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Should You Pay the Mortgage If Your House Is Destroyed?
If your home is destroyed by a natural disaster, the last thing you likely want to...
Pros and Cons of a Reverse Mortgage
A reverse mortgage Home Equity Conversion Mortgage (HECM) can be a welcome supplement to Social Security and pension incomes. There are pros and cons:
Paul M.J. Suchecki
5 Money Management Techniques to Help Ease Worry From Debt
Debt can induce a lot of painful feelings. However, there are positive debt management techniques to help you deal and have good habits in the future.
Katherine Muniz
5 Projects That Lower Your Home's Value
For the most part, people make upgrades and renovations to their homes specifically...
Should You Refinance to a 15 Year Mortgage?
From most lenders today, there is a full point difference in mortgage interest...
The Process of Filing Bankruptcy Explained
People file for bankruptcy for a variety of reasons, learn why a person may be forced to file and what happens as a result.
Gerald Morales
Is it Bad Idea to Use HELOC to Pay Off Student Loans?
Student loans are such a financial burden that you may consider transferring the debt to a HELOC. Here are the dangers of doing so.
Simon Zhen
5 Tips for Millennials to Buy a Home
Facing high student debt and a tough job market, studies show that Millennials are...
When Is the Best Time to Buy a Home?
The best time to buy a home is when the market is slow. There are selling cycles...
The Top U.S. Luxury Home Markets and Most Expensive ZIP Codes
High ranking luxury home markets across the U.S. attract celebrities and the wealthy. See where multi-million dolar luxury home sales are highest.
Shirley Pulawski
How to Get the Lowest Mortgage Loan Rates
Even though rates right now are at a historic low, learn how to get the lowest mortgage loan rates to save big.
Paul M.J. Suchecki
Should You Buy a Vacation Home With a Mortgage or Cash?
If you're mulling over the purchase of a vacation home, congratulations.
But...
What Is a Home Equity Loan?
When it comes to financing major repairs and other expensive home projects, doing...
What Do Buyers and Sellers Pay in Mortgage Closing Costs?
It's important for both buyers and sellers to know ahead of time what they're likely to pay in closing costs.
Erik Neilson
5 Sources of Emergency Financial Assistance for Those in Need
Struggling individuals who can't afford everyday essentials can apply for emergency financial assistance until they get back on their feet.
Katherine Muniz
Fixed-Rate Mortgages vs. Variable: Which One Is Right for You?
There are two primary types of mortgages available to prospective homeowners,...
How to Find the Best Mortgage Rates in Your State
Finding the best mortgage rate is one of the most important things that any...
What Are the Benefits of 20 Percent Down Payment on a Home
Why you should make a down payment of 20 percent on a home purchase; how a big a down payment affects a home purchase. Buy a home with a bigger down payment.
Shirley Pulawski
Will the Minimum Wage Increase Help Americans?
The minimum wage increase that took effect Jan. 1 may have raised the wage of many workers, but is it enough to help those struggling to pay bills get by?
Gerald Morales
10 Practical Ways to Cutdown Expenses to Save Money
Are you struggling with debt and worried about your financial future? With cost of...
Are There Alternatives to Bankruptcy to Get Rid Off Debt?
If you're drowning in debt, filing for bankruptcy may seem like it's the only option....
Ensure Your Charitable Donations Go to the Right Place
Is your donation going to the right place? Or are you being scammed by an organization that claims to provide aid towards a good cause.
Gerald Morales
Is 20 Percent Down the Standard in Home Buying?
There is a trend of home buying made easier with unconventional down payment. As lenders grow more flexible, you may want to look into buying a home.
Katherine Muniz
Santa's 'Nice' List: Which Banks Charge the Least in Fees?
Santa has both a naughty and good list of banks on his Christmas list this...
How to Lower Property Taxes and Avoid Increases
Property taxes add up year after year, and lowering your property taxes, or...
How to Use Home Equity Loan to Buy a Second Home
How to buy a second home or vacation property using equity from your first home; learn the advantages and disadvantages of using a home equity loan.
Shirley Pulawski
The Time It Takes for a Check to Clear at Top Banks
Learn how long it takes a check to clear at the top banks and when check deposit funds will be available for withdrawal. Find out when and why funds are held for clearance and what happens with post-dated checks, money orders, cashier's checks, and more.
Theresa Kim
How to Check if Money Order is Fake or a Scam
Money order from USPS
Money orders can be a great way to exchange funds if you...
Mobile Banking Fees Compared at the Top 10 Banks
Currently, there are not a lot of fees associated with mobile banking, but banks are...
The Pros and Cons of a Joint Checking Account
Outweigh both the pros and cons of a joint checking account before you decide to make the commitment of opening one.
Gerald Morales