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Should You Pay the Mortgage If Your House Is Destroyed? Photo of Paul M.J. Suchecki Paul M.J. Suchecki Should You Pay the Mortgage If Your House Is Destroyed? If your home is destroyed by a natural disaster, the last thing you likely want to... Pros and Cons of a Reverse Mortgage A reverse mortgage Home Equity Conversion Mortgage (HECM) can be a welcome supplement to Social Security and pension incomes. There are pros and cons: Win the Lottery at Your Bank Open a certificate of deposit at a participating credit union and you could win a bank lottery. Prizes range anywhere from $50 to $25,000. 5 Money Management Techniques to Help Ease Worry From Debt Photo of Katherine Muniz Katherine Muniz 5 Money Management Techniques to Help Ease Worry From Debt Flickr |... 5 Projects That Lower Your Home's Value Photo of Erik Neilson Erik Neilson 5 Projects That Lower Your Home's Value For the most part, people make upgrades and renovations to their homes specifically... Should You Refinance to a 15 Year Mortgage? Should you refinance a 15 year mortgage? It will save you money compared to a 30 year fixed rate mortgage. A full point of interest is the usual difference. The Process of Filing Bankruptcy Explained People file for bankruptcy for a variety of reasons, learn why a person may be forced to file and what happens as a result. Is it Bad Idea to Use HELOC to Pay Off Student Loans? Photo of Simon Zhen Simon Zhen Is it Bad Idea to Use HELOC to Pay Off Student Loans? With student loans representing a major financial burden among adults, Americans with... 5 Tips for Millennials to Buy a Home Photo of Daryl Paranada Daryl Paranada 5 Tips for Millennials to Buy a Home Facing high student debt and a tough job market, studies show that Millennials are... When Is the Best Time to Buy a Home? Best Time to Buy a Home is when the market is slow. Prices sag from November to January. You can save thousands of dollars on a home this time of year. 13 Ways to Make Money Online: Build Your Career or Earn Quick Cash Looking to make some money on the side? Here are the best ways to make money online. Whether it's a career or a one-time gig, you can find work online. The Top U.S. Luxury Home Markets and Most Expensive ZIP Codes Photo of Shirley Pulawski Shirley Pulawski The Top U.S. Luxury Home Markets and Most Expensive ZIP Codes Naturally, wealthy and powerful people like to live in expensive, luxurious digs and... How to Get the Lowest Mortgage Loan Rates Photo of Paul M.J. Suchecki Paul M.J. Suchecki How to Get the Lowest Mortgage Loan Rates Get the lowest mortgage rate to save tens of thousands of dollars over the course... Should You Buy a Vacation Home With a Mortgage or Cash? Mulling the purchase of a second home? Congratulations! Should you buy for cash or a mortgage? Weigh these considerations driven first by the US tax code. What Is a Home Equity Loan? Home equity loans aren't exactly as straightforward as most people would like. Learn how they work to make things become far less of a headache. What Happens If the Bank Makes a Mistake? Photo of Simon Zhen Simon Zhen What Happens If the Bank Makes a Mistake? What happens if a bank makes a mistake with your money? Unfortunately, it's a lot more... What Do Buyers and Sellers Pay in Mortgage Closing Costs? Photo of Erik Neilson Erik Neilson What Do Buyers and Sellers Pay in Mortgage Closing Costs? For those who have never been experienced what it's like to go through a real... 5 Sources of Emergency Financial Assistance for Those in Need Struggling individuals who can't afford everyday essentials can apply for emergency financial assistance until they get back on their feet. Fixed-Rate Mortgages vs. Variable: Which One Is Right for You? There are two primary types of mortgages available to prospective homeowners, fixed-rate and adjustable -- also known as a variable rate. How to Find the Best Mortgage Rates in Your State Photo of Erik Neilson Erik Neilson How to Find the Best Mortgage Rates in Your State Finding the best mortgage rate is one of the most important things that any... What Are the Benefits of 20 Percent Down Payment on a Home Photo of Shirley Pulawski Shirley Pulawski What Are the Benefits of 20 Percent Down Payment on a Home Lessons from housing crises show that it's easy for a gorgeous new home purchase... Will the Minimum Wage Increase Help Americans? The minimum wage increase that took effect Jan. 1 may have raised the wage of many workers, but is it enough to help those struggling to pay bills get by? 10 Practical Ways to Cutdown Expenses to Save Money Are you struggling with debt and worried about your financial future? Learn simple steps you can take to save a little money each month and be in good financial health Are There Alternatives to Bankruptcy to Get Rid Off Debt? Photo of Katherine Muniz Katherine Muniz Are There Alternatives to Bankruptcy to Get Rid Off Debt? If you're drowning in debt, filing for bankruptcy may seem like it's the only option.... Ensure Your Charitable Donations Go to the Right Place Photo of Gerald Morales Gerald Morales Ensure Your Charitable Donations Go to the Right Place With so many places to donate this holiday season, how do you really know if your... Is 20 Percent Down the Standard in Home Buying? There is a trend of home buying made easier with unconventional down payment. As lenders grow more flexible, you may want to look into buying a home. Santa's 'Nice' List: Which Banks Charge the Least in Fees? This list of good banks all rank in good standing when it comes to the service they offer in select categories. How to Lower Property Taxes and Avoid Increases Photo of Shirley Pulawski Shirley Pulawski How to Lower Property Taxes and Avoid Increases Property taxes add up year after year, and lowering your property taxes, or... How to Use Home Equity Loan to Buy a Second Home Photo of Shirley Pulawski Shirley Pulawski How to Use Home Equity Loan to Buy a Second Home Buying a second home can open up many possibilities for families, including access... The Time It Takes for a Check to Clear at Top Banks Learn how long it takes a check to clear at the top banks and when check deposit funds will be available for withdrawal. Find out when and why funds are held for clearance and what happens with post-dated checks, money orders, cashier's checks, and more.