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Articles by Lance Cothern

Lance is a licensed Certified Public Accountant (CPA) in the state of Virginia and he covers money management, budgeting, financial products, and more. He is also the founder of Money Manifesto, a personal finance blog, where he writes about his family's relationship with money. Education: B.B.A. in Accounting from James Madison University.

When to Sell Your Stocks: Whether for Profit or at a Loss Photo of Lance Cothern Lance Cothern When to Sell Your Stocks: Whether for Profit or at a Loss Investing is likely a cornerstone of your wealth-building plan. Saving for... How Hybrid Life Insurance Can Also Pay for Long-Term Care Learn how hybrid life insurance works when it also provides long-term care coverage in additional a standard life insurance policy benefit. Accidental Death & Dismemberment Insurance vs. Life Insurance: The Differences Learn how accidental death + dismemberment coverage is different from life insurance as both policies will pay death benefits. Domestic Partner Health Insurance: How Does It Work?. Photo of Lance Cothern Lance Cothern Domestic Partner Health Insurance: How Does It Work?. One benefit married people have is the ability to be on the same health insurance... Indexed Universal Life Insurance: How Does It Work? Photo of Lance Cothern Lance Cothern Indexed Universal Life Insurance: How Does It Work? People generally build assets over time with the goal to one day retire. In the... Pregnancy & Health Insurance: How to Get the Right Coverage Long Term Disability Insurance: How Does It Work? Learn how long term disability insurance cover workers who may not be able to bring in income after a serious injury and when a private policy makes sense. Should You Reinvest Dividends or Take the Cash? Photo of Lance Cothern Lance Cothern Should You Reinvest Dividends or Take the Cash? In the world of investing, a profitable investment isn't just defined as one that... Coinsurance vs. Copay: How Much Will You Pay Out of Pocket? Photo of Lance Cothern Lance Cothern Coinsurance vs. Copay: How Much Will You Pay Out of Pocket? Coinsurance and copays are the two major cost-sharing models used by health... Solo 401(k) vs. SEP IRA: How Do You Choose if You're Self-Employed or a Small Business Owner? Compare the pros and cons of solo 401(k) plans and SEP IRAs for self-employed individuals and small business owners who want to save for retirement.