Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

Top 5 Richest Dropouts You Haven't Heard Of Could you imagine never graduating from middle school and going on to making millions? It is possible as 5 of the richest dropouts have shown. How a Reverse Mortgage Works for Seniors Photo of Simon Zhen Simon Zhen How a Reverse Mortgage Works for Seniors Reverse mortgages are intended for seniors who want to supplement the income they... Sounds Too Good to be True? It Probably Is: How to Avoid Investment Scams Photo of Simon Zhen Simon Zhen Sounds Too Good to be True? It Probably Is: How to Avoid Investment Scams In these sensitive economic times it seems like everyone is searching for ways to... Cash Back Rewards vs. Points Rewards: Pros and Cons Credit card rewards can come in the form of cash back or points. But, which one might be better for your financial setup? 4 Steps To Avoid Credit Card Debt If you’re new to having a card or just nervous about accumulating debt, take the following tips to learn how to manage your credit. What is Overdraft Protection and How Does it Work? Photo of Simon Zhen Simon Zhen What is Overdraft Protection and How Does it Work? With all the fuss that's been going on about overdraft fees and how banks have... How Secure Are Online Bank Websites? Photo of Simon Zhen Simon Zhen How Secure Are Online Bank Websites? The development and increasing popularity of online banking has been one of the... How to Opt Out From Overdraft Fees Buy a Home With a Cash or Mortgage: Which is Better? If you are lucky enough to have the funds, you can choose to buy a house with cash or a mortgage. Which is the smarter option? How to Finance Renovations: Home Equity Loan vs. HELOC Photo of Simon Zhen Simon Zhen How to Finance Renovations: Home Equity Loan vs. HELOC Whether your house has fallen into disrepair and is badly in need of...