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How To Get a Student Credit Card? Photo of Laura Li Laura Li How To Get a Student Credit Card? Fresh high school graduates have a lot to think about, often including but not... How to Understand Credit Card Fees? Being aware of common credit card fees will help yu understand how to avoid these fees and keep the extra cash in your pocket. 4 Mistakes Homebuyers Make Should You Buy a Home or Rent? Photo of Paul Conley Paul Conley Should You Buy a Home or Rent? The American Dream, we've been told over and over again, particularly by mortgage... Should You Consolidate Your Debt? Photo of Simon Zhen Simon Zhen Should You Consolidate Your Debt? Many financial advisors will say that you should never consolidate your debt, that... How Often Should You Check Your Credit Report? The three major credit bureaus let you check your credit score every 12 months with no penalty, but if you’re trying to build credit, it’s important to compare. Is Peer-to-Peer Lending for You? Peer-to-peer loans can be great during times when banks are tight on credit. P2P lending is the idea of loaning or accepting money from the average person for a high rate of return. Choose a Credit Card Based on Your Lifestyle Photo of Simon Zhen Simon Zhen Choose a Credit Card Based on Your Lifestyle Credit cards are like clothes in some ways. Some are sexy, some are boring, some are... How to Establish Good Credit History? Photo of Simon Zhen Simon Zhen How to Establish Good Credit History? Establishing good credit is easier and simpler than you've heard; you just have to be... Boost Returns With a CD Ladder Using a CD Ladder will help you increase your savings and return on your money. Avoid Debit Card Fraud By Not Swiping At These Places Being a victim of debit card fraud is avoidable by not swiping your debit card at these places, which could lead to credit card fraud. What is a Bank Surrogate? Photo of Simon Zhen Simon Zhen What is a Bank Surrogate? A bank surrogate is formed when a company creates a unique, online customer... How to Avoid Bank Fees on Deposit Accounts? Photo of Simon Zhen Simon Zhen How to Avoid Bank Fees on Deposit Accounts? Bank accounts may come with fees. You should be aware of these common fees and how... 7 Rules Savings: Short-term and Long-term When it comes to saving, following these 7 rules will ensure your maximizing your earnings. How to Create a Budget? There is no on-size-fits-all type of budget. When creating a budget you need to tailor it to your needs and financial goals. Understanding Buy and Hold Investment Strategy Photo of Simon Zhen Simon Zhen Understanding Buy and Hold Investment Strategy The “buy and hold” investment strategy is when an investor purchases stocks and holds... What Are Commodities Investment Stocks? Photo of Simon Zhen Simon Zhen What Are Commodities Investment Stocks? Commodities are present all over our everyday lives. They are products that are found... What Are Bonds and How to Invest in Bonds? Asset Allocation vs. Diversification Investment Strategies While similar, “diversification” and “asset allocation” offer different investment strategies. How to Plan for a Long Retirement? Photo of Simon Zhen Simon Zhen How to Plan for a Long Retirement? The average American lives for about 78 and a half years. That’s not bad. The... What is an IRA? Traditional vs. Roth Photo of Simon Zhen Simon Zhen What is an IRA? Traditional vs. Roth Individual Retirement Account Way back in 1974, Congress passed a bill that created... How Much Should You Contribute To 401k Plan? 4 Ways to Maximize Frequent Flier Miles It's summer travel season. Here are some ways to get the most out of your frequent flier program or travel credit cards rewards program. 10 Jobs That Will Help Pay Your Rent Photo of Willy Staley Willy Staley 10 Jobs That Will Help Pay Your Rent Paying your first rent check after graduation is a great feeling -- until you... American Express Extended Payment Lets Charge Cards Carry Balances Photo of Jeanine Skowronski Jeanine Skowronski American Express Extended Payment Lets Charge Cards Carry Balances American Express cardholders looking to make a big purchase might be interested to... 4 Tips How to Avoid Checking Overdraft Fees Where to get Second Chance Banking? Looking for a second chance? These banks offer second chance banking for those who have made financial mistakes but are looking to move past them. 5 Ways to Avoid Paying Taxes Legally Photo of Willy Staley Willy Staley 5 Ways to Avoid Paying Taxes Legally Our current tax regime could undergo substantial change in the coming... Hilarious Bank Names: What Were They Thinking? Photo of Simon Zhen Simon Zhen Hilarious Bank Names: What Were They Thinking? Most banks carry mundane bank names, which is understandable for an industry in... 5 Tips Before You Pay for a Root Canal Learn how to save money on root canal with the correct preparation and the right medical insurance.