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Should You Pay the Mortgage If Your House Is Destroyed? Photo of Paul M.J. Suchecki Paul M.J. Suchecki Should You Pay the Mortgage If Your House Is Destroyed? If your home is destroyed by a natural disaster, the last thing you likely want to... Pros and Cons of a Reverse Mortgage A reverse mortgage Home Equity Conversion Mortgage (HECM) can be a welcome supplement to Social Security and pension incomes. There are pros and cons: 5 Money Management Techniques to Help Ease Worry From Debt Debt can induce a lot of painful feelings. However, there are positive debt management techniques to help you deal and have good habits in the future. 5 Projects That Lower Your Home's Value Photo of Erik Neilson Erik Neilson 5 Projects That Lower Your Home's Value For the most part, people make upgrades and renovations to their homes specifically... Should You Refinance to a 15 Year Mortgage? Photo of Paul M.J. Suchecki Paul M.J. Suchecki Should You Refinance to a 15 Year Mortgage? From most lenders today, there is a full point difference in mortgage interest... The Process of Filing Bankruptcy Explained People file for bankruptcy for a variety of reasons, learn why a person may be forced to file and what happens as a result. Is it Bad Idea to Use HELOC to Pay Off Student Loans? Student loans are such a financial burden that you may consider transferring the debt to a HELOC. Here are the dangers of doing so. 5 Tips for Millennials to Buy a Home Photo of Daryl Paranada Daryl Paranada 5 Tips for Millennials to Buy a Home Facing high student debt and a tough job market, studies show that Millennials are... When Is the Best Time to Buy a Home? Photo of Paul M.J. Suchecki Paul M.J. Suchecki When Is the Best Time to Buy a Home? The best time to buy a home is when the market is slow. There are selling cycles... The Top U.S. Luxury Home Markets and Most Expensive ZIP Codes High ranking luxury home markets across the U.S. attract celebrities and the wealthy. See where multi-million dolar luxury home sales are highest. How to Get the Lowest Mortgage Loan Rates Even though rates right now are at a historic low, learn how to get the lowest mortgage loan rates to save big. Should You Buy a Vacation Home With a Mortgage or Cash? Photo of Paul M.J. Suchecki Paul M.J. Suchecki Should You Buy a Vacation Home With a Mortgage or Cash? If you're mulling over the purchase of a vacation home, congratulations. But... What Is a Home Equity Loan? Photo of Erik Neilson Erik Neilson What Is a Home Equity Loan? When it comes to financing major repairs and other expensive home projects, doing... What Do Buyers and Sellers Pay in Mortgage Closing Costs? It's important for both buyers and sellers to know ahead of time what they're likely to pay in closing costs. 5 Sources of Emergency Financial Assistance for Those in Need Struggling individuals who can't afford everyday essentials can apply for emergency financial assistance until they get back on their feet. Fixed-Rate Mortgages vs. Variable: Which One Is Right for You? Photo of Erik Neilson Erik Neilson Fixed-Rate Mortgages vs. Variable: Which One Is Right for You? There are two primary types of mortgages available to prospective homeowners,... How to Find the Best Mortgage Rates in Your State Photo of Erik Neilson Erik Neilson How to Find the Best Mortgage Rates in Your State Finding the best mortgage rate is one of the most important things that any... What Are the Benefits of 20 Percent Down Payment on a Home Why you should make a down payment of 20 percent on a home purchase; how a big a down payment affects a home purchase. Buy a home with a bigger down payment. Will the Minimum Wage Increase Help Americans? The minimum wage increase that took effect Jan. 1 may have raised the wage of many workers, but is it enough to help those struggling to pay bills get by? 10 Practical Ways to Cutdown Expenses to Save Money Photo of Daryl Paranada Daryl Paranada 10 Practical Ways to Cutdown Expenses to Save Money Are you struggling with debt and worried about your financial future? With cost of... Are There Alternatives to Bankruptcy to Get Rid Off Debt? Photo of Katherine Muniz Katherine Muniz Are There Alternatives to Bankruptcy to Get Rid Off Debt? If you're drowning in debt, filing for bankruptcy may seem like it's the only option.... Ensure Your Charitable Donations Go to the Right Place Is your donation going to the right place? Or are you being scammed by an organization that claims to provide aid towards a good cause. Is 20 Percent Down the Standard in Home Buying? There is a trend of home buying made easier with unconventional down payment. As lenders grow more flexible, you may want to look into buying a home. Santa's 'Nice' List: Which Banks Charge the Least in Fees? Photo of Gerald Morales Gerald Morales Santa's 'Nice' List: Which Banks Charge the Least in Fees? Santa has both a naughty and good list of banks on his Christmas list this... How to Lower Property Taxes and Avoid Increases Photo of Shirley Pulawski Shirley Pulawski How to Lower Property Taxes and Avoid Increases Property taxes add up year after year, and lowering your property taxes, or... How to Use Home Equity Loan to Buy a Second Home How to buy a second home or vacation property using equity from your first home; learn the advantages and disadvantages of using a home equity loan. The Time It Takes for a Check to Clear at Top Banks Learn how long it takes a check to clear at the top banks and when check deposit funds will be available for withdrawal. Find out when and why funds are held for clearance and what happens with post-dated checks, money orders, cashier's checks, and more. How to Check if Money Order is Fake or a Scam Photo of Aja McClanahan Aja McClanahan How to Check if Money Order is Fake or a Scam Money order from USPS Money orders can be a great way to exchange funds if you... Mobile Banking Fees Compared at the Top 10 Banks Photo of Gerald Morales Gerald Morales Mobile Banking Fees Compared at the Top 10 Banks Currently, there are not a lot of fees associated with mobile banking, but banks are... The Pros and Cons of a Joint Checking Account Outweigh both the pros and cons of a joint checking account before you decide to make the commitment of opening one.