Best Chase Checking, Savings Accounts Deals & Coupons

Chase Bonuses

Chase Bank is one of the largest U.S. banks and it offers account bonuses and deals for new sign-ups on a regular basis. These promotions could easily put an extra couple hundred of dollars in your pocket.

Find out which Chase bank account bonuses are available right now:


Chase Checking & Savings Accounts Deals

Chase Savings $150 Bonus

Open a Chase Savings account and meet the following conditions to receive a $150 savings bonus:

  1. Open a new Chase Savings account (subject to approval)
  2.  Deposit a total of $10,000 or more in new money into the new savings account within 20 business days of account opening, and
  3. Maintain at least a $10,000 balance for 90 days from the date of deposit (the new money cannot be funds held by Chase or its affiliates)

After you have completed all the above requirements, Chase will deposit the bonus in your new account within 10 business days.

Chase Savings Account $150 Bonus

Type Details
Bonus Amount $150
Expiration Date 04/15/2019
Availability Nationwide
Credit Inquiry Soft Pull
ChexSystems (Banking Report) Inquiry Yes
Minimum Opening Deposit $25
Minimum Opening Deposit to Earn the Bonus $10,000
Where to Apply Online Coupon

Remember, that this savings account offer, as well as any other bonus offer, is not available to those with existing Chase accounts, or those whose accounts have been closed within 90 days, or closed with a negative balance.

Chase Savings Account Pros & Cons

Pros Cons
  • Occasional account sign-up bonuses
  • Can be used for overdraft protection
  • Access to physical branches
  • Mobile apps available
  • Monthly fee
  • Interest rate is much lower compared to online savings accounts

How to avoid monthly maintenance fee

Chase Savings has a $5 monthly maintenance fee, which can be waived if you can meet one of the following:

  1. Keep a balance at the beginning of each day of $300 or more in your savings account, or
  2. Have at least one repeating automatic transfer of $25 or more from your Chase personal checking account (available only through Chase Online Banking), or 
  3. Have an account owner who is an individual younger than 18, or
  4. Have a linked Chase Premier Plus Checking, Chase Sapphire Checking, or Chase Private Client Checking account


Chase Total Checking $200 Bonus

Open a Chase Total Checking account and fulfill the following conditions to receive a $200 bonus:

  1. Open a new Chase Total Checking account (subject to approval)
  2. Deposit $25 or more at account opening, and
  3. Have your direct deposit made to this account within 60 days of account opening (your direct deposit needs to be an electronic deposit of your paycheck, pension, or government benefits such as Social Security from your employer or the government)

Chase Total® Checking Account $200 Bonus

Type Details
Bonus Amount $200
Expiration Date 04/15/2019
Availability Nationwide
Credit Inquiry Soft Pull
ChexSystems (Banking Report) Inquiry Yes
Minimum Opening Deposit $25
Where to Apply Online Coupon

The bonus will show up in your account within 10 business days of meeting the requirements, and is not available to existing Chase customers.

Chase Checking Account Fees

Type Fee
Monthly Maintenance Fee $12
Non-Chase ATM $2.50
Overdraft Fee $34
Returned Item $34
Stop Payment $30
Online or Automated Phone Stop Payment $25
Deposited Item Returned or Cashed Check Returned $12
Domestic Wire Transfer $15
Online Domestic Wire $25
International Wire Transfer $50
Online International Wire $40
Money Order $5
Cashiers Check $8

How to avoid monthly maintenance fee

Chase Total Checking is the basic checking account available from Chase. It has a monthly fee of $12, which can be waived with any of the following:

  • Direct deposit a total of $500 or more per month
  • Maintain a minimum daily balance of $1,500 or more
  • Maintain a combined beginning day balance of $5,000 or more in linked qualifying deposits/investments


Earn $350 if you open both checking and savings

Open a new Chase Total Checking account and a Chase SavingsSM  account to earn a combined $350 cash bonus ($150 bonus from savings and a $200 bonus from checking).

Chase Checking & Savings Account $350 Bonus

Type Details
Bonus Amount $350
Expiration Date 04/15/2019
Availability Nationwide
Credit Inquiry Soft Pull
ChexSystems (Banking Report) Inquiry Yes
Minimum Opening Deposit for Chase Total Checking® and Chase Savings $25
Minimum Opening Deposit to Earn Bonus on Chase Savings $10,000
Where to Apply Online Coupon

Follow the all of the rules we've outlined above in order to qualify for the maximum bonus Chase is offering.

Chase Premier Plus Checking Account Fees

Type Fee
Monthly Maintenance Fee $25
Non-Chase ATM $2.50
Overdraft Fee $34
Returned Item $34
Stop Payment $30
Online or Automated Phone Stop Payment $25
Deposited Item Returned or Cashed Check Returned $12
Domestic Wire Transfer $15
Online Domestic Wire $25
International Wire Transfer $50
Online International Wire $40
Money Order $0
Cashiers Check $0
Order for Checks or Supplies $0


Compare to Online Checking Accounts

Compare to Other Online Savings Accounts


Reporting Bonuses on Taxes

Chase will send a Form 1099-INT at the end of the year that will include the money that you earned from the account bonus.

You will have to pay taxes on those bonuses according to your personal tax rate.

Other Ways to Get Direct Deposits Into a Chase Account

Getting a direct deposit may be an issue for some people, especially if you don’t want to reroute your direct deposit away from an existing checking account.

Or, you don't have a job that pays via direct deposit.

Luckily, there are other forms of income that are still considered valid direct deposits.

For example, government benefits, earnings from selling on eBay and Amazon and other side income also qualify as direct deposits when deposited electronically to your Chase account.

To ensure that a direct deposit was posted to your account, set up account alerts to notify you that your direct deposit has arrived.

Rules on Closing Your Account

Understandably, Chase offers lucrative sign-up bonuses to attract new customers, who they hope will become loyal and long-term customers. The bank doesn't want people who are just going to open a new account for the bonus and then leave.

To combat this behavior, Chase states in the fine print that it will deduct the amount of the bonus if the checking or savings account is closed within 6 months of opening.

Limits on the Chase Bonuses You Can Get

In another measure to deter people from opening accounts just for bonuses, Chase also places a limit on one checking account bonus and one savings account bonus per person per calendar year.

Your information is saved in their systems and the bank will know if you've opened an account before.

Related: MyBankTracker's Best Checking Accounts Picks

Past Chase Deals & Bonuses

Account Bonus Requirements Expiration Date Status
Chase Total Checking® $200 Post a direct deposit within 60 days 10/16/2017 Active
Chase Premier Plus Checking $300 Post a direct deposit within 60 days 10/16/2017 Active
Chase Savings $150 Deposit $10,000 in 10 days and maintain a $10,000 balance for 90 days 10/16/2017 Active
Chase Business Checking $200 Deposit $500 in 10 days, maintain a $500 balance for 60 days, and complete 5 qualifying transactions in 60 days 7/10/2017 Expired
Chase Total Checking® $200 Post a direct deposit within 60 days 3/7/2017 Expired
Chase Savings $300 Deposit $15,000 in 10 days and maintain a $15,000 balance for 90 days 3/7/2017 Expired
Chase Business Checking $500 Deposit $500 in 10 days, maintain a $500 balance for 60 days 9/13/2016 Expired
Chase Total Checking® $200 Post a direct deposit within 60 days and an opening deposit of $100 7/18/2016 Expired
Chase Savings $300 Deposit $15,000 in 10 days and maintain a $15,000 balance for 90 days 7/18/2016 Expired

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