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Home Equity Line of Credit, HELOC, Is on the Rebound Photo of Paul M.J. Suchecki Paul M.J. Suchecki Home Equity Line of Credit, HELOC, Is on the Rebound sxc|https://www.sxc.hu/photo/658663 One of the financial instruments that helped... Why College Is Still Worth the Time and Cost Is college still worth the time and cost? You may not think that it is 5 Little-Known Facts About Credit Cards We all use credit cards, but often feed into common practices without questioning them. Here are five credit card facts you never knew. Capital One's Free Credit Tracker Tool Photo of Simon Zhen Simon Zhen Capital One's Free Credit Tracker Tool Capital One will join some of the largest U.S. credit card issuers in providing a free... As Life Changes, So Should Your Banking Services Photo of Guest Contributor Guest Contributor As Life Changes, So Should Your Banking Services Whether you’re a newly married couple looking to buy your first home, a recent... Individual Retirement Account (IRA) Tips You Should Know What is an IRA? Tips about IRAs, the difference between Roth and traditional, how to save money on taxes deferred through individual retirement accounts. Why Your Bank Can Take Your Savings to Pay a Loan In your bank's account agreements, it reserves the right of setoff -- they can use your deposits to pay for loans that you also have with the bank. How to Avoid Email Scams This Tax Season Photo of Daryl Paranada Daryl Paranada How to Avoid Email Scams This Tax Season Not many people like tax season. It can be stressful, complicated, and financially... What Happens to Your Bank Account When You Die? Photo of Daryl Paranada Daryl Paranada What Happens to Your Bank Account When You Die? Although no one wants to think about death -- it’s important to be financially... How to Deal With Out-Of-Network Medical Costs Receiving medical care from a doctor that’s out of your insurance plan's network can be costly. Here are tips to help you pay for out-of-network care. 6 Money Issues That Can Hurt Your Marriage Here are six of the top marriage destroying money issues and how to resolve them. The 8 Safest Banks With an Extra Account Protection Photo of Katherine Muniz Katherine Muniz The 8 Safest Banks With an Extra Account Protection All banks offer some form of protection against theft. However, some banks have... 5 Reasons You Should Consider Attending A Community College Photo of Daryl Paranada Daryl Paranada 5 Reasons You Should Consider Attending A Community College Statistics from the Labor Department show that people with a college degree have a... Denied a Checking Account? Here's What to Do What to do when you are denied a checking account or your application for a checking or savings account is rejected. how to dispute errors and get checking. How to Allocate Your Finances for the Year People who are unsure how to allocate their money are going to want to read this article to get an insight on budgeting strategies. What to Do If Your Financial Advisor or Accountant Dies Photo of Daryl Paranada Daryl Paranada What to Do If Your Financial Advisor or Accountant Dies What would you do if your financial advisor or accountant suddenly died? Would you... Can You Claim a Broke Boyfriend or Girlfriend on Your Taxes? Photo of Gerald Morales Gerald Morales Can You Claim a Broke Boyfriend or Girlfriend on Your Taxes? Flickr | https://www.flickr.com/photos/wjlonien/7766474910/ Don’t miss out on the... What Foreigners Should Know About Buying U.S. Real Estate Buying a home in the U.S. can be confusing, especially if you're foreign. Here are tips for foreign home buyers when considering buying a home in the U.S. Tax Deduction Guide: Contractors vs. Employees Information in this tax deduction guide describes deductions that can be made by independent contractors and solid employees. 8 Financial Issues to Watch Out for In a Relationship Photo of Daryl Paranada Daryl Paranada 8 Financial Issues to Watch Out for In a Relationship Think back to when you first started dating. What were the deal breakers -- the... 8 Ways to Use Your Tax Refund Wisely Photo of Shirley Pulawski Shirley Pulawski 8 Ways to Use Your Tax Refund Wisely Tax time is right around the corner, and anyone anticipating a refund has probably... 10 Biggest IRS Audit Triggers The IRS only investigates about 0.6% of tax returns. These red flags increase your chances of being audited. Find out what they are. Bank vs. Retailers: Who’s Responsible for Protecting Your Data? Banks and retailers are looking to blame each other for the recent data breaches that have compromised millions of consumers' debit and credit cards. How Student Loan Debt Can Affect a Mortgage Application Photo of Shirley Pulawski Shirley Pulawski How Student Loan Debt Can Affect a Mortgage Application Could student loan debt be holding back many Americans from getting approved for a... 3 Ways to Avoid Paying for Mortgage Insurance Photo of Paul M.J. Suchecki Paul M.J. Suchecki 3 Ways to Avoid Paying for Mortgage Insurance If at all possible, you want to avoid mortgage insurance, because it can add... 5 Facts You Should Know About Mortgages Mortgage facts are essential to understand when you apply for a home loan. Here are five mortgage facts you should know that will save money buying a home. How to Financially Prepare for Death Preparing your finances for death isn’t an easy topic to think or talk about, but it’s an important one. Here are a few tips to help. What are Closing Costs on a Home Purchase? Photo of Paul M.J. Suchecki Paul M.J. Suchecki What are Closing Costs on a Home Purchase? Closing costs are fees due prior to transfer of title to you that are in addition... When to Consider an Adjustable Rate Mortgage (ARM) Photo of Shirley Pulawski Shirley Pulawski When to Consider an Adjustable Rate Mortgage (ARM) Adjustable-rate mortgages, or ARMs, are generally unpopular compared to fixed-rate... 15-Year vs. 30-Year Mortgage: Which Is Right for You? 15-Year Mortgage 30-Year Mortgage; A 30 gives lower monthly payments, you pay a full point more in interest over the course of loan. Here are the numbers