Articles by Debbie Dragon

Debbie is a writer who specializes in parental finances, credit cards, and mortgages.

401(k) vs. Roth IRA: Which Option is Best for You? 401(k) vs Roth IRA - both offer unique advantages and disadvantages, but which is better for your retirement savings? How to Manage Finances as a Single Mom Photo of Debbie Dragon Debbie Dragon How to Manage Finances as a Single Mom I graduated from college with a Bachelors of Science degree in Computer... 10 Realistic Ways to Cut Commuting Costs Photo of Debbie Dragon Debbie Dragon 10 Realistic Ways to Cut Commuting Costs As the price of everything goes up, everyone is looking for easy ways to cut their... What Is Return of Premium Life Insurance? Life insurance is important, but also a judgement call - no one wants to waste money. A return of premium life insurance takes that out of the equation. 6 Smart Ways to Beat Mortgage Debt When the Emergency Fund Becomes a Burden Photo of Debbie Dragon Debbie Dragon When the Emergency Fund Becomes a Burden Financial gurus recommend keeping 3 to 6 months of living expenses, if not more,... When Buying a Home Isn't The Right Move Photo of Debbie Dragon Debbie Dragon When Buying a Home Isn't The Right Move Today's extremely low rate environment has allowed homeowners to refinance their... 7 Tips to Stop Debt Collectors Calling You Learn some strategies for dealing with bill collectors while you take steps to get your financial life back in order, and none of the strategies suggest hiding! Why Making Extra Mortgage Payments Is a Smart Move Making extra mortgage payments is a smart move if you're trying to pay off your mortgage quickly. Here are the best ways to make extra mortgage payments. Do You Need Car Insurance to Drive Someone Else's Car? Photo of Debbie Dragon Debbie Dragon Do You Need Car Insurance to Drive Someone Else's Car? If you do not own a car of your own, is it necessary to have car insurance in your name...