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Married and Merging Accounts: 5 Financial Tips for Newlyweds
Getting married is a thrilling time in every young couple's relationship. After...
What to do When You Lose Your Wallet?
Simon Zhen
What to do When Your Bank Fails?
Simon Zhen
5 Inexpensive Ways to add Value to Your Home
You have already bought your first home, and now the stress has set in. Mortgage,...
How to Avoid Car Donation Scams, Earn a Tax Deduction
Donating a car to charity seems like a win-win proposition. Ideally, the charity...
8 Purchases You Should Not Buy Cheap or Used
ertain things should not be purchased used, and smart spenders deserve to indulge in their savings every now and then. Check out these eight items you should pay full price for.
Simon Zhen
How Much Does it Cost to Own a Dog?
Simon Zhen
Top 10 Most Common Causes of Debt
With things as tough as they are in the current economy it might seem like...
Top 5 Richest Dropouts You Haven't Heard Of
Almost everyone has heard of Bill Gates dropping out of Harvard to follow his dreams...
How to Create a Budget With 3 Simple Steps
Simon Zhen
What is an ACH Transfer?
Learn more about ACH transfers, which are common for moving funds between bank accounts electronically.
Simon Zhen
What is Overdraft Protection and How Does it Work?
With all the fuss that's been going on about overdraft fees and how banks have...
How to Opt Out From Overdraft Fees
No one wants to get hit with overdraft fees. They're a common source of consumer...
Buy a Home With a Cash or Mortgage: Which is Better?
If you are lucky enough to have the funds, you can choose to buy a house with cash or a mortgage. Which is the winning option between cash vs mortgage?
Simon Zhen
How to Finance Home Improvement With a Home Equity Loan or HELOC
Find out how you can use a home equity loan or HELOC to finance a home improvement project, including the benefits and disadvantages of using either.
Simon Zhen
The Tax Advantages of Taking a HELOC
The Home Equity Line of Credit (HELOC) offers an economical way of consolidating...
The Truth in Lending Act and How It Can Help a HELOC Borrower
Many homeowners borrow money against their home equity without knowing all the facts...
How to Finance a College Education with a HELOC
Learn more about the benefits and disadvantages of using a home equity line of credit (HELOC) to help finance your child's college tuition and expenses.
Simon Zhen
What Are the Most Common HELOC Fees?
Simon Zhen
What is the Process of Getting a HELOC Loan
For many homeowners who are already able to take out a second mortgage, the Home...
5 Reasons to Choose HELOC Loan Over Other Types of Credit
Home Equity Line of Credit (HELOC), a flexible line of credit secured by...
HELOC Vs. Credit Card: Which Is Better for Emergency Cash?
Learn which line of credit should you keep on standby for that occasional home project and other out-of-the-budget expenses, compare the fees and features.
Simon Zhen
HELOCs Vs. Home Equity Loans: Which Option Is Better?
Learn the main similarities and differences between the HELOCs (Home Equity Line of Credit) and Home Equity Loans.
Simon Zhen
Why You Should Take Out A HELOC Before Unemployment Hits
If you're worried that unemployment may be in the cards for you in the near...
What is Direct Deposit and How Does It Work?
With the emphasis nowadays on getting things done using faster and more convenient...
Where to Find the Best HELOC Loan?
The HELOC has become a popular choice for refinancing and paying for home improvements, educational expenses, major family events. Learn where to find the best HELOC deals.
Simon Zhen
Understanding the HELOC Loan Options
Simon Zhen
5 Online Banking Scams Every Consumer Should Know
With technology getting more and more advanced, banks are outdoing each other in...
How to Teach Your Kids the Value of Saving
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10 Features Consumers Look for in a Bank
Learn what makes a good bank according to costumers. Read a list of the top 10 features that serve as practical considerations for consumers in choosing or staying with their banks.
Simon Zhen