Mortgage

Mortgage Modification: How Does It Work? Find out how mortgage modifications work to help you when you're struggling to make mortgage payments -- as opposed to refinancing the home loan altogether. How to Get a Mortgage If You’re Self-Employed, a Small Business Owner or Gig Worker Photo of Valencia Patrice Higuera Valencia Patrice Higuera How to Get a Mortgage If You’re Self-Employed, a Small Business Owner or Gig Worker There are millions of self-employed people in the United States. This...

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Interest-Only Mortgages: Compare the Pros and Cons Learn the pros and cons of interest-only mortgages to find out if you can apply for a home loan with interest-only payments temporarily. Mortgage Pre-Approval Checklist: Documents You Need to Prepare Find out which specific documents and pieces of information needed for mortgage pre-approval, which could help smooth out the home-buying process. FHA 203(k) Loan: When Does It Make Sense? Photo of Valencia Patrice Higuera Valencia Patrice Higuera FHA 203(k) Loan: When Does It Make Sense? Are you thinking about buying a fixer-upper? These properties are often a... Job Loss Before Closing: How Your Mortgage is Affected? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Job Loss Before Closing: How Your Mortgage is Affected? A mortgage loan approval gives you the go-ahead to start shopping for a... The Best Steps to Take After Paying Off Your Mortgage Find out about the best (and proper) steps to take after you've finishing paying off your mortgage -- including how to best manage your finances afterward. VA Home Loans: A Guide to Mortgage for Veterans Learn how VA home loans work to make it easier for veterans to qualify for a mortgage, including the service eligibility requirements. Private Mortgage Insurance: How PMI Works and When It Makes Sense Photo of Valencia Patrice Higuera Valencia Patrice Higuera Private Mortgage Insurance: How PMI Works and When It Makes Sense For some people, buying a home is the ultimate financial goal. Homeownership is an... How to Refinance a Mortgage With Bad Credit Photo of Valencia Patrice Higuera Valencia Patrice Higuera How to Refinance a Mortgage With Bad Credit When mortgage interest rates decrease, refinancing is an excellent way to... USDA Loans: Eligibility, Income Limits and Application Process Learn about USDA loans that are available to low-income homebuyers who may not have enough for a down payment, including eligibility and requirements. What to Do (and Not Do) Right Before Closing on a Home? Learn what to do (and what not to do) in the weeks and days leading to the closing of your new home purchase -- to avoid jeopardizing the process. Mortgage Recasting: When Does It Make Sense for You? Photo of Kevin Mercadante Kevin Mercadante Mortgage Recasting: When Does It Make Sense for You? If you’re already a homeowner, or you’re looking to buy a home, you’re probably... Should You Make Bi-Weekly Mortgage Payments Instead of Monthly Payments? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Should You Make Bi-Weekly Mortgage Payments Instead of Monthly Payments? If you’re ready to own your own space, it’s time to buy a house. Owning a home... Balloon Loan Payments: How Do They Work? Learn how balloon loan payments work when it comes to the amortization schedule and monthly payments towards a mortgage, auto loan, or commercial loan. When Does a No-Cost Mortgage or Refinance Make Sense? Learn how no-cost mortgages or refinancing works to help avoid the costs and fees of closing on a home loan. Also, find out if it is actually worth considering. When Mortgage Rates Fall, Is It Time to Refinance Your Home Loan? Photo of Valencia Patrice Higuera Valencia Patrice Higuera When Mortgage Rates Fall, Is It Time to Refinance Your Home Loan? Many people see a drop in mortgage rates as the perfect time to buy a... How to Get Approved for a Mortgage as a Retiree Without Job Income Photo of Aja McClanahan Aja McClanahan How to Get Approved for a Mortgage as a Retiree Without Job Income Knowing how to get approved for a mortgage as a retiree without joint income... Should You Use a Home Equity Loan or HELOC to Pay for College? Consider the pros and cons of using a home equity loan or HELOC to pay for a child's college tuition and expenses, in an effort to avoid student loans. Tax Abatement: How Does It Help You Save on Property Taxes? Learn about how a tax abatement affects your purchase of a new home or condo because it can offer savings on property taxes depending on the abatement period. Selling Your House to a Family Member or Friend: How to Get the Best Deal Photo of Aja McClanahan Aja McClanahan Selling Your House to a Family Member or Friend: How to Get the Best Deal Selling your house to a family member or friend can be a great opportunity to... How to Negotiate the Best Price of a New Home Photo of Valencia Patrice Higuera Valencia Patrice Higuera How to Negotiate the Best Price of a New Home Whether you’re a first-time buyer or a repeat home buyer, knowing how to... 4 Options to Avoid Foreclosure if You Can't Make Mortgage Payments Learn what you can do when you're struggling to make your mortgage payments, including options to tweak your home loan and monthly payments. When Does It Make Sense to Cash Out Refinance? Learn all about cash-out refinancing and find out when it makes the most sense to use home equity for this kind of loan that puts available cash in your hands. Why You Shouldn't Use a Mortgage Broker When Buying a Home Photo of Rebecca Lake Rebecca Lake Why You Shouldn't Use a Mortgage Broker When Buying a Home When you buy a house, especially if you're doing it for the first time, you... How to Get a Great Mortgage Rate With 650-699 Fair Credit Score Photo of Rebecca Lake Rebecca Lake How to Get a Great Mortgage Rate With 650-699 Fair Credit Score Buying a home is equal parts excitement and headache. It's exciting... What You Should Know Before Buying a Foreclosure Property Potential buyers can get incredible deals on foreclosure properties. But buyer beware. Foreclosures can be riddled with problems. Buying a House With Friend or Family Member: A Bad Idea? Compare the pros and cons of buying a home with a friend or family to see if this decision is a bad idea for your finances and closest relationships. Should You Apply for a Mortgage With or Without Your Spouse? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Should You Apply for a Mortgage With or Without Your Spouse? You and your spouse are ready to buy that dream home. On the mortgage...
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