MyBankTracker Blog

Big Banks vs. Small Banks: Which are Better? Photo of Simon Zhen Simon Zhen Big Banks vs. Small Banks: Which are Better? To go with the mega-bank or the community bank? You're likely to ask this... 4 Steps To Avoid Credit Card Debt If you’re new to having a card or just nervous about accumulating debt, take the following tips to learn how to manage your credit. Cash Back Rewards vs. Points Rewards: Pros and Cons Credit card rewards can come in the form of cash back or points. But, which one might be better for your financial setup? Is the Sallie Mae Smart Option Loan Really A Smart Option? Photo of Simon Zhen Simon Zhen Is the Sallie Mae Smart Option Loan Really A Smart Option? Sallie Mae and Alpine Bank have teamed up to offer the Smart Option Student Loan. The... How to Open a Roth IRA: A Complete Guide Photo of Simon Zhen Simon Zhen How to Open a Roth IRA: A Complete Guide When you’re ready to start building retirement savings, you have several options... How Your Checking Account Can Impact Your Credit Score Your checking account impacts your credit score. The relationship between your checking account and credit score is one you should be familiar with. Employment Tips: Getting Your First Post-College Job What is Retirement Annuity: Should You Buy it? Photo of Simon Zhen Simon Zhen What is Retirement Annuity: Should You Buy it? An annuity is a financial product that provides regular payments over a set period... How to Comfortably Retire On A Million Dollars: Is it Possible? Photo of Simon Zhen Simon Zhen How to Comfortably Retire On A Million Dollars: Is it Possible? Those who are fortunate enough to still be holding on to stable jobs at these... The Value of a Good Credit Report 6 Best Luxury Credit Cards for the Wealthy Ever wonder what it takes to get one of the world‘s most exclusive credit cards? Here are some fun facts about the world‘s top luxury credit cards. How Secure Are Online Bank Websites? Photo of Simon Zhen Simon Zhen How Secure Are Online Bank Websites? The development and increasing popularity of online banking has been one of the... Buy a Home With a Cash or Mortgage: Which is Better? Photo of Simon Zhen Simon Zhen Buy a Home With a Cash or Mortgage: Which is Better? Not many of us are fortunate enough to have sufficient cash to even consider... The Truth in Lending Act and How It Can Help a HELOC Borrower How to Use a Home Equity Loan to Pay Off Credit Card Debt What is the Process of Getting a HELOC Loan Photo of Simon Zhen Simon Zhen What is the Process of Getting a HELOC Loan For many homeowners who are already able to take out a second mortgage, the Home... 5 Reasons to Choose HELOC Loan Over Other Types of Credit Photo of Simon Zhen Simon Zhen 5 Reasons to Choose HELOC Loan Over Other Types of Credit Home Equity Line of Credit (HELOC), a flexible line of credit secured by... Discover Vs. Ally Bank Savings Accounts Review Should Teens Be Allowed to Use Credit Cards? Where to Find the Best HELOC Loan? Photo of Simon Zhen Simon Zhen Where to Find the Best HELOC Loan? The HELOC has become a popular choice for refinancing and paying for home... How Health Savings Accounts (HSAs) Works Photo of Simon Zhen Simon Zhen How Health Savings Accounts (HSAs) Works HSAs are a good way of reducing your taxes and saving money, while at the same,... Understanding the HELOC Loan Options Putting Your Money in a Callable CD: How Wise Is It? Learn what is a callable CD is and how it works. Callable CDs are typically higher in rate than the regular CDs, and that's the pitch most bankers use when selling this type of CD. Opening a CD Account - Hard Pull Vs Soft Pull Explained Photo of Simon Zhen Simon Zhen Opening a CD Account - Hard Pull Vs Soft Pull Explained If you think that investing in a certificate of deposit or CD merely entails... How to Get a Mortgage Quickly Photo of Simon Zhen Simon Zhen How to Get a Mortgage Quickly You've finally found the house that you're set on -- you're going to buy... CDs Vs. Installment Savings Accounts: Which Is The Better Saving Strategy? Learn more about installment savings accounts and compare them to certificates of deposit(CDs) when trying to save for a specific financial goal. What is a CD Ladder and How to Use It to Maximize Yields Learn how laddering your CD portfolio is a good way of taking advantage of the highest CD rates. Are Credit Card Balance Transfers a Good Idea? Photo of Simon Zhen Simon Zhen Are Credit Card Balance Transfers a Good Idea? Statistics show that the average American household carries a credit card debt of... 7 Habits to Improve Your Credit Score Photo of Simon Zhen Simon Zhen 7 Habits to Improve Your Credit Score Whether you like it or not, your credit score is something that will affect you... CDs vs. Bonds: Which is the Better Investment for Your Money? What are government bonds? MyBankTracker breaks them down and compares them to CDs, so you can decide which product is best for your savings.