Chase Bank Checking & Savings Account Sign Up Bonuses of 2023
Chase Bank is one of the largest U.S. banks and it offers account bonuses and deals for new sign-ups on a regular basis. These promotions could easily put an extra couple hundred of dollars in your pocket.
Find out which Chase bank account bonuses are available right now:
Chase Checking & Savings Accounts Deals
Chase Total Checking $200 Bonus
Open a Chase Total Checking account and fulfill the following conditions to receive a $200 bonus:
- Open a new Chase Total Checking account (subject to approval)
- Deposit $25 or more at account opening, and
- Have your direct deposit made to this account within 60 days of account opening (your direct deposit needs to be an electronic deposit of your paycheck, pension, or government benefits such as Social Security from your employer or the government)
Chase Total Checking Account $200 Bonus
|Credit Inquiry||Soft Pull|
|ChexSystems (Banking Report) Inquiry||Yes|
|Minimum Opening Deposit||$25|
|Where to Apply||Online Coupon|
The bonus will show up in your account within 10 business days of meeting the requirements, and is not available to existing Chase customers.
Chase Checking Account Fees
|Monthly Maintenance Fee||$12|
|Online or Automated Phone Stop Payment||$25|
|Deposited Item Returned or Cashed Check Returned||$12|
|Domestic Wire Transfer||$15|
|Online Domestic Wire||$25|
|International Wire Transfer||$50|
|Online International Wire||$40|
How to avoid monthly maintenance fee
Chase Total Checking is the basic checking account available from Chase. It has a monthly fee of $12, which can be waived with any of the following:
- Direct deposit a total of $500 or more per month
- Maintain a minimum daily balance of $1,500 or more
- Maintain a combined beginning day balance of $5,000 or more in linked qualifying deposits/investments
Compare to Online Checking Accounts
Compare to Other Online Savings Accounts
Reporting Bonuses on Taxes
Chase will send a Form 1099-INT at the end of the year that will include the money that you earned from the account bonus.
You will have to pay taxes on those bonuses according to your personal tax rate.
Other Ways to Get Direct Deposits Into a Chase Account
Getting a direct deposit may be an issue for some people, especially if you don’t want to reroute your direct deposit away from an existing checking account.
Or, you don't have a job that pays via direct deposit.
Luckily, there are other forms of income that are still considered valid direct deposits.
For example, government benefits, earnings from selling on eBay and Amazon and other side income also qualify as direct deposits when deposited electronically to your Chase account.
To ensure that a direct deposit was posted to your account, set up account alerts to notify you that your direct deposit has arrived.
Rules on Closing Your Account
Understandably, Chase offers lucrative sign-up bonuses to attract new customers, who they hope will become loyal and long-term customers. The bank doesn't want people who are just going to open a new account for the bonus and then leave.
To combat this behavior, Chase states in the fine print that it will deduct the amount of the bonus if the checking or savings account is closed within 6 months of opening.
Limits on the Chase Bonuses You Can Get
In another measure to deter people from opening accounts just for bonuses, Chase also places a limit on one checking account bonus and one savings account bonus per person per calendar year.
Your information is saved in their systems and the bank will know if you've opened an account before.
Related: MyBankTracker's Best Checking Accounts Picks
Past Chase Deals & Bonuses
|Chase Total Checking®||$200||Post a direct deposit within 60 days||10/16/2017||Active|
|Chase Premier Plus Checking||$300||Post a direct deposit within 60 days||10/16/2017||Active|
|Chase Savings||$150||Deposit $10,000 in 10 days and maintain a $10,000 balance for 90 days||10/16/2017||Active|
|Chase Business Checking||$200||Deposit $500 in 10 days, maintain a $500 balance for 60 days, and complete 5 qualifying transactions in 60 days||7/10/2017||Expired|
|Chase Total Checking®||$200||Post a direct deposit within 60 days||3/7/2017||Expired|
|Chase Savings||$300||Deposit $15,000 in 10 days and maintain a $15,000 balance for 90 days||3/7/2017||Expired|
|Chase Business Checking||$500||Deposit $500 in 10 days, maintain a $500 balance for 60 days||9/13/2016||Expired|
|Chase Total Checking®||$200||Post a direct deposit within 60 days and an opening deposit of $100||7/18/2016||Expired|
|Chase Savings||$300||Deposit $15,000 in 10 days and maintain a $15,000 balance for 90 days||7/18/2016||Expired|