants so they could help me with "my problem" for a simple car payment. The two older teller ladys just dont have the time to deal with anyones questions. In the process of being "helped"? I somehow sighned up for paperless statements and billing that no one could fix.
Almost made me late with some payments. Hmmm... Again "my problem". When i first opened my account i was told i qualified for a credit card, 500$ limit. She had looked at my credit information and my car loan information which by the way was 21. 5% intrest rate for a 09' ford focus and said i already qualified, i recieved my denial paper pretty quickly though. When i went down there to close my account because i was lied to, all i got was line after line of all the things i would have to go through to close my account and fees dont forget the fees, which would tie up my money for the next two weeks, or so i was told. No help from no one not even over the phone just the run around. I tried to get a credit card each year, but no,no,no. Told me my credit was to bad.
I refinanced my car for 6. 99% at another bank and got approved for a credit card just days after i went to chase and they denied me for a refinance and credit card again due to "poor credit". The other bank told me i had "good credit" and they would love to have me as a customer. I am happy not to have to deal with chase anymore. They dont help they just take and take and take.
I have had my account with chase for more than two years now. At one time i had, a brokerage, a saving, a checking and two credit card accounts with them. Everything was good till just now when i got a letter in the mail that my account will be closed in two weeks. Called the customer services, who basically told me that bank has performed analysis of my account and found that i wasn't worth the risk based on my account history and therefore have decided to terminate my account.
I am really disappointed in this decision because i feel that i have been declared guilty without any trial. I really don't know if they can do that and i am not interested to pursue this matter any further because if chase doesn't want me as a customer then i don't want it as my bank either and i will switch to another bank. I do feel depressed and worried as to what might have caused them to flag my account (which they will not tell me). I did had a couple of wire transfer from my home country one 10 k and another 20k but both of them were about a year ago. Also took some cash (about 5k) from my account about a month ago and then redeposited in the same amount to pay a credit card bill of another bank.
Other than these all i have been doing with this account is putting money into it and paying my chase credit cards bills. In the end, i am upset and i wanna tell everyone who might be looking into chase as their bank that this bank is not depandable and can kick it's customer out without any explanation. To be fair to chase, i would say that i liked their services (especially online account) till it lasted, but i don't think it was worth it. In the end i am very disappointed in chase!
I had a problem with online transfer. My payment was delayed by a day. This is first time. They charged late fee, finance charges. Even though I requested the fee be waived, they are not ready to waive it for first time. This is really bad. But other banks do that. CHASE IS BAD BANK. DON'T HAVE AN ACCOUNT WITH CHASE.